046: 5 Choices with a FIA and Income Rider

“Fun With Annuities” The Annuity Man Podcast

In this episode, The Annuity Man discusses:

• How to know if you even need an annuity.
• Shopping all carriers for your specific situation.
• The 5 choices when you have a fixed index annuity with an income rider.
• Test-driving your annuity.

Key Takeaways:

• There is no rush to buy an annuity, only to understand it.
• You will never know the ROI until you die on an annuity. It is a lifetime income stream.
• Income riders are flexible, you can change your mind - you can do a contractual pivot.

"If you defer out, say another three or four years, the income streams going to be higher, why the older you are the higher the payment because it is primarily based on life expectancy, not interest rates, not interest rates, not interest rates, not interest rates, not interest rates. " — Stan The Annuity Man

 

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