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060: Bill Black: The Math and Taxes of Life Insurance
Manage episode 294453451 series 2798004
In this episode, The Annuity Man and Bill Black discuss:
- What is happening in the life insurance space (especially during the current pandemic).
- How interest rates affect life insurance policies.
- Benefits of life insurance to the beneficiaries.
- What to watch out for in the sales pitch world of life insurance.
Key Takeaways:
- Oftentimes, term insurance can be changed to permanent insurance without the health checks being redone.
- Life insurance is the best return on investment that you will never see.
- Like with annuities, you buy life insurance for what it will do, not what it might do.
- Rather than letting a life insurance policy lapse when you don’t want to continue it, it can be sold like you would a stock or bond.
"There are no ifs, ands, or buts when you buy the right policy that has the right guarantees on it." — Bill Black
Connect with Bill Black:
Website: http://www.whbco.com/
LinkedIn: https://www.linkedin.com/in/whblack/
Connect with The Annuity Man:
Website: TheAnnuityMan.com
Email: Stan@TheAnnuityMan.com
Book: Owner’s Manuals
YouTube: Stan The Annuity Man
279 פרקים
Manage episode 294453451 series 2798004
In this episode, The Annuity Man and Bill Black discuss:
- What is happening in the life insurance space (especially during the current pandemic).
- How interest rates affect life insurance policies.
- Benefits of life insurance to the beneficiaries.
- What to watch out for in the sales pitch world of life insurance.
Key Takeaways:
- Oftentimes, term insurance can be changed to permanent insurance without the health checks being redone.
- Life insurance is the best return on investment that you will never see.
- Like with annuities, you buy life insurance for what it will do, not what it might do.
- Rather than letting a life insurance policy lapse when you don’t want to continue it, it can be sold like you would a stock or bond.
"There are no ifs, ands, or buts when you buy the right policy that has the right guarantees on it." — Bill Black
Connect with Bill Black:
Website: http://www.whbco.com/
LinkedIn: https://www.linkedin.com/in/whblack/
Connect with The Annuity Man:
Website: TheAnnuityMan.com
Email: Stan@TheAnnuityMan.com
Book: Owner’s Manuals
YouTube: Stan The Annuity Man
279 פרקים
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