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We are a gathering of imperfect people who have been and are being changed by the work of God in us. Most sermons in this podcast are preached by Pastor Paul Sausser, who is a lifelong learner, especially in the area of biblical literature and ancient biblical culture. He has a M.Div. degree from Calvin Theological Seminary and a D.Min. degree from Bethel Theological Seminary in St. Paul, and served at three other churches leading up to Discovery. Hosted on Acast. See acast.com/privacy for m ...
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Learn all about investing in real estate in Grand Rapids, Michigan with a combination of real estate financial planning and modeling with numbers specific to Grand Rapids plus syndicated, more generalized recordings of live and pre-recorded real estate investing classes (not all specific to Grand Rapids).
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Each month, Steve Volkers, Associate Broker and Realtor at Five Star Real Estate provides a glimpse into the Real Estate market of West Michigan. Our insights are drawn from sales data and analytics within the communities of the Greater Grand Rapids area. Please note that the content presented in this podcast is intended solely for informational purposes. It is important not to interpret any of this information or accompanying materials as legal, tax, investment, financial, or any other form ...
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(This talk is in Spanish, with English translation.) Mark 4:35-40 It is important to advance the Kingdom of God in obedience to the Lord. Watch the full service on our YouTube channel: https://youtu.be/oy7KeFmGXtU Hosted on Acast. See acast.com/privacy for more information.
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Buying Down Mortgage Interest Rates for Real Estate Investors There are several ways to improve cash flow on your rental properties. One option is to put more money down to reduce the amount you borrow. In some cases, this can also improve your interest rate by lowering your overall loan-to-value. However, when comparing putting more money down to …
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Join Steve Volkers of the Steve Volkers Group at Five Star in this informative episode as he provides a comprehensive update on the current state of the real estate market. Steve discusses recent developments, the impact of low inventory, rising interest rates, and the potential for market stabilization. With over 17 years of experience, Steve offe…
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Matthew 22:37-40 We were meant to know and love, to be known and be loved. That’s the life to which He has called us—this is what we desperately need. When we shift from just fellowshipping to the risk of being known, we learn to truly love each other. Watch the full service on our YouTube channel: https://youtu.be/h_kgyYA9Vfs Hosted on Acast. See …
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Other Financing Options for Real Estate Investors In the last several classes, we covered a variety of traditional financing options, including nothing-down financing, low down payment financing, conventional financing, and portfolio loans. These options represent the overwhelming majority of financing options used when purchasing properties. Howev…
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Some churches hold that all they need to be is friendly to others. While good, what the church needs to practice is true love. Love is concerned with all aspects of another person, while being friendly keeps interaction at the surface. Loving others, individually and as a community, is a core sign of spiritual maturity. 1 Corinthians 13:1-7 Watch t…
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Home prices are up a lot over the last 10 years or so, interest rates are up even more in the last 18 months or so, and—while rents are up—they’re not up enough to counteract the higher prices and interest rates. That makes cash flow harder... but not for Ryan and his strategy... We discuss this method of improving cash flow under "Improve Strategy…
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Prices have gone up rapidly in the last few years. And, interest rates are much higher. And even though rents are up, they’re not up enough to counteract the much higher prices and much higher interest rates. That makes it harder to achieve good cash flow with a reasonable down payment. One way to overcome the impact of higher interest rates is to …
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Bonus episode! Our Fourth Sundays in 2023 usually involve a simple intro from Pastor Paul and a video or podcast from The Bible Project before breaking into small group discussion, so there's not been much to share on this podcast. But not this month! Instead of a video, Pastor Paul taught us how to share our story of faith with others. While we ma…
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Sermon Application QuestionsRead James 5:1-12Dan mentioned 3 ways that we can serve the money god:Seizing : When we seize wealth, become hoarders and serve the money god and not our true God.Why is the temptation to seize wealth so strong?...על ידי Daniel (DanMike) Thompson
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The Importance of Loan Planning for Real Estate Investors Real estate investing is a little like the game of Chess. You can play the game with an elementary understanding of the basic rules. But, you soon learn that just knowing how the pieces move about the board are the table stakes for being able to sit at the game board. If you want to do well,…
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Pastor Paul spoke from Acts 2:42-47 on the topic of Fellowshift. The church, the brainchild of God, is intended to do more than inspire people—it is to grow people and help people grow people. In following the methods of Jesus, the early church focused on fellowship, on being together, as the primary way we care for and build each other up. The chu…
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Hard Money and Private Money for Real Estate Investors Certain real estate investing strategies suggest certain types of financing. For example, most long-term buy-and-hold real estate investors purchasing non-owner-occupant properties will opt for 30-year fixed rate conventional financing or commercial loans. House hackers and Nomads™ will often s…
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1 Peter 5:12-13; Matthew 4:19 We believe that Jesus’ mission led him to die on the cross for our sins. That’s a big part of His mission, but it isn’t just that. His mission includes making disciples who, by being together, live out his teachings and tell the gospel story. What good is this truly fantastic real story if no one knows about it? Key Ve…
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Sermon Application QuestionsRead James 4:1-10The overall theme of James 4 is not that certain behaviors are sinful but goes deeper and mentions that the heart is the root of sin. Rod specifically uses 2 Greek terms that deal with the root of sin...על ידי Rod VanSolkema
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Commercial Loans 101 for Real Estate Investors Recently, we have been covering a variety of financing options for real estate investors. However, we have primarily focused on financing single-family homes, condos, townhomes, duplexes, triplexes, and fourplexes. But what if you're interested in purchasing a commercial building, an apartment with fiv…
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Are you waiting for interest rates to drop before making a move in the real estate market? The August market data report from Steve has some eye-opening insights. Discover if that waiting game could actually be costing you money in the long run. Plus, dive into the impact of the ongoing inventory shortage on prices and the potential benefits of ren…
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2 Peter 1:3-11 Living a Christian life is not a matter of willpower and self-effort, but it is tied to being connected to the Holy Spirit. We radically invest in what the Holy Spirit is doing in our lives, and when we do, He turns us into people who radically love. View the full service on our YouTube channel. Preached by Pastor Paul Sausser. Hoste…
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Sermon Application QuestionsRead James 3:13 and Deuteronomy 4:5-6. What sort of person is James calling us to be and how does Deuteronomy 4:5-6 focus the end game for us becoming that kind of person?Read Genesis 3:1-6. How do you see jealousy and...על ידי Dave Geroux
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Married couple Nicole (Bray) Du Shane and the Reverend Robert Du Shane offer their unique perspective as pioneers of the paranormal. Please enjoy their tips and experiences as authors of multiple books on ghosts and haunting. You may also see them in period clothing as haunted tour guides in Grand Rapids and Kalamazoo, possibly new locations coming…
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Portfolio Loans 101 for Real Estate Investors Most real estate investors initially use conventional financing options to acquire their rental property portfolio. However, when they hit the limit of conventional loans they can obtain, they may switch to portfolio loan products to continue acquiring properties. Additionally, when doing certain types …
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Pastor Paul is back to preaching! 2 Peter 1:3-11 Living a Christian life is not a matter of willpower and self-effort, but it is tied to being connected to the Holy Spirit. He brings the radical change in all areas of our life that we need. Key Verse: His divine power has given us everything we need for a godly life through our knowledge of him who…
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Sermon Application QuestionsHow is God asking you to pay more attention to what you say this week?What are some things you can say that will bless and not curse (figuratively and literally) this week?Can you think of scriptures that can help you...על ידי Darrell Delaney
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Conventional Financing 101 for Real Estate Investors While about one-third of real estate transactions are all-cash, the majority of real estate investors use conventional financing options to acquire their rental properties. Even new investors often desire to utilize creative financing strategies, but it's important to have a foundational understa…
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Sermon Application QuestionsRead James 2:14-26Are you aware of any specific tangible needs of brothers and sisters in Christ in your life? If so, how can you meet those real needs this week?How does examining the way Jesus loved us with his...על ידי Tryg Veker
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Improving Cash Flow on Rental Properties as a Landlord When real estate prices, mortgage interest rates, and rent rates are high, it can be more challenging to generate great cash flow from a rental property. However, it is also more important than ever to do everything in your power to maximize cash flow. There are 88 strategies for improving cash…
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Psalm 44 As we cry out to God, the scriptures assure us that He hears us, answers us, and has sent the Savior who holds us in His hand. Preached by guest Pastor David Van Der Wiele Watch the full service on our YouTube channel: https://youtu.be/kc0jL4V7giY Hosted on Acast. See acast.com/privacy for more information.…
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Sermon Application QuestionsRead James 2:1-14In the synagogues where Christians were worshipping when James was written, it was the rich that were treated with special favor and the poor were judged - this was a reflection of the greater Roman...על ידי Rod VanSolkema
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Low Down Payment Financing Options for Real Estate Investors Real estate investors often believe that minimizing their down payment leads to higher returns. This is partly true since a lower down payment means higher leverage, which amplifies returns. However, returns can be amplified both positively (when returns are positive) and negatively (when…
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In his latest video, Steve shares insights on the current state of the real estate market. Are we seeing the beginning of the "new normal"? While prices remain stable, sales and transactions have decreased by 17-20% compared to previous years. He looks at who’s currently moving… first-time homebuyers, first-time sellers, and second-time buyers. The…
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This week we welcomed Pastor Robert Kennedy from Comunidad Cristiano Internacional. Matthew 5:14-16 Jesus calls us to shine His light through our good works. Let people know by word and deed that we belong to Jesus. His light through us doesn’t bring glory to us but glory to Him. Watch the full service on our YouTube channel: https://youtu.be/i6xJZ…
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Sermon Application Questions Read James 1:19-27Has it occurred to you that holiness is a prerequisite to happiness in the life of a Christian? Can you accept this truth? In what way(s) are you tempted to seek happiness apart from holiness?What...על ידי Brian Robinson
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Property prices and interest rates are currently high, while rents are not keeping up. Achieving cash flow has become even more crucial and challenging than ever, despite our 88 strategies to maximize it. One common question that arises is whether it is better to purchase rental properties with 20% down payments or to invest in stocks. Buying renta…
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This week's talk comes from Pastor Mary. Jesus Christ invites us all to join Him in the exciting and powerful ministry of healing and miracles. We are encouraged to faith in the God who expresses His inexhaustible love and compassion through healing. We will learn about Jesus’ model for healing and explore the theological framework for healing. Fol…
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Sermon Application QuestionsRead James 1: 1-18What are we supposed to do in suffering? (Verse 1)What does suffering produce in our lives produce? (Verses 3 & 12)Tryg talked about how suffering can make you bitter or refine you. What’s a time...על ידי Tryg Veker
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Is Creative Financing Really Nothing Down? Every real estate investor has heard stories of the amazing deals that can be found with creative financing, often involving instant equity from buying significantly below current fair market value with nothing down. While these deals do exist, they are not typical. So, what can an investor reasonably expe…
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On this episode with Erick Szilagyi we discuss strange lights and their possible connections with bigfoot. We also discuss the 1994 Unsolved Mysteries episode about UFOs over Lake Michigan as well as other sightings over Lake Michigan later that year.
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On this episode we welcome in Erick Szilagyi of the uNcomfortable Podcast. We discuss his podcast as well as his personal paranormal experiences. We discuss his experiences at the Old Sheriff's House and Jail in Crown Point Indiana. A shadow figure seen during the recording of one of his podcast recordings. We also discuss his most famous episode, …
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Improving Cash Flow on Properties You Already Own When real estate prices, mortgage interest rates, and rental rates are high, generating great cash flow from a rental property can be more challenging. However, it is also more important than ever to do everything in your power to maximize cash flow. There are 88 strategies for improving cash flow o…
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Ryan Waalkes (Bridge Street Ministries) is back to guest preach while Pastor Paul continues to recover from surgery. Acts 2:42-47 We will continue the theme of the work of the Holy Spirit in forming a welcoming and restorative community. Two weeks ago we looked at the unifying work of the Holy Spirit in the Ephesian church. This week we will step b…
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Nothing Down Financing Options for Real Estate Investors Some real estate investors are obsessed with investing in real estate with no down payment. For some, it is a practical necessity because they don't have the funds for a down payment. For others, it's about boosting their return on investment. Although there may be other local options and cre…
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What are we seeing in the market this month? In June we're focusing on the total sales for the year, or lack thereof, and what that means for buyers, sellers, and agents in our area. So there's a little something for everyone in this month's Market Data Report! Watch the video on YouTube Get the data book…
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