Join host Jeff Rose, CFP®, on The Good Financial Cents Show as he dives deep into the world of personal finance and helps you navigate the often overwhelming landscape of investing and retirement planning. In this episode, Jeff focuses on one of the most powerful retirement savings vehicles available: the Roth IRA. Whether you're just starting your…

Welcome to the Good Financial Cents show, where we explore the investments that transformed Jeff Rose into a multi-millionaire. Join your host, Jeff Rose, CFP®, as he takes you on a captivating journey through two key investments that propelled his extraordinary financial success. In this episode, Jeff reveals the secrets behind his remarkable weal…

Welcome to the Good Financial Cents show, where financial success is within reach for everyone. Join your host, Jeff Rose, CFP®, as he shares his personal journey and reveals the six rich habits that propelled him to become a multi-millionaire in his 30s. In each episode, Jeff takes you on a captivating exploration of the principles, strategies, an…

In this insightful episode, Jeff shares his expertise on wealth accumulation and provides valuable insights on how you can implement these strategies to supercharge your own financial journey. Whether you're just starting on your path to financial freedom or looking to optimize your existing wealth-building efforts, this podcast episode is packed w…

Join host Jeff Rose, CFP® as he sits down with the esteemed Steve Chou, renowned entrepreneur and author of the highly anticipated book, "The Family First Entrepreneur." In this episode of The Good Financial Cents Show, we delve deep into the fascinating world of entrepreneurship, focusing on the unique challenges and rewards faced by individuals w…

Welcome to the Good Financial Cents show, the ultimate destination for all your money matters! Join your host, Jeff Rose, CFP, as he unravels the secrets of financial success in this episode titled "7 Best Low-Risk Investments for 2023". If you're ready to make your money work harder without breaking a sweat, you're in for a treat! In this episode,…

Welcome to the Good Financial Cents podcast, where we unravel the secrets of wealth creation and explore the mindset and strategies embraced by successful individuals to attain financial freedom. Join our host, Jeff Rose, CFP®, a seasoned financial expert and entrepreneur, as we embark on a journey to uncover the untold stories behind the world's w…

Welcome to the Good Financial Cents show, where we help you "make cents" of your financial life. In this episode, we'll discuss a common problem that many of us face at some point in our lives - feeling stuck in our financial situation. Are you struggling to make progress towards your financial goals? Do you feel like you're stuck in a rut and don'…

Welcome to Good Financial Cents, the podcast that helps you make sense of your money. In this episode, host Jeff Rose responds to a YouTube comment from someone who doesn't invest in courses. Jeff disagrees with this viewpoint and believes that investing in your education is a smart investment, especially when it comes to personal finance. The epis…

Welcome to the Good Financial Cents show, where we strive to help you achieve your financial goals and build a secure future. In today's episode, we'll explore the age-old debate: Should you save or invest your money? While both options have their merits, we argue that investing should be your top priority. Saving money is important, of course, but…

Welcome to the Good Financial Cents Show, where we empower you to make smart financial decisions and build a better future for yourself and your family. In this episode, we take a look at why 91% of people fail at their goals and how to adjust a few simple things to beat the odds. We'll talk about short-term goals and long-term goals and everything…

Welcome to the Good Financial Cents Show, where we empower you to make smart financial decisions and build a better future for yourself and your family. In this episode, we delve into the world of passive income, identifying the number one mistake people make in their quest for residual income, and providing insights on how to avoid it. Join us as …

Welcome to the Good Financial Cents show, where we provide expert insights on personal finance and wealth building. In this episode, we're discussing the most common mistake people make when creating multiple income streams. Here are some of the key points we'll cover: The importance of creating multiple income streams for financial security and fr…

Welcome to the Good Financial Cents show, where we believe that everyone deserves to live their best financial life. In this episode, we'll be discussing the top 2 assets you need for financial freedom. Financial freedom means having the resources you need to live the life you want without having to worry about money. Our host Jeff Rose will be bre…

Welcome to the Good Financial Cents podcast! In this episode, we'll be diving into a crucial topic that investors should be aware of: what happens to your money if your broker fails? The thought of losing your hard-earned money due to the failure of a financial institution can be stressful. That's why we're dedicating this episode to exploring the …

In this podcast, I talk about how I started a program called 75 Hard created by Andy Frisella. I discuss why I did not finish the challenge, my disappointments and how it still has left a positive impact on me. I also share why I only took one day off before I began working at it again. I also talk about why we should never give up even when we fai…

Welcome to another empowering episode of the Good Financial Cents show, where we explore smart strategies to help you achieve financial success. In today's episode, we're joined by Dustin Heiner, the founder of MasterPassiveIncome.com and an accomplished real estate investor. Get ready to dive deep into his fascinating journey into the world of rea…

Are you tired of boring low risk investment options that don't offer much return? Well, on this episode of the Good Financial Cents show, we're spicing things up and exploring the exciting world of guaranteed interest accounts and investments! Join us as we delve into the juicy details of these often overlooked investment options even though some o…

On this episode of the Good Financial Cents show, we discuss the viral story of a woman who purchased a used car online for $24,726, only to later discover that the vehicle was worth only a fraction of that amount - $278! The woman had shared her purchase online, initially believing that she had paid a fair price for the car. We delve into the deta…

In this podcast, we sit down with Taylor Kovar, a Certified Financial Planner (CFP®) and founder of Kovar Wealth Management, to discuss his journey from working in a plywood mill to founding a successful Wall Street firm and then evenutally starting his own wealth management firm. Taylor shares the challenges he faced early on in his career and how…

Welcome to the "Good Financial Cents Show"! In this episode, we will be discussing one of the most important concepts in personal finance: compounding interest. Our topic for today is "The Best Compounding Interest Investments to Build Wealth". Join us as we explore the different investment options available to help you grow your wealth over time. …

Welcome to the Good Financial Cents podcast! Do you feel like you've been stuck in a rut with your current income? Do you want to break through that plateau and dramatically increase your monthly income in under 3 months? Well, you've come to the right place! In this podcast, I'll be talking with Justin Wise who was dead broke and turned it all aro…

Welcome to the Good Financial Cents show! In this episode, we'll be looking at the safety of investing with M1 Finance. We'll look at their regulatory history, customer feedback, and security measures that make M1 Finance one of the best investment apps on the market today. We'll also discuss how you can further protect your investments when using …

The Roth IRA is a great way to save for retirement, but it can also be risky if you don't know what you're doing. In this podcast, we'll explore the different ways you can lose money in a Roth IRA and how to avoid them. We'll discuss the risks associated with taking out early withdrawals, overfunding your account, and investing in high-risk but als…

Jacob Wade had it all. A great career with a 6 figure salary. A growing family with the nice house in an amazing neighborhood. But something was missing. He wasn't sure what it was until a major anxiety attack forced him to take a hard look at what really mattered in his life. That led to him having a "CRAZY" idea he eventually shared with his wife…

2023 is here and if you're like most, you have some really ambitious goals you want to knock out this year - Let's go! Maybe you had the same goals last year and now you're worried you'll waste another year. If that's you, no fret! I've invested a lot of time and money into business coaching programs that have transformed how I go about setting and…

What’s going on GFC Fam and Wealth Hacker Nation! Wanted to give everyone an update on what has been going on with the Podcast, the Blog, and the YouTube Channel. You may have noticed that the episodes have been sporadic in the last couple of months. There have been a lot of things going on in the business over these months. A big event just happen…

"The amount of money you helped us save on that deal alone — paid for coaching." - Charles Rose, Jr. When you see someone that has achieved a certain level of success that seems improbable - how often do you hear ‘They just got lucky.” I’m here to tell you luck only finds you if you are willing to take risks. Today we get to hear one of those heart…

Can you imagine having a net worth of over 26 Billion Dollars??? Then having your entire net worth disappear overnight…. This is what happened to thousands of people, including me. I am really getting tired of making this type of Podcast. (I recently did a similar one on Celsius Network). 02:30 Not your keys, not your wallet 05:13 No regulation, no…

Where in the world are you supposed to put your money? Interest rates have more than tripled... The Stock Market is down 27% Bitcoin is down 57%…. Where in the world are you supposed to invest your money? You often hear real estate is a good investment, but does it still make sense in this environment with a housing bubble just around the corner? I…

You often hear 'If you want to build wealth, you must invest into real estate.’ If you’ve done any research, you know there are different types of real estate: Flipping properties Apartment complexes Hard money loans And many more… It can be overwhelming. My guest had a similar experience when trying to invest. Until he found a niche. Let’s see wha…

The IRS just released some of the largest increases in retirement plan contribution limits. I’m excited! You should be too. 9.8% increase for 401k’s and 8.3% increase for IRA’s. 01:44 IRA Increases 03:32 Gross Income Limits 05:06 401k Increases 06:25 401k ‘Catch Up’ Resources: https://www.goodfinancialcents.com/ask Check out my YouTube channel here…

Close your eyes and imagine the richest business person you can think of…. Chances are you probably don’t know them well, all you know about are the successes they’ve had. You don’t know about the failures and the mistakes. I’m here to tell you, things don’t just ‘work out’. I have shared some of my mistakes and failures with you in the past but I …

Could you imagine being 19 years old and getting in a car accident that nearly takes your life? You survive, but you are seriously injured and have to learn how to walk again. Turns out a good friend of mine found himself in this situation and used this as an opportunity to learn a new skill. It started as a hobby and has become his full-time caree…

Nobody saw that coming! Inflation numbers just came out……what in the world happened? Many of us thought we would see this number go down! Gas prices have been declining, so why didn’t inflation go down? 9.1% - That is what the Consumer Price Index (CPI) is right now. This is a 9.1% increase from June of last year. Hourly wages for workers have fall…

If you want to watch a movie, you can login to Amazon Prime and click ‘Buy Now’. If you want to read a book, you can download one immediately on Audible. Technology has allowed conveniences at record speeds. Why wouldn’t we expect to build our credit score overnight? Is it really possible? Can we raise our score by 100 points overnight? This is a q…

When most people think about the wealthiest people in the world and the investments they own - real estate is usually on that list. Real estate investing doesn’t always have to be with physical properties. There are different ways and different types of digital real estate investments. I want to dive in and share the details of some of these ways f…

Inflation…Inflation…Inflation It is still all over the news! With good reason, in May we saw the consumer price index increase by 8.6% over the last year. This is the highest increase since 1981. How do you protect yourself from inflation? I am going to share 4 expert strategies to help you protect yourself from inflation. 02:50 Stocks in companies…

Choices….choices…choices. I like variety and the option to choose. Sometimes we can have too many choices and end up with analysis paralysis. There are many types of investments strategies you could choose. Today I am going to narrow that down to 4 - to help you avoid analysis paralysis. So what are the basic investment strategies for beginners, th…

Happy 4th of July! Freedom we have as a Country! Freedom we have as individuals! Freedom of Choice! Freedom of Expression! Freedom to listen to this Podcast :) Thank you for being a part of the Good Financial Cents community. What else can I do to help? What types of content would you like to see? Is there anything I can share that will help you re…

If one is good - three has to be better! We are talking about the Roth IRA, specifically: ‘Can you have more than one Roth IRA account?’ This is not a question from a reader but rather a question that I get A LOT. The short answer is YES. I want to give you a bit more information on why you would want multiple accounts, how to set them up, how you …

It is not too often that you associate a 401k with a really sad story. This wasn’t one of my clients but I remember reading about it. The story is about a young man that was working at a grain mill or maybe on a farm. He was in his early 20’s and recently married. He had a 401k plan and at his young age had already saved a large chunk of money. Sho…

Do you remember the first time you tried something that was scary? How did that work out? I’m sure there were lots of emotions around that experience. If you are a ‘beginner’ at anything it can be a scary thing. Today I want to share some of the basics of investing. This may help to ease the fears or anxiety around investing for beginners. The 6 mo…

We all love the idea of making money while we sleep. Regardless of how or when you make money - the IRS is going to want their cut. I am answering a reader question today. The question is ‘How is passive income taxed.’ Let’s dive in and talk about passive income. 02:01 What is passive income 04:59 True passive income sources 05:53 Semi-passive inco…

What’s going on with Crypto? Wanted to hop in today and give you a bit of an update on Celsius Network and talk a little about BlockFi. For a little context, at the time of this recording 6/20/22 Bitcoin is trading at $20,341. It did drop over the weekend down in the $17k range. It is nice to see it moving back up. Now let’s get into what is happen…

What is the easiest, greatest way to set your kids up to be a millionaire Today I am answering a question that I have received many times, in many different ways. This discussion is specifically for parents who want to set up a Roth IRA for their children. 02:20 Why is this such a great gift? 04:25 Roth IRA Rules (for kids) 06:35 How do you set up …

Have you ever seen one of those life hack videos where you discover something you didn’t know existed and it blew you away? That is exactly how I felt when I discovered some basic money hacks that allowed me to become a millionaire. I had to learn these money hacks the hard way. Fortunately, you don’t have to because I am going to share them with y…

What is going on in Crypto? OMG It seems like the Crypto just exploded and I got caught in the aftermath. It has been a crazy few days, starting Sunday evening into Monday morning. Headlines were popping up everywhere. Bitcoin is trading (at the time of this recording) at $22k. The previous high back in March was $47k. So what is going on? 01:58 Ce…

What if you were faced with this difficult decision - You can either get a payout for the rest of your life or you can get a big fat check once? Don’t worry, you don’t have to make this decision alone, that is what I am here for! I received this question from a reader, Jared: ‘I have worked with my company for over 27 years this Spring. I am one of…

In Episode #169 we talked about how we can flip $100 and turn it into $1,000 or more. In this episode we are going to talk about how we can take $100 and start building real wealth. You can grow this $100 into $1,000, $10,000 or $1,000,000. Here are 10 ways you can start investing $100 today: 02:44 - 1. Rounding up your savings. 04:47 - 2. Dabbling…