NON TRADITIONAL Financing for OWNING A HOME!
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Welcome to a New Series here on Realty Check with Trish Williams! Trish will be having guests on to talk about Financing Home Ownership. What does this really mean you ask? Well, are you interested in buying a home but then think to yourself, "I don't have the money for that!" Well, it turns out you might!
NON TRADITIONAL FINANCING
Hello Everyone! Today's Episode of Realty Check with Trish WIlliams is a BONUS EPISODE in our series about Home Ownership Financing! Today is all about NON - Traditional Financing! Our Guest Gregory Cook will tell us all about how to get loans for special circumstances especially when traditional financing does not work. These circumstances can include self employment, bankruptcy, bank statement wage verification, multiple mortgages, cash flow properties, and even a low credit score! Thanks for Watching!
Gregory Cooke is a Las Vegas Mortgage Loan Officer with Castle & Cooke Mortgage and his number is 702-324-6229.
00:00 Intro
00:43 Bonus Episode!! Out of the box Mortgages
02:02 What is QM?
03:20 The '08 Recession
04:05 non QM is for who exactly?
04:33 What is SUBPRIME?
05:40 Is there Down-Payment Assistance?
06:28 Is this the same as a Hard Money Loan?
07:54 What person is perfect for Non QM?
09:40 how much is the DOWNPAYMENT?
11:14 Restricting on Investment Properties?
13:03 Requirements for these loans?
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