This show is designed to keep you up to date on the latest trends happening in data, digital, outsourcing and software. Just 20-30 minutes long, each podcast session provides insight on legal issues relating to technology transactions and touches on relevant and timely topics.
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The Global Financial Markets podcast helps clients deal with the legal and business challenges resulting from the ongoing turbulence in worldwide financial markets. By mobilizing our global resources from multiple practices and offices, the podcast provides clients with knowledgeable and timely counsel on a broad spectrum of their legal needs.
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A monthly UK pensions law podcast placing a spotlight on key developments that could affect your scheme. CPD may be available. The podcasts are an overview of the law. How the law will apply in any particular case will depend on the individual circumstances. Listeners should seek legal advice if any of the matters discussed are relevant to a specific issue or concern.
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The Mayer Brown London Litigation and Dispute Resolution team discuss recent developments in financial litigation, and what they mean for those advising banks and other financial institutions. Time spent listening to this podcast can count towards solicitors CPD requirements. Please contact us if you require further information.
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Mayer Brown is pleased to announce the launch of their International Arbitration podcast series designed to keep you up to date with the latest changes in international arbitration.
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The Mayer Brown Forum is a community of worldwide lawyers working together to improve the client experience for multinational organisations. Recognising a lawyer’s need for high quality analysis of topical issues, Mayer Brown has launched a regular webcast, bringing together leading practitioners from across our global network. The sessions aim to provide unique insights into how both geopolitical and legislative developments impact lawyers and their clients around the world.
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Navigating Facilities Management Outsourcing in a Post-COVID World
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21:32
The COVID-19 pandemic has significantly reshaped the facilities management (FM) outsourcing landscape. Companies have transitioned from fully office-based work to home-based work, and now to hybrid models, prompting a reevaluation of space utilization. In this episode partner Rohith George, along with host Julian Dibbell, explore how FM providers a…
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FDIC’s New Recordkeeping Proposal
21:04
21:04
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21:04
Last month, the FDIC proposed rules related to FDIC pass-through insurance coverage. These rules could have a significant impact on bank-fintech partnerships, including some partnerships for programs that do not promise FDIC coverage to end customers. This webinar will analyze the proposed rules, and identify ways we think it could impact these par…
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Preparing for a buy-in: selling illiquid investments
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In the latest of our quarterly webinars, we discuss selling illiquid investments in preparation for a buy-in, including: David Barnett (partner and senior investment consultant at Barnett Waddingham) discussing the key considerations leading to the decision to sell an illiquid investment. Points to consider when appointing a broker to negotiate the…
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Using Customer-Facing Platforms in Multi-Channel Approach
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25:08
Companies, across a variety of industries, are increasingly taking a multi-channel approach to core product and service delivery. While a company-owned website or app often remains the primary way for the company to interface with and deliver services to its customers, third-party platforms can sometimes be an attractive additional channel through …
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Regulatory Redux: FDIC Proposes Brokered Deposit Revisions
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19:32
On July 30, 2024, the FDIC proposed revisions to the restrictions on brokered deposits. The revisions would undo many of the key elements of the 2020 revisions, and would dramatically expand the number of deposit brokers and the amount of deposits that are brokered. Please join Mayer Brown partners Jeffrey Taft and Matt Bisanz to understand what th…
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Key Takeaways from the CFPB Proposal to Amend Regulation X Mortgage Servicing Rules
34:59
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Members of Mayer Brown’s Financial Services team summarize the main takeaways of the CFPB’s proposal to amend the Regulation X mortgage servicing rules. We focus on the proposal to amend the requirements for mortgage servicers to assist borrowers in default who seek payment assistance, the proposed amendments to foreclosure safeguards during that p…
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FinCEN Requires Reporting from Dissolved Companies
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24:12
On July 8, 2024, the Financial Crimes Enforcement Network (“FinCEN”) issued interpretive guidance that requires certain legal entities that have been dissolved or otherwise ceased to exist to file beneficial ownership information reports under the Corporate Transparency Act. Please join Mayer Brown partners Adam Kanter and Matt Bisanz to understand…
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Contracting for Trade Secret Protection in the Post-Non-Compete Era
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19:40
In this episode of Tech Talks, we discuss the Federal Trade Commission’s recent ban on non-compete agreements and its implications for employers, as well as strategies for protecting confidential information and trade secrets. Join Gail Levine and Kristine Young, along with host Julian Dibbell, as they explore the practical and contractual measures…
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The Global AI Regulatory Maze: Impacts on Tech Transactions & Governance
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In this episode, we explore the ever-evolving realm of AI regulation and how it's reshaping technology transactions and internal governance worldwide. Join host Julian Dibbell and guests Ana Bruder, Arsen Kourinian, and Oliver Yaros as they discuss what’s happening in the EU, the US, and the UK, respectively, and how companies can navigate complian…
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CFPB Finalizes Rule Significantly Restricting Credit Card Late Fees
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On March 5, the Consumer Financial Protection Bureau issued a Final Rule that would significantly restrict late fees that consumer credit card issuers may charge to a mere $8—representing approximately a 75% reduction from current levels. Within two days, the Final Rule faced a challenge in the Northern District of Texas by a coalition of trade gro…
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What You Need to Know About the CFPB’s Campaign Against Junk Fees
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20:52
The CFPB has launched an aggressive campaign against so-called “junk fees.” This year the CFPB has released proposed rules targeting overdraft and non-sufficient funds fees and a final rule targeting credit card late fees. Along the same lines, two of the three latest editions of the Bureau’s Supervisory Highlights were marketed as special editions…
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GenAI Contracting Revisited – What’s New?
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In this episode, we revisit the ever-shifting landscape of Generative Artificial Intelligence (GenAI), a topic which has continued to captivate the tech world since our discussion a year ago. With GenAI at the forefront of the conversation, we delve back into the complexities surrounding its use, with a special focus on the contractual and legal ch…
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What to Expect in Banking in 2024
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The end of 2023 saw a barrage of major proposals and other actions by US banking regulators. Many of these are contentious issues that have divided regulators and generated significant public controversy. Final proposals of some could be coming in 2024, but only if they can avoid being crowded out by the federal elections in the fall. Please join M…
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Securitization – What to Expect in 2024
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33:09
Please join Mayer Brown partners Tameem Zainulbhai, Joanna Nicholas, Melissa Kilcoyne, Evan DeCresce and Jim Antonopoulos for a discussion on What to Expect in 2024 in the fields of structured finance and securitization. They will examine some key challenges and opportunities this new year will bring to market participants, and discuss trending iss…
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2024 Trends for Technology Transactions
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Join our Technology & IP Transactions lawyers as they dive into the trends shaping 2024. In this episode, we explore the future of technology services, spotlight trends driving tech startups, and dissect deals tied to customer-facing digital platforms and cloud services. Additionally, we navigate the evolving regulations affecting tech transactions…
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Implications of the CSRD for non-EU companies – A view to how companies can prepare
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The EU Corporate Sustainability Reporting Directive ("CSRD") entered into force on 5 January 2023 and the associated European Sustainability Reporting Standards ("ESRS") were adopted by the European Commission on 31 July 2023. Together, the CSRD and ESRS create detailed sustainability reporting requirements that will apply to a significant number o…
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Strategies for Success: Outsourcing Deal and Negotiation Processes
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22:50
Companies seeking to outsource—or re-source—business functions are strongly incentivized to act quickly, in order to realize savings and other benefits. However, maximizing those benefits requires effective planning and clever negotiating with suppliers, and companies that resist the temptation to take shortcuts will set themselves up for success i…
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SEC Adopts Conflict of Interest Rule for Asset-Backed Securities
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31:39
The authors of our recent Legal Update provide an overview of the SEC’s (Securities and Exchange Commission) recently adopted rule, which prohibits conflicts of interest in certain securitizations as required under the Dodd-Frank Act. Although not perfect, the final rule is a significant improvement over the proposal. However, all securitization pa…
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Section 1033 Rulemaking: Redefining Access to Financial Data
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30:13
The Consumer Financial Protection Bureau recently proposed an extensive framework of rules to ensure consumer access to certain information at their financial institutions. The rules would require financial institutions to make certain data relating to consumers' transactions and accounts available to consumers and authorized third parties, establi…
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Unresolved Issues with the Corporate Transparency Act
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With less than 30 days until the Corporate Transparency Act’s beneficial ownership reporting requirement takes effect, questions still abound. While only new entities will be subject to reporting requirements at first, thousands of those are formed every day who will need to understand—and apply—these new regulations with limited guidance. Please j…
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Community Reinvestment Act Overhaul: Finalized Changes to CRA Regulations and How They May Affect Banks
31:55
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31:55
The US federal banking regulators recently finalized major changes to their decades-old Community Reinvestment Act (CRA) regulations, which will have significant consequences for many US banks. Please join Mayer Brown lawyers Kerri Webb, Kris Kully, and Jeffrey Taft as they discuss: How the final regulations differ from the proposal What the final …
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Operational Risk Considerations Under the US Basel Endgame Proposal
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25:32
While the recent US Basel Endgame proposal will affect many elements of the capital rules, it will especially impact operational risk, a new category of capital charge for most banks. Midsize and larger US banking organizations will need to develop extensive loss-event tracking and quantification systems to comply with new operational risk requirem…
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How the Mortgage Markets May Be Affected by the US Basel Endgame Proposal
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23:55
In late July 2023, US banking agencies proposed significant revisions to the risk-based regulatory capital requirements for certain midsize and larger US banking organizations. These proposals are critical, as the amount of capital a bank must maintain with respect to any particular loan, investment or activity is among the most significant factors…
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Market Risk Considerations Under the US Basel Endgame Proposal
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28:47
While the recent US Basel Endgame proposal will affect many elements of the capital rules, it will have a particularly significant effect on market risk, where it may increase the capital requirement by more than 50%. Midsize and larger US banking organizations and others with significant trading activity also will need to develop extensive positio…
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How Commercial Real Estate Lending May Be Affected by the US Basel Endgame Proposal
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17:38
In late July 2023, US banking agencies released proposals to significantly revise the risk-based regulatory capital requirements for certain midsize and larger US banking organizations. These proposals would have a critical impact on the banking industry, as the amount of capital a bank must maintain with respect to any particular loan, investment …
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1
Cybersecurity Risks in Technology Transactions
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Engaging third-party providers for technology transactions involves a certain level of cybersecurity risk. In fact, most companies have been through a third-party incident. In this episode, partners Justin Herring and Adam Hickey, along with host Julian Dibbell, unpack these cybersecurity risks and what businesses can do to prepare. They discuss th…
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Long-Term Debt Requirements Proposed for US Regional Banks
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26:19
The US federal banking regulators have jointly proposed long-term debt (“LTD”) requirements for certain midsize and larger US banking organizations. The LTD proposal would require many regional and larger banking organizations to issue approximately $70 billion of new LTD over the three-year implementation period. Additionally, affected organizatio…
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What US Basel Endgame Means Outside of the United States
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51:31
The US federal banking regulators recently proposed extensive revisions to the regulatory capital requirements for midsize and larger US banks. The proposal would dramatically increase the amount of capital that larger banks must hold and is expected to result in US banks reducing the availability of certain products or increasing their prices. Non…
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Recent Developments in the CFPB’s Small Business Data Collection Rule
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Since the CFPB’s small business data collection rule became effective earlier this year, small business lenders have been making plans to implement the new and extensive data collection requirements. At the same time, the final rule has been the subject of litigation, with several financial institutions and trade associations suing the CFPB to enjo…
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How Securitization and Structured Finance May Be Affected by the US Basel Endgame Proposal, Part 3
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24:16
The US federal banking regulators have jointly proposed extensive revisions to the regulatory capital requirements for midsize and larger US banking organizations. While these revisions will affect nearly all credit exposures, securitization exposures will be significantly affected by certain policy choices. Securitizations historically have benefi…
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How Capital Markets May Be Affected by the US Basel Endgame Proposal
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23:25
In late July 2023, the US banking agencies released proposals to significantly revise the risk-based regulatory capital requirements for certain midsize and larger US banking organizations and change the method for calculating the capital surcharge for global systemically important banking organizations. These proposals are of critical importance b…
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China’s stance toward data privacy and cybersecurity has been a matter of interest for the last several years, most prominently with the June 2017 passage of China’s Cybersecurity Law, and the passage of the Data Security Law and the Personal Information Protection Law in late 2021. Now, more than two years after the 2021 laws were passed, companie…
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Mortgage Market Update Part 3: Alternatives to Conventional Mortgage Loans
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25:55
The primary mortgage market recently has flattened, with rising interest rates and fewer homes on the market. However, these factors, coupled with home price appreciation, have created a space for alternatives to traditional residential mortgage financing. These include single family rental (SFR), rent-to-own and home equity option contracts, i-buy…
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Overhaul of Regulatory Capital Requirements Proposed By US Banking Regulators, Part 1
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29:37
The US federal banking regulators have jointly proposed extensive revisions to the regulatory capital requirements for midsize and larger US banking organizations. The revisions are lengthy and would change the requirements for credit, market, and operational risk. Some of the revisions are long-expected (e.g., re-evaluation of use of internal mode…
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Mortgage Market Update Part 2: Mortgage Securitization and MSR Updates
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In recent years, the US mortgage markets have faced mounting pressure from rising interest rates, declining originations, and heightened regulation. In part two of our three-part podcast series on the current state of the US mortgage markets, Mayer Brown experts will discuss the current challenging environment for mortgage origination, as well as r…
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Mortgage Market Update Part 1: Bank Capital Requirements and Related Developments
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30:28
In recent years, the US mortgage markets have faced mounting pressure from rising interest rates, declining originations, and heightened regulation, such as EU risk retention requirements. While deals continue to be struck, they are becoming increasingly complex and expensive. We have heard of a number of similar concerns from our clients with stru…
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US Government Policy and Bank Regulatory Developments
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31:46
The last few months have seen a steady stream of emergency actions from the US banking regulators, along with legislative proposals from the Hill, that have spurred debate over the necessity of regulatory action. Some of these changes may be foregone conclusions, but others are just the early innings of a vigorous debate. Also key will be the way t…
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Credit Risk Transfer for Regional and Community Banks: A Path Back to Growth
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25:32
Many regional and community banks in the United States are under intense pressure from economic forces beyond their control. This has led to a contraction in the lending markets, and may even shut off the spigot for some asset classes. Some banks might look to credit risk transfer (“CRT”) trades to keep the lending pipeline open. These cutting-edge…
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Proactive Contracting for Tech Startups: Will Your Commercial & IP Agreements Help or Hinder an Exit?
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28:21
Whether you are a startup or an acquiring company, there are several steps you should consider ahead of an exit to protect your deal and avoid issues later on. In this episode, Salt Lake City partners Spencer Glende and Scott Young, along with host Julian Dibbell, discuss measures companies can take with respect to IP and commercial agreements in o…
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The last few years have seen many changes and trends in the world of trade finance—not least because of well-publicized supply-chain disruptions around the globe. These and other factors have spurred changes in traditional products and pushed new structures to the fore. Please join Mayer Brown lawyers Evan DeCresce and Patrick Healy as they discuss…
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Addressing Concerns with FinCEN’s New Reporting Rules
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The Financial Crimes Enforcement Network (“FinCEN”) recently waded into unexpected controversy with the release of proposed data fields for the beneficial ownership information (“BOI”) reporting regime that will take effect at the beginning of next year. FinCEN’s inclusion of “Unknown” and “Unable to identify” options for several of the proposed da…
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Impact of the Banking Crisis on Bank-FinTech Relationships
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The recent banking crisis has highlighted the need for FinTechs to take a strategic approach to their current and future bank partner relationships. With bank regulators focusing their attention on exactly these types of arrangements in recent years, there are today a number of hurdles for FinTechs to overcome as they execute on these critical busi…
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RESPA Compliance for Lead Generators: Recent CFPB Guidance Addresses Digital Comparison Shopping Platforms
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32:10
Can online lead generation be done while remaining compliant under Section 8 of the Real Estate Settlement Procedures Act (“RESPA”)? The answer is yes, but it is important to navigate the impermissible activities recently identified by the Consumer Financial Protection Bureau (“CFPB”). On February 7, 2023, the CFPB issued guidance in an advisory op…
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Chatbots and other types of “generative AI”—AI that creates consumable content such as computer code, text responses, images, or music—have catapulted to the center of the AI discussion. In this episode, partners Rich Assmus and Marina Aronchik, along with host Julian Dibbell, discuss the key implications of generative AI and the contracting issues…
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It’s That Time of the Decade: BE-12 Reports Due for Certain Cross-Border Investments
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Many US businesses with significant non-US investors may be required to file a BE-12 with the Bureau of Economic Analysis (“BEA”) this year as part of a survey that the BEA conducts every five years and most recently in 2018. The BE-12, also known as the Benchmark Survey of Foreign Direct Investment in the United States, is a collection of financia…
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SEC Re-Proposes Conflict of Interest Rule for Asset-Backed Securities
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24:40
Please join us as the authors of our recent Legal Update provide an overview of the SEC’s (Securities and Exchange Commission) recently proposed rule to prohibit conflicts of interest in certain securitizations as required under the Dodd-Frank Act. A re-proposal of a 2011 proposed rule, the re-proposal shares some of the same issues and concerns an…
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Securitization: What to Expect in 2023
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28:37
Please join Mayer Brown partners Jessie Dougher, Jenna Hartnett, Melissa Kilcoyne and Miller Smith for a discussion of what awaits structured finance this year. They will examine some of the key opportunities and challenges 2023 will bring to market participants and discuss topics such as trends in auto and equipment securitizations, the SEC’s rece…
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“Algorithmic Bias” and “Unfair” Discrimination
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32:22
Algorithms and artificial intelligence (AI) are increasingly being deployed in the financial services industry, with massive potential to automate and enhance processes, increase efficiency, improve customer service, and augment investment and lending analyses. However, with those potential benefits come challenges, such as the risk that AI applica…
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Navigating Litigation Challenges in Explainable AI
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28:17
Litigation involving artificial intelligence (AI) or machine learning presents special risks due to the inherent difficulties of explaining how these tools work. Please Join Mayer Brown lawyers Reg Goeke, Alex Lakatos, and Christopher Leach as they discuss the risks of using AI tools, solutions that can help mitigate those risks, and explainability…
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What to Expect in Banking in 2023
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25:36
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25:36
The end of 2022 saw a few noteworthy proposals and other actions by the US banking regulators. Final rulemakings on some proposals may come in 2023 but likely not before we see additional proposals in the first half of the new year. Some are long-awaited, and others are newly inspired, actions of the moment. Please join Mayer Brown partners Jeffrey…
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