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How to Save for Your Down Payment on Your Next Home
Manage episode 197151873 series 1531698
תוכן מסופק על ידי Zach Wessolleck. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי Zach Wessolleck או שותף פלטפורמת הפודקאסט שלו. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.
If you plan on buying a home but aren’t sure how you can save enough money for your down payment, I have seven tips to help you today.
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If you are planning on buying a home, there are a few things you can do to save for the down payment. Here are the top seven tips:
1. Start with the end in mind. Meet with me and meet with a lender to determine a ballpark figure of how much you will need for your down payment. That way, you’ll know what your goal is before you start saving.
2. Reassess your TV packages. There are a lot of packages out there that can help you save on cable. You can negotiate with your cable company, or you can use a streaming service like Netflix or Hulu. Do some research and find the one that suits your needs best.
3. Reassess your gym membership. There are a ton of online classes, DVD sets, and even apps that can help you exercise for less money than your gym membership. Work out at home and save yourself some time and money.
4. Start selling some of your stuff. We all have stuff that just sits around our house. You can sell those items on Facebook Marketplace or eBay. You can even have a yard sale. Declutter and put some money in your pocket at the same time.
5. Get a cash back rewards credit card. If you already purchase things like food or gas with a credit card, why not earn a little bit of money back? That way, you can save while making those purchases.
6. Put away your tax refund. A lot of us get that refund in the next couple of months, so set it aside and reinvest it into your down payment.
7. Call me. You might not even need money for a down payment. There are a number of first-time homebuyer programs, as well as programs for military men and women, first responders, and educators. We can talk to a lender to see if we can get you into a home with little to no money down.
If you have any other questions about saving for your down payment or the home buying process, just give me a call or send me an email. I would be happy to help you!
1. Start with the end in mind. Meet with me and meet with a lender to determine a ballpark figure of how much you will need for your down payment. That way, you’ll know what your goal is before you start saving.
2. Reassess your TV packages. There are a lot of packages out there that can help you save on cable. You can negotiate with your cable company, or you can use a streaming service like Netflix or Hulu. Do some research and find the one that suits your needs best.
3. Reassess your gym membership. There are a ton of online classes, DVD sets, and even apps that can help you exercise for less money than your gym membership. Work out at home and save yourself some time and money.
4. Start selling some of your stuff. We all have stuff that just sits around our house. You can sell those items on Facebook Marketplace or eBay. You can even have a yard sale. Declutter and put some money in your pocket at the same time.
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Declutter and save money at the same time.
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5. Get a cash back rewards credit card. If you already purchase things like food or gas with a credit card, why not earn a little bit of money back? That way, you can save while making those purchases.
6. Put away your tax refund. A lot of us get that refund in the next couple of months, so set it aside and reinvest it into your down payment.
7. Call me. You might not even need money for a down payment. There are a number of first-time homebuyer programs, as well as programs for military men and women, first responders, and educators. We can talk to a lender to see if we can get you into a home with little to no money down.
If you have any other questions about saving for your down payment or the home buying process, just give me a call or send me an email. I would be happy to help you!
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