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Discovery Church: Grand Rapids

Discovery Church: Grand Rapids

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We are a gathering of imperfect people who have been and are being changed by the work of God in us. Most sermons in this podcast are preached by Pastor Paul Sausser, who is a lifelong learner, especially in the area of biblical literature and ancient biblical culture. He has a M.Div. degree from Calvin Theological Seminary and a D.Min. degree from Bethel Theological Seminary in St. Paul, and served at three other churches leading up to Discovery. Hosted on Acast. See acast.com/privacy for m ...
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Grand Rapids Ghost Hunters

Wayne Thomas and Brandon Hoezee

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An engaging program which delves deep into all things paranormal. We cover a wide range of topics from ghosts, bigfoot, cryptids, UFOs and aliens. Your hosts Wayne Thomas, Brandon Hoezee and Kim Kolean and their special guests discuss their experiences with strange and unexplained phenomenon.
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Grand Rapids Song Share the Podcast is where we talk to song writers about songs, song writing and being an artist in the 21st century. GRSS the Podcast is a sibling to the Grand Rapids Song Share the live event, a monthly gathering of song writers, musicians and people who like music, where we share songs we've written and give constructive feedback.
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Each month, Steve Volkers, Associate Broker and Realtor at Five Star Real Estate provides a glimpse into the Real Estate market of West Michigan. Our insights are drawn from sales data and analytics within the communities of the Greater Grand Rapids area. Please note that the content presented in this podcast is intended solely for informational purposes. It is important not to interpret any of this information or accompanying materials as legal, tax, investment, financial, or any other form ...
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Heaven is more real than the broken world we see around us. Christ’s sacrifice sets us free to live in his presence, allowing us to start to experience that eternal reality even now in the body of Christ. Hebrews 9:11-14, 23-28 Pastor Matthew Wright joins us as Pastor Paul and Renae are on vacation. Watch the full service on our YouTube channel: ht…
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Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
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This week, worship began with communion. A short pause is included in the podcast where communion was served before the talk begins. Because of Jesus, we have access to what is better than what this world has to offer. Being the better high priest and offering a better sacrifice, we have access to a better life, a life that has its totality in Jesu…
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How to Analyze Buying a Rental Property at a Discount in Grand Rapids Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the t…
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The resurrection of Jesus is so profound, such a pivotal point in history, that because of it, everything is different. Because Jesus rose from the dead, He offers us a fresh start as He has the power to change everything! Mark 16:1-8 Watch the full service: https://youtu.be/Q7o7LK9MOOA Hosted on Acast. See acast.com/privacy for more information.…
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How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
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At different times in our lives, we all need some sort of rescue. To “be saved” is to “be rescued.” The stories and ceremonies within the Old Testament all point towards the One and the way that Father God would provide rescue—through His selected Lamb. We are saved by the blood of the Lamb. Exodus 12:1-6; John 1:29-31 Watch the full service: https…
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There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
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This week was Discipleship Emphasis Sunday, which involves a Bible Project video and small group discussion, so there is no new talk to share. Please enjoy this old but still relevant talk from 2022, preached by Pastor Paul Sausser. Acts 8:26-40 Our society is highly polarized, especially with political differences. Humans are good at division. Phi…
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Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…
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Just as we need mediators in many parts of our lives, we need a spiritual mediator to be the go-between between us and God. In Old Testament times, God provided the High Priest. Now, Jesus is the only High Priest we need to mediate on our behalf before God. He is the only One who clicks all the boxes of what is needed in a spiritual mediator. Hebre…
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Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…
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Jesus has become the guarantor of a better covenant. Fulfilling the requirements of every priest that ever existed, Jesus became the high priest (the one who offers the sacrifice), the altar (where the sacrifice is made), and the sacrifice (the actual offering) once and for all, for us. He is solid and stable, never moving, so on Him we can place o…
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How to Analyze a New Construction Single-Family Home Property in Grand Rapids Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, Ja…
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On Discipleship Emphasis Sundays, we have a shorter talk to make time to watch and discuss a video from The Bible Project. Watch this month's video here: https://bibleproject.com/explore/video/priests-of-eden/ Adam and Eve, our first parents, were made in God’s image. As God’s image bearers, they represented God to all of creation, working and wors…
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The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…
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The role of the High Priest was to be the highest representative of God to His people, and God’s people to God. Because of this, the qualifications of the High Priest were high. Jesus fulfilled all the human qualifications of being a High Priest, but more than that, He was appointed as Father God. Hebrews 4:14-5:10 Watch the full service here: http…
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Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…
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Guest preacher Rev. Matthew Wright joins us for this 4th installment of our Snapshots of Greatness series. Hebrews 4:12-16 The word of God cuts us to the core and lays us bare before our judge. But in Jesus Christ we have a great high priest who has brought our humanity into heaven and represents us before the Father, so we may approach his throne …
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Deal Alchemy™ - Cash Flow to Debt Paydown There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate i…
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In Christ we have a calling to persevere against unbelief. Throughout Israel’s history, the repetitive behavioral pattern of chasing after other gods and forgetting the promises of God is a prominent theme. Through Christ, our hearts of stone can become hearts of flesh—being in communion with Him, and in community with others, to press against the …
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Warning - The Risk of Down Payment Size When Investing in Real Estate Life is full of risks. When we choose to invest, we choose to take on additional risks. If we invest in stocks, we choose to take on certain risks. When we choose to invest in bonds, we take on different risks. When we choose to invest in real estate, we choose to take on additio…
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How to Analyze a 5% Down Single-Family Nomad™ Property in Grand Rapids Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home Nomad™ property with a 5% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best d…
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All Christ has done for us took place because He became one of us to save from ourselves and transform us to be like Him. In Jesus, God is showing us what it is like to be fully human as Jesus wears our skin without our sin. Hebrews 2:9-18 Watch the full service on our YouTube channel: https://youtu.be/aHMeCD0VjAo Hosted on Acast. See acast.com/pri…
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What Affects Your PMI Rate Lenders prefer that you put at least 20% down, but if you push hard enough, many will allow you to put less than 20% down if you're willing to purchase insurance to protect them in case you default. This insurance is called Private Mortgage Insurance. The cost of this insurance depends on several factors. Some are primary…
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You're a real estate investor looking to acquire properties by saving up and putting 25% down. Should you buy an owner-occupied property first? What if that's more expensive than renting? Should you still do it? What if it means you'll be saving less for acquiring rentals by buying an owner-occupied property first? In this comparison class, we will…
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A new year brings a new series: Snapshots of Greatness, in which we'll explore many names and characteristics of Jesus as told in the book of Hebrews. The Living Jesus is all we need to find fulfillment in our lives. Jesus is Father God’s full and final picture of what He wants to reveal about Himself to us. In these opening verses, 9 snapshots of …
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Deal Alchemy™ - Lease-Options Different real estate investors desire, prefer, and prioritize different returns. For example, many real estate investors have a strong preference for the cash flow part of their return. With Deal Alchemy™, we can manipulate returns and move them from one area to another. Or, we can move them from one or more areas to …
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The Bible is full of stories of men and women who had doubts and fears, yet trusted that God was bigger than those doubts and fears. Jesus’ final words were to a group of young men that doubted. Yet they obeyed and God used them to change the world. Will we trust God today in the midst of our own doubts and fears? Matthew 28:16-20 Ryan Waalkes is a…
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Warning - Insurable Risks When Investing in Real Estate Life has risks. Real estate investing in Grand Rapids adds some additional risks. Some of these risks can be shifted from your responsibility to the responsibility of a third party for a fee. This is often described as insurance. You choose to pay someone else to take on a risk you don't want …
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Christmas is here. We love love stories, and so we might think on this day of the love story between Joseph and Mary. But this day is not about their story, but His love story. Today is about God fulfilling promises to bring His love in His Son down to earth for us. Luke 2:1-20 Watch the full service on our YouTube channel: https://youtu.be/VRc2QUt…
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Christmas is about God’s salvation for us. Strip everything else away from Christmas but this truth, and it will still be a great Christmas. John’s birth tells what this child will do—announce God’s plan of salvation. Zechariah’s song, his response to God’s goodness, is praising our Lord and also proclaiming God’s salvation. The central message of …
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How to Analyze a 20% Down Single-Family Home Rental Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home rental property with a 20% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best deals that make sen…
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God’s great plan of new life should be responded to by incredible joy—spontaneous joy. The ARRIVAL of Mary at Elizabeth’s place brings joy to their home. Jesus does that to people. Elizabeth is blessed by having this Child and being in a relationship to the mother of the Messiah. Mary breaks into ADORATION about her own happiness and the joy of new…
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What is PMI And How to Avoid It You want to work with a lender so that you don't need to purchase a property with all cash. The lender is willing to lend you money, charging you interest to make a profit, and ensuring there is a safety buffer of equity in case you default and they need to foreclose to recover their funds. Your goal is to minimize t…
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God fulfills His promises in miraculous ways that mystify us. When we are confronted with God’s miraculous and mysterious ways, we need to be obedient and accept God’s coming to us—first, in receiving His Christmas gift of a Savior, and second, with a willingness to be used in His service. Luke 1:26-38 Watch the full service on our YouTube channel:…
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Should you use the Nomad™ strategy to acquire properties with a minimal 5% down payment as quickly as possible? Or is it better to be a little more patient and save up for full 25% down payments and buy rentals without moving into each? By saving up for a 25% down payment, the properties will cash flow better. That may allow you to save up faster f…
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Amberrose Hammond, author of several books, ghost hunter, paranormal investigator, researcher, and historian, joined the Ghost Hunters podcast talking about a variety of mysterious topics. Hammond is one of the best orators to lecture on the paranormal circuits. Enjoy!!!
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God is not quiet in working His plan to bring salvation and joy through His people to the world. This is the time that God is at work behind the scenes with Zechariah and Elizabeth. The priest Zechariah was placed in a spot to bear the news that God is at work to bring His joy and redemption to humanity. Zechariah’s silence (after he questioned God…
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Improving Cash Flow on Rental Properties by Improving the Property When real estate prices, mortgage interest rates, and rent rates are high, it can be more challenging to generate great cash flow from a rental property. However, it is also more important than ever to do everything in your power to maximize cash flow. There are 88 strategies for im…
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After humanity’s fall in the Garden of Eden, God rescues humanity by focusing on one family to reach the world—Abraham’s family. Through Abraham’s line will come Jesus—the Messiah King. Jacob, Abraham’s grandson, recipient of that covenant, reaps what he sows, as his waywardness passes on to the next generation. Through it all, God shows that He us…
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Thanksgiving is the day we focus on giving thanks to God. We bless Him for the many good things He has given us--can we also give thanks when we find ourselves in difficult times? Psalm 42 Watch the full service: https://youtu.be/WqqD57cBNCU Hosted on Acast. See acast.com/privacy for more information.…
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Refinancing Rental Property Tips There are many flavors of refinancing rental properties: cash-out refinances, cash-in refinances, rate and term refinances, and recasting loans. Understanding each one, when you might want to use them in your real estate investing, the general rules and guidelines for using them, and the impact of each are all impor…
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