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Ready to ditch debt, retire sooner & live life on your own terms? Only 54% of Gen Xers feel prepared for retirement and 22% believe they will live a comfortable lifestyle – so if you’re feeling like your finances are a hot mess, you’re not alone! I’m Dalene Higgins, founder of Elevate Finances & Money Coach for GenXers. It’s time to stop avoiding your finances and start having CONFIDENT conversations about money. Join me every week to talk about personal budgeting, debt payoff, saving for re ...
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Navigating the Journey with Aging Parents as a Caregiver with Richard Hirsch Guest Richard Hirsch has been involved in the medical alert system industry for approx. five years currently the Chief Marketing Officer of UnaliWear. They are the makers of the most innovative medical alert system in the industry. Rich also has a 94-year-old mother living…
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Craig Colvett, co-founder of Coach360, is a life and leadership coach from Denver, Colorado. He focuses on helping people effectuate change to better themselves whether that is in their career, personal relationships, mental health, time management, or transition periods. Through his two decades of experience in the financial sector, Craig has esta…
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We’re celebrating 50 episodes!! And top 10% of all podcasts globally! I chose the number 5 in celebration of today’s episode. 5 things I wish my younger self knew and the beginning of my finance journey AND 5 pieces of advice for listeners to take action with today GIVEAWAY: I am giving away one spot to my 4-month signature program, the Financial F…
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Today’s episode is all about Financial Literacy! Financial literacy is the combined knowledge and skills required to make responsible and informed financial decisions that contribute to a sense of financial security and well-being. Knowledge of financial concepts like saving, investing, spending and borrowing is the foundation of financial literacy…
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Real estate investment, particularly in passive income options, offers a pathway to financial freedom for individuals of various backgrounds and stages in life. By leveraging strategic partnerships and innovative platforms, investors can access high-end real estate opportunities while minimizing risks and maximizing returns. Benefits of Passive Inc…
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In today’s episode, I share and discuss 8 common struggles and hurdles people face when learning and trying to move forward with budgeting. Eight (8) Common Struggles: Lacking goals and direction Tracking tool or method No element of fun Not spending enough time Not being flexible Not being realistic Not including partner/spouse No accountability L…
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In today’s episode, I dive deeper into Financial Stability and how to create and build that foundation. Specifically we’ll focus on: How to avoid being financial fragile A different look at savings How to create “emergency fund” savings Preparing for a solid financial future Let’s Connect! Do you have questions about this episode? Topics you want t…
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In today’s episode, I talk about Grant Sabatier’s Financial Freedom Levels Specifically we’ll focus on: The 7 Levels of Financial Freedom Definition of Each Level Action Steps to Move to the Next Level Determining What Financial Freedom Means To You If you’re a reader or audiobook listener, grab the book Financial Freedom A Proven Path to All the M…
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Caregiving Chronicles: Stories of Financial and Physical Care In today’s episode, we talk with guest Danielle Muira, who recently found herself in a primary caregiving role. Listen to her story as she shares the rewards, effects, and advice she is now giving being on the flip side of this caregiving journey. To connect with Danielle follow these li…
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In today’s episode there are two questions we will be discussing and answering for you today. What is debt and what is debt management? Specifically we’ll focus on: Tips to manage your debt You choose that the payment will work How much debt to take on What types of debt What “things” are you willing to purchase with credit We’ll also talk about a …
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In today’s episode we will be debunking myths and beliefs you may have about debt. The three for today’s podcast are: All debt is bad Debt should be avoided at all costs Debt is forever. If you are on a journey to pay off debt and handle debt, it’s important that you create your own rules around debt. Let’s Connect! Are you ready to start on a jour…
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Today’s episode is about looking at debt differently. Most of the time we are stuck looking at it and just want to get rid of it. This may be doing more harm than good. Have you ever heard the statement, “can’t see the forest for the trees?” Specifically in this episode, we’ll cover: How to stop letting debt keep us financially stuck What is a debt…
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Today’s episode is with a wonderful guest from math teacher to financial advisor to enrolled tax agent. Listen to her amazing story and how she supports women in all financial situations. Soul Based Planning Saving for retirement “late” to the game Taxes in retirement and things we should know Dee Dee Baze and Alphemita Financial Services Connect w…
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Today’s episode is about helping our minds have a fresh start. Gaining clarity with numbers and vision will need our minds in the right space. Learn how to make that mindset shift from negative to positive as you head toward your financial vision. Discover what negative thoughts may be holding us back How to restate those thoughts and commit to cha…
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During this episode, we’ll talk about creating a vision for your future. This future will more than likely be dependent on money. We dive in deeper to setting goals to get to the dream, your financial future, and the action steps for momentum and success. I also share a client story to demonstrate the application of each step. (Part 2 of 3) Topics …
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Gaining Financial Clarity - Reflection for a Successful Year Ahead Many of my clients need help with where even to start getting ahead with their money. Today’s episode is part 1 of 3, to help you find clarity with your finances and action steps to get moving forward. Be encouraged and guided to look at your expenses through a different lens or fil…
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Amy is a strategic coach, and a part-time network marketer, and five years ago, she opened the doors to a new corporation called Amy Kemp, Inc. In this growing business, Amy uses the Habit Finder assessment tool in small group and one-on-one engagements to help leaders understand how deeply thought habits impact every part of their lives. Amy is re…
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Saving strategies to help you build an emergency fund on a tight budget Listen to today’s episode to find strategies and motivation to begin your journey with saving money in an emergency fund. Knowing how an emergency fund can support your money journey is important to being successful and growing not only that emergency fund, but future wealth. W…
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Faron Daugs is a Certified Financial Planner™ and wealth advisor with more than 30 years of experience. As the founder and CEO of Harrison Wallace Financial Group, he serves as a go-to source and trusted advisor for his clients across the country. Based in Libertyville, Illinois, Harrison Wallace Financial Group provides comprehensive wealth manage…
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Listen to today’s episode to dig deeper into the budgeting process. Most of the time it’s more than creating and tracking. I discovered that my entire budgeting journey was reflected in phases. With each phase, I was able to learn more and progress. Learning this information now, you’ll have a step up to conquering your fighting issues with budgeti…
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The money journey is long, but it doesn’t have to be hard. The beginning will be definitely a learning challenge, but once you’ve figured out the pieces and have them running smoothly, it should be easy. Listen in as I share 6 tips to help you stay motivated when the going gets tough!! Realistic Change it Up Celebrate Accountability Your Why Decisi…
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Iva is a certified Chrisitian life and Neuro coach. I help ambitious, faith-filled women master their mindset so that they can build thriving profitable businesses. This is powerful transformative work that gets to the root of what is holding many entrepreneurs back from building the successful business that they dream of. In 2019 I decided to pivo…
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Savings the #1 Habit to Financial Security Today’s episode is all about the power of saving money. By learning how to become a saver, we are able to get rid of debt and grow our wealth. I not only share eight (8) ways savings can help us manage our money but also share strategies and tips for saving money and how to overcome the obstacles you might…
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Meera is a passionate advocate for women's empowerment and career success. She thrived as a Media Professional, honing her skills in the fast-paced world of media and communications. Despite this, she felt called to embark on a transformative journey of mentoring and coaching women. With her unwavering commitment to empowering women, she has positi…
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Three pillars of wealth are: Saving, Spending, and Investing. We’ll discuss each and give ideas on bolstering that pillar. As we discuss today’s three pillars, think of how your strategy should give equal attention to all three. Not all three simultaneously, but each one and how it supports the others. Listen in as I share: How to save and where to…
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Today’s episode is all about reframing your negative budget behaviors. Knowing what behavior you need to replace and with what new habit or behavior. Listen in as I share common “money” or budget behaviors and how to change them: Avoidance Restrictive Frustration Complacency Overwhelmed Overspending Let’s Connect! 💸 Break Free From Debt checklist 🌻…
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Tara Trantham is a stay-at-home mom fueling her family’s FI/RE with focus groups. Listen in as she shares: Why she loves FIRE Finding her way as a stay-at-home mom How focus groups became her side hustle How to get into focus groups Who they are best for Connect with Tara! Instagram Let’s Connect! 🌻 Send me a DM on Instagram 👩‍💻 Join the FREE commu…
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Have you ever wondered the difference between a financial coach and a financial advisor? Today’s episode I explain the necessary role of each in your journey to financial freedom. Listen as I share: When each role is applicable How they complement each other What it looks like to work with them How to choose which one or both is best for you Let’s …
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Alfredo Zapata, originally from Mexico, is a nutritionist, fitness coach, speaker, and author. For the last 30 years, he has been studying physical and mental performance and different techniques to keep the body healthy in an unconventional way with his program *Connect Mind and Body*. He lived in Los Angeles for over 28 years, married with two ch…
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Have you ever had an expense sneak up on you? Totally wreck your budget? Then you gave up?! Even if you didn't completely give up, your budget was off and you were winging it for the rest of the month! What if I told you, there was a way to actually plan for these expenses? Listen as I share: How to define these expenses Lose the month-to-month foc…
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Rachel S. Ruby, Divorce Healing Coach Rachel S. Ruby is an attorney, entrepreneur, author, writer and coach. She worked in family law and was a certified divorce mediator. She has authored several other books, and Divorce to Bliss is her most heartfelt book to date. It took a big journey through the dark tunnel of divorce for Ms. Ruby to find true …
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Angela is a Certified Christian Life coach and motivational mentor. Her 19 year career in education and her lifelong walk with God have equipped her with the skills, gifts, and experience needed to partner with women and transform their lives through coaching and applying biblical principles to everyday life. Faith over fear is her motto for life a…
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Learning to be intentional with your money is so important. Do you plan what you are going to do with your money? Are you deliberate with each purchase you make during the month? Listen as I share: What intentional means and how it’s a money strategy Four (4) ways to be intentional with our money How adding several levels makes managing money easie…
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Sam X Renick is an internationally recognized leader and pioneer in financial literacy. He is a source and force of knowledge and joy on great money habits. In 2001, Sam founded the “It’s a Habit!” Company and co-created children's storybook character Sammy Rabbit to make it easy for anyone to talk to and teach young children about great money habi…
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Today’s episode is all about how to set ourselves up for success. You can definitely use these steps in any aspect of life, but I focus on how these specifically relate to money. A solid foundation of success strategies to help you remember the basics is essential while on your journey to financial freedom. Listen in as I share 8 tips to be success…
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Struggling With Finding Wealth? Learn to Find Abundance By Change Your Money Beliefs and Embodying Your Worth As a Speaker, Coach and CEO of The Riverstone Movement School, Leila Veronica helps high-performers, business owners & organizational leaders shift the physical component of their life. She integrates movement into your mental-mastery journ…
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Adam Jablin is a best-selling author, Inspirational Keynote Speaker, Transformational Life Coach, and Spiritual and Recovery Mentor. In 2006 Adam got clean and sober, which unleashed many gifts he had hidden inside. Adam inspires and teaches those fighting fears, alcoholism, and addictions to unleash their INNER HERO. My divorce was the hardest thi…
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Debt can be overwhelming and if we’re not careful it can consume us. The first step to being able to get rid of debt is to stop creating debt. Inventory your debts not only by balance, payment, and interest rate. But also review what created or is creating your debts. Listen in as I discuss: Debt drivers Lean into prior success Five strategies How …
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Rizek is the VP of Wealth Management at Divergent Wealth Advisors. He is a CPA and Certified Financial Planner® professional serving clients nationwide. Rizek graduated with a bachelor's and master’s degree in Accounting from Brigham Young University and specializes in financial planning, tax strategies, portfolio design, and estate planning. Rizek…
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Whether we like to admit it or not, we’re all procrastinating about something we’d like to do differently when it comes to money. Is it more than a scarcity mindset? Are you dealing with money fears? Chrometophobia is the extreme fear of money. Money fears can come from different places and can be difficult to pinpoint. Listen in as I discuss: Fear…
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As a Generation X woman, I found myself in my early 40's knowing I should do more with my money, but I had found a way that satisfied me when I found Real Estate. This is why I am making it my mission to help educate other Generation X women on how to start investing in real estate. Whether it's their first time buying a home or their first time bu…
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Have you ever wondered how to progress on your financial journey? Today’s episode is about the steps I used and how they helped me reach my financial goal. I then break down each step for you to individually implement into your own journey. Listen in as I share… How I Changed My Finances Six Steps For Your Financial Journey Goals Budget Tracking Re…
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What a fantastic generation we are as Gen Xers! And a lot has happened financially since our generation started. There have been numerous financial events, as well as new financial products, investing options, and retirement products. This episode is just a quick walk down memory lane. After listening: Do you remember those events or additions? How…
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Break free from a scarcity mindset. A scarcity mindset is when you believe there are limited resources, so if someone else has something, you feel there is less of that resource available for you. Do you know that person that seems like no matter what they touch it “turns to gold”? This individual lives in an abundance mindset. Listen in as I discu…
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Financial conversations between generations can be crucial for financial planning, wealth transfer, and avoiding financial misunderstandings. Listen in as I share the five money conversations we should be having, as well as lessons my parents taught me. Examples to help us talk about money more easily. Quit avoiding the taboo topic and I’m not talk…
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Learn a new way to look at emergency funds and how having an emergency fund eliminates the need for new debt. Learn to find your why with having an emergency fund that will bring peace and clarity, as well as how much to save and where. Listen in as I share: What is an emergency fund? What is it important? What are the benefits of an emergency fund…
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Get a better handle on your finances by tracking expenses against your budget. Learn how to properly allocate your money, track spending, and save for the future. Discover the tools and resources you need to make sound financial decisions today. Listen in as I share: Difference between budgeting and tracking Why tracking expenses is important Five …
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Get a better handle on your finances by tracking expenses against your budget. Learn how to properly allocate your money, track spending, and save for the future. Discover the tools and resources you need to make sound financial decisions today. Listen in as I share: Difference between budgeting and tracking Why tracking expenses is important Five …
  continue reading
 
Gen Xers are facing a unique set of money challenges as they approach retirement age. It's time to discuss what needs to be done so Gen Xers can have the retirement they've planned and deserved for. Today's episode is a start of the conversation about how to tackle money issues that Gen Xers are dealing with. Listen in as I share more about the fou…
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So I talked briefly about our financial crisis during episode 001 when I shared my money journey story and that we used cash envelopes. During this episode, I talk about why I loved them and how they helped us in our financial crisis. Listen in as I share… Why do I love them so much? What did I learn? Did I find it difficult? It was a great teachin…
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