Securing Consistent High Return With Tax Liens and Tax Deeds Featuring Angela Duncan

Raising Private Money with Jay Conner

Welcome to another enlightening episode of "Raising Private Money" with Jay Conner, also known as the Private Money Authority. In today’s episode, we have a special guest, Angela Duncan, an expert in tax lien investing and the host of the highly-rated podcast "Empower Her Money." Angela shares her journey from poverty and abuse to achieving financial success and happiness. This blog post will delve into Angela’s strategies for raising private money, shifting mindsets, and generating consistent returns through tax lien investing.

From Adversity to Success: Angela's Remarkable Journey

Angela Duncan’s journey is nothing short of inspiring. Born into a life of poverty and abuse, Angela moved out at 18 and worked three jobs to change her circumstances. Her initial drive to escape poverty led her to excel in banking, financial advising, and real estate. Today, she is dedicated to helping others create wealth through passive investing. Angela emphasizes that shifting one's mindset is crucial. "Understand that you have the power to choose. Once you become aware of your limiting beliefs, you can replace them with empowering ones," says Angela.

The Power of Writing It Down

Angela highlights the importance of writing down thoughts and goals as a fundamental method for mindset transformation. "Many years of studies have shown that writing something down makes it more likely to stay in your mind," Angela explains. She recommends using visual aids like a large whiteboard to continuously remind oneself of their goals and progress. This practice helps in consistently working on shifting the money mindset from a scarcity perspective to one of abundance.

Understanding Tax Liens and Tax Deeds

Angela chose tax liens as her focus in real estate investment due to their passive nature and reliability. A tax lien is essentially a lien on a property due to unpaid property taxes. Investors provide the needed tax amount to the government in exchange for interest when the property owner repays the tax. On the other hand, tax deeds involve buying the actual deed to the property, typically at auction, if the owner fails to pay the taxes. Both avenues offer lucrative opportunities for double-digit returns, but they come with different levels of risk and involvement.

Raising Private Money: The Strategy

Angela emphasizes that raising private money is not a sales process but a solution-providing one. Identifying the right target market is essential. For Angela, retirees looking for steady, conservative returns are ideal candidates. "Connect potential investors to the right vehicle to meet their financial needs," she advises, underscoring the importance of education and understanding investors' goals. By focusing on helping rather than selling, Angela successfully raised over $1,000,000 for her tax lien fund.

Achieving Consistent 22% Returns

One of the most compelling aspects of tax lien investing is the potential for high, consistent returns. In Florida, for example, tax liens can earn between 5% to 18%. Combining tax lien investments with tax deed investments can balance risk and reward, often leading to a blended, double-digit return on investment. "By diversifying among short-term notes and tax deeds, you can achieve higher returns while managing risk," Angela suggests.

Creating Generational Wealth

Angela discusses how tax liens can be a vehicle for generational wealth, especially when combined with strategic life insurance planning. Flexible policies like Whole Life or Indexed Universal Life (IUL) can serve dual purposes. They provide life insurance while allowing investors to borrow against the policy for other high-return investments. "This strategy not only preserves capital for the next generation but also educates them on building and maintaining wealth," Angela explains.

The Importance of Mentorship

Angela emph