The Infinite Banking Concept® (IBC) is privatized banking, using the cash value of a whole life insurance policy as the platform. Your hosts, John Montoya and John Perrings, are authorized IBC practitioners with the Nelson Nash Institute, dedicated to educating consumers about Infinite Banking. Listening to this podcast, you'll learn about life insurance, cash value, dividends, policy loans, policy design, and more. Most importantly, you'll learn how IBC puts you back in control of your mone ...
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Indie United is a podcast series that explores indie game development and beyond. We invite industry professionals to talk about the latest game development tools and tips on breaking into the industry. Support this podcast: https://podcasters.spotify.com/pod/show/john-montoya/support
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This Juan Time podcast is about connecting with unique individuals and relating to each other’s life experiences. We aim to share, what we deem, important knowledge with every curious listener. On that same note, we will not shy from the incredibly silly. Life is often too serious and we must laugh at ourselves or crumble under the pressure. juan@thisjuantime.com Support this podcast: https://podcasters.spotify.com/pod/show/thisjuantime/support
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Comedy Talk with Raymond Montoya and John Adrian! We are live every Monday from 6-8pm on Waveformradio.com! This comedy based talk show discusses current events along with interesting topics that are discussed with famous comedians as guests!
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True crime podcasting often forgets that, underneath the gore and sensationalism, there are real people, real families, and real justice waiting to be served. The Fall Line® is an antidote to that oversight - focused on ethical, deep-dive coverage of missing people, unsolved homicides, and unidentified persons called John and Jane Does. We present carefully crafted true crime stories, thorough research and in-depth interviews with families, law enforcement, and experts. And we bring calls to ...
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We are The Theme Park Duo! We are a Husband and Wife team that absolutely love Theme Parks, Amusement Parks, Haunts, Dark Rides, Roller Coaster and many more things in the Theme Park world. Now the fun doesn’t stop here, we have a fun podcast called “The Theme Park Duo Podcast”. On that show we will talk about a myriad of topics and news of the Theme Park world. Along side the podcast, we have this site to publish all our reviews of upcoming theme park and haunt events. We have some fun peop ...
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Who says junior single-seater reporting has to be boring? The Feeder Series crew is here to bring you the latest on the world of feeder series, from Formula 2 all the way down to Formula 4 and everything in between.
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For fans of the New York Islanders.
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The Disappearance of Calvin Willie Martinez: New Mexico Part 5
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Mothers Day 2019 was the last time Calvin Willie Martinez’s family heard from him. After suffering an immense loss in 2014, Calvin had struggled with depression and alcohol dependence. But he always stayed in contact with his loved ones—so when he called them from a truck stop in Albuquerque, NM, and promised he was heading home, they believed him.…
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Introducing Generation Why: The Olympic Park Bombing
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Listen to Generation Why on the Wondery app, or wherever you listen: Wondery.fm/GW_TFL
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The Disappearance of Melissa Ann Montoya: New Mexico, Part 4
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We continue our coverage of the disappearance of Melissa Ann Montoya. On St. Patrick’s Day 2001, 42-year-old Melissa Montoya joined her loved ones at the Apache House of Liquor in Dulce, New Mexico—a town located in the Jicarilla Apache Nation Reservation. It was the last time that her friends and family ever saw her. Since then, lawyer and advocat…
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The Disappearance of Melissa Ann Montoya: New Mexico, Part 3
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On St. Patrick’s Day 2001, 42-year-old Melissa Ann Montoya joined her loved ones at the Apache House of Liquor in Dulce, New Mexico—a town located in the Jicarilla Apache Nation Reservation. It was the last time that her friends and family ever saw her. Since then, lawyer and advocate Darlene Gomez has been fighting alongside her family for justice…
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118: The Math Proving Whole Life Insurance Returns
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Out of all the misunderstandings about whole life insurance, the idea that it gets a "terrible rate of return" is probably the most common. But is it true? Tune in and, if you can, watch this one on video. I'm going to get out the Truth Concepts calculator and prove to you that whole life gets exceptional growth, compared to other assets, when you …
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TJT - Ep95 Marc Anthony Richi
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Marc is a musician, comedian, martial artist, lover and appreciator of goth girls. He recently lost his mother and was courageous enough to share his grief with us. Call your mothers! Follows are Encouraged!: ig: @MAR.Comedy ig: @JuanTimePodcast X: @JuanTimePodcast@: @JuanTimePodcastfb: @JuanTimePodcastwww.ThisJuanTime.com --- Support this podcast:…
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The Murder Of Zachariah Juwaun Shorty: New Mexico, Part 2
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Part two of our coverage of the unsolved murder of Zachariah Juwaun Shorty. Zach, a 23-year-old beloved father, son, and brother was murdered on July 21st, 2020. His body was discovered on July 25th, in a remote field on the Navajo Nation reservation. His mother, Vangie Randall Shorty, had been desperately searching the area for him for those four,…
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EPISODE 184 - D23 HORIZONS DISNEY EXPERIENCES SHOWCASE
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THE THEME PARK DUO PODCAST: SUBSCRIBE ON iTUNES, GOOGLE PLAY, STITCHER, iHEART RADIO AND SPOTIFY! On this weeks episode, Nikki and Gabe sit down to discuss the announcements that came from the D23 Horizons Disney Experiences Showcase! Villains, Indiana Jones, Encanto, Coco, and MORE! Follow us on Social Media: @themeparkduo Follow UUOP: www.uuopodc…
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Phoenix-based standup, Killer Keeley, jumps on the cast. And the shenanigans ensue! Follows are Encouraged!: ig: @Killer.Keeley tw/x: @Killer_Keeley fb: @Killer.Keeley yt: @Killer.Keeley6613 ig: @JuanTimePodcast tw/x: @JuanTimePodcast @: @JuanTimePodcastfb: @ThisJuanTime www.ThisJuanTime.com --- Support this podcast: https://podcasters.spotify.com/…
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117: The Financial Planning Bubble
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A financial mania is when everyone is clamoring to buy the same thing at the same time at any price. Isn't that exactly what the typical financial planning advice has us do? Just about everyone you know is, right now and for the last twenty years, plowing dollar after dollar into an index fund tracking the S&P500, mutual funds, etc. And the only in…
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Phoenix-based stand-up and writer, Spencer G, comes on to talk a ton of comedy and micro-dosing. Follows are Encouraged!: @SpennyG @JuanTimePodcast @ThisJuanTime www.ThisJuanTime.com --- Support this podcast: https://podcasters.spotify.com/pod/show/thisjuantime/support
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The Murder Of Zachariah Juwaun Shorty: New Mexico, Part 1
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Laurah was recovering from an illness during the recording of this episode. Zachariach Juwaun Shorty, a 23-year-old beloved father, son, and brother was murdered on July 21st, 2020. His body was discovered on July 25th, in a remote field on the Navajo Nation reservation. His mother, Vangie Randall Shorty, had been desperately searching the area for…
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Islanders Anxiety - Summer Special - 32 Thoughts About John Tavares Losing the Maple Leafs Captaincy
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Mike and Dan get together on a Monday in the middle of August to discuss a notable move for the Leafs and a massive celebration for Islanders fans. Announced via tweet by Pat Brisson mouthpiece Darren Dreger, John Tavares has been replaced as Toronto's captain by Auston Matthews, a move that has little to do with the official party line of Matthews…
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116: How Whole Life Insurance is Predictable and Flexible
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A common misconception about whole life insurance is that you're locked into paying a big premium forever. In this episode, we'll discuss all the ways this is not true, especially when buying a policy designed for The Infinite Banking Concept, which most often uses the Paid-Up Additions Rider. Certainty has a true economic value, and the predictabi…
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EPISODE 183 - MIDSUMMER SCREAM 2024 with Special Guest John Murdy of HHN Hollywood
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THE THEME PARK DUO PODCAST: SUBSCRIBE ON iTUNES, GOOGLE PLAY, STITCHER, iHEART RADIO AND SPOTIFY! On this weeks XL sized episode, Gabe and NIkki discuss and review Midsummer Scream 2024. What were the big moments from the weekend? What announcements did we experience from our favorite haunts? We have info from: Knott's Scary Farm, Halloween Horror …
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115: Infinite Banking For Every Stage of Life
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Follow us through time as we talk about how The Infinite Banking Concept can make a difference in your financial life at every stage of life. We talk about IBC in our 20s, 30s, 40s, 50s, 60s, and 70s and beyond. It's not called "Whole Life" insurance for nothing! Tune in... ---- EPISODE HIGHLIGHTS: 02:26 Starting Infinite Banking in Your 20s 08:05 …
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Musician and comedian, John White, jumps on to talk about the Phoenix comedy scene in between pee breaks. He's a fun dude with a very observational perspective that really comes through in his comedy. Follows are Encouraged!: ig: @JohnWhiteComedy ig: @JuanTimePodcast x: @JuanTimePodcast @: @JuanTimePodcast fb: @ThisJuanTime www.ThisJuanTime.com ---…
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Introducing Somewhere in the Pines
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Somewhere In The Pines is a serial podcast dedicated to locating the hidden caches of American Serial Killer, Israel Keyes. Listen along as Joshua and Dakota search the small towns, rivers and campgrounds of Washington’s Olympic Peninsula. Somewhere in the Pines is a Studio BOTH/AND collaboration: www.somewhereinthepines.com / bothand.fyi…
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114: What is a Premium Deposit Fund?
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In this episode, John Montoya explains the ins and outs of premium deposit funds. If you've ever wondered about one of the ways to pay for whole life insurance with a single lump sum, tune in to this short and sweet episode for everything you need to know about premium deposit funds. ---- EPISODE HIGHLIGHTS: 00:43 Advantages of Premium Deposit Fund…
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EPISODE 182 - TOP 5 DO'S AND DON'TS OF DISNEY CRUISE LINES with Special Guest THE DCL DUO
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THE THEME PARK DUO PODCAST: SUBSCRIBE ON iTUNES, GOOGLE PLAY, STITCHER, iHEART RADIO AND SPOTIFY! On this weeks episode, Gabe sits down with the DCL Duo to chat about Disney Cruise Lines and Top 5 Do's and Don'ts when planning and experiencing a Disney Cruise! Follow us on Social Media: @themeparkduo Follow UUOP: www.uuopodcast.com Check out our Sh…
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113: What Term Insurance REALLY Costs You
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When comparing term insurance costs to whole life insurance, you can't use grade school math and add up the premiums paid over time. With money, we must use financial math to account for the time variable. When we do that, the numbers tell a much different story than what the "buy term, invest the difference" people tell. The true cost of term insu…
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SAMPLE - Monthly Mail Bag - July 2024
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A short sample of our latest Monthly Mail Bag podcast, exclusively for Country Club tier subscribers at our Patreon page. We start with whether the Islanders as currently constructed are good enough to compete in a (somewhat) rejiggered Metro Division, Patrick Roy's possibly identity for his players and who might end up surprising people this seaso…
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112: 31 Things to Know About Whole Life Insurance
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John Montoya covers 31 insights he devised about the importance of whole life insurance. This is a detailed list of observations, ranging from whole life's historical significance and tax advantages to its role in financial independence, the banking function, and family security. There really is no other asset like whole life insurance! Tune in... …
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EPISODE 181 - UNIVERSAL EPIC UNIVERSE: DARK UNIVERSE
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THE THEME PARK DUO PODCAST: SUBSCRIBE ON iTUNES, GOOGLE PLAY, STITCHER, iHEART RADIO AND SPOTIFY! On this weeks episode, Gabe and Nikki talk about Universal Epic Universe's latest reveal...DARK UNIVERSE! This will be the home to the newly imagined Universal Monsters and the highly anticipated "Monsters Unchained: The Frankenstein Experiment. We als…
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Eric Carter-Landin: Justice for Jacob and Advocacy in New Mexico
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Two years ago, Eric Carter-Landin joined us to talk about the cold case of his baby brother Jacob, his hopes for progress in Jacob’s case, and his work on behalf of other families in New Mexico. Now, in advance of our New Mexico season, we speak again to bring you major updates in Eric’s fight for Justice for Jacob. We also cover Eric’s new nonprof…
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TJT - Ep92 Alexandria "Starletta" Hunter
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The mind behind the raging superstar that is "Starletta", Alex, joins me on location of her Wednesday night open mic at The Desmond in downtown Phoenix. Where you can win $100 for your best 2 minutes of material! When Alex isn't occupying her time as an entertainer, she fights to provide a future for stray animals with her non-profit, "Freedom For …
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The Murder of Jacob Landin: Opening a Closed Case and Changing True Crime
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A re-release of our April 2022 episode featuring Eric Carter-Landin to refresh listeners before our midseason episode—which premieres tomorrow, July 10th—to provide updates in the case. Eric Carter-Landin didn’t set out to be an advocate; but as the family member of a murder victim whose case was closed, he watched other disturbing cases unfold in …
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111: The Real Costs of Term vs. Whole Life Insurance
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When comparing the costs of term life insurance vs whole life insurance, we can't just compare the premium prices and call it a day. Because whole life insurance is an asset that builds equity, not all premiums are a true cost like they are with term insurance. In this episode, we break down the math and provide a real, apples-to-apples comparison …
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Islanders Anxiety - Episode 298 - Tidy Pieces of Business
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Mike and Dan empty their tanks on the Islanders free agency signings, the draft, the Rangers imploding and The Wedding of the Century. It's been a busy few days on Long Island, and they've been good for the Islanders. Despite the craziness of free agency day, they signed speedy winger Anthony Duclair and brought back defenseman Mike Reilly on two v…
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Tim and I grew up in the same neighborhood. At the foot of "A" Mountain in a small town outside of Yuma, Az named, Wellton. Tim's father was the principal of my high school for over 20 years and he was largely adored. Tim has always been a great guy to be around and a very encouraging human being. Follows are Encouraged!: ig: @JuanTimePodcast @: @J…
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110: Why You Should Just "Say No" to IUL
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In today's episode, we discuss a misleading IUL ad we found on Instagram. We break down the numbers to explain why this ad (and IUL in general) is, in our professional opinion, a smoke-and-mirrors game. Indexed Universal Life (IUL) is often touted as "unbundled whole life insurance" or, worse, just like an investment but with no risk... Nothing cou…
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Islanders Anxiety - Episode 297 - The Two Kyles (with guest Ethan Sears)
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Mike and Dan look back at Kyle Okposo's Stanley Cup and Kyle MacLean's new contract before looking ahead to the NHL Draft and free agency with Ethan Sears of the NY Post. With the Panthers' 2-1 victory over Edmonton in Game 7, their long-suffering fans can finally feel some relief, while we can chuckle at the Oilers' failure, ESPN's issues and how …
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TJT - Ep90 David & Shannon of Beanchain Coffee
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I paid David and Shannon a visit at their worker-directed brainchild, Beanchain Coffee, in Mesa, AZ. They are laying down some earth-shaking directives to give the working class a fighting chance in achieving a living wage and an improved work-life balance. Music: "Cyber Uppercut: by Zilla Beatz Follows are Encouraged!: ig: @BeanchainCoffee fb: @Be…
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EPISODE 180 - MEOW WOLF SANTA FE
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THE THEME PARK DUO PODCAST: SUBSCRIBE ON iTUNES, GOOGLE PLAY, STITCHER, iHEART RADIO AND SPOTIFY! On this weeks episode, Gabe and Nikki talk about their experiences at Meow Wolf in Santa Fe, New Mexico! This bizarre, beautiful, and unique experience is unlike anything we've ever experienced. Find out all the details of this experience and everythin…
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109: Currence: An IBC Operating System
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Today, we have a special guest, Dave Mozeika, co-founder of the cash flow platform called Currence. In episode 103, we discussed the problem of a lack of focus on savings and spending. Today's topic, Currence, is the solution to that problem. Currence is about setting up a better cash flow structure that, combined with IBC, can create financial fre…
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Weird Islanders: The Podcast! - Episode 52 - Live at Offside NYC
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On March 30, 2024 at the new Offside NYC in Manhattan, Mike and Dan were joined by listeners to hear their stories of their favorite Weird Islanders. We were gifted with tales of getting a Weird Islander jersey recognized in the desert, running into actual Islanders on Caribbean beaches, and rival neighbors preying on our loyalty, as well as with a…
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Kavan is a retired U.S. Marine, husband, and father of two. He is a talented Phoenix-based photographer and if you liked my headshots, you have Kavan to thank. Follows are Encouraged!: ig: @Kavan.Lake.Photo www.KavanLake.com ig: @JuanTimePodcast tw/x: @JuanTimePodcast @: @JuanTimePodcast fb: @ThisJuanTime www.ThisJuanTime.com --- Support this podca…
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Country Club Atmosphere (Sample) - The Islanders are Cricket's Team
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In this special free sample of our latest episode of Country Club Atmosphere, Mike talks about how the NHL and the Islanders managed to seep into his time at the T20 Cricket World Cup games played at Eisenhower Park in the last couple of weeks. He tells us why ex-cricket players make better on-air talent than ex-NHL players, how one visiting journa…
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108: The Value of IBC in Every Stage of Life
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In this episode, we'll discuss how IBC positively affects every stage of life, from your first job and accumulation to retirement and transferring a financial legacy. Tune in! ---- EPISODE HIGHLIGHTS: (02:08) Starting Your Financial Journey: First Job (10:47) Building a Family and Financial Security (19:50) Accumulation Phase: Growing (and Protecti…
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F2 or Formula E? Why not both! Taylor Barnard reveals all ⚡️
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The Grays Harbor Jane Doe: Unsolved Homicides, Part 6
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In October of 1988, the remains of a homicide victim were found in a rural area of Grays Harbor County, just outside Elma, Washington. A dedicated detective worked her case for years—first in his role with the sheriff's office, and then as coroner. Even now, in his retirement, he’s followed the case. Despite thousands of hours of investigation, her…
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Monthly Mail Bag podcast - June 2024 (Sample)
32:53
32:53
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Enjoy this sample of June's Monthly Mail Bag podcast. Here, we look at sad fanbases, the death of Capfriendly, celebs at Islanders games and the least worst name choice for the NHL's newest team. Later, we tackle some different possible timelines for the Islanders, body switching, time travelling and uses for a few other super powers. We also discu…
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Phoenix stand-up and tattoo artist, Izzy, set aside his day trading and archery practice to sit down have an open conversation with yours truly. Raw honesty was on full display. Follows are Encouraged!: ig: @izzy_esc0 ig: @JuanTimePodcast tw/x: @JuanTimePodcastfb: @ThisJuanTimewww.ThisJuanTime.com --- Support this podcast: https://podcasters.spotif…
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EPISODE 179 - HALLOWEEN HORROR NIGHTS NEWS
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50:26
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THE THEME PARK DUO PODCAST: SUBSCRIBE ON iTUNES, GOOGLE PLAY, STITCHER, iHEART RADIO AND SPOTIFY! On this weeks episode, Gabe and Nikki talk the latest HHN News! Universal Orlando Resort recently announced their full slate of HHN Original houses. Then Universal Studios Hollywood and Orlando released information regarding their highly anticipated A …
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107: 3 Cases for Single Premium Whole Life
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18:47
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We have spent a lot of time discussing why paying premiums is great and why we should want to pay them for as long as possible. From an Infinite Banking perspective, why would we not want to capitalize our "bank" to the greatest extent possible? This begs the question: is it ever appropriate to not pay a premium for a long time? A "Single-premium" …
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Weird Islanders: The Podcast! - Episode 51 - Olli Jokinen (with guest David Skurnik)
1:09:26
1:09:26
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Joined by David Skurnik of Skurnik Wines and The Pinot Project, Mike and Dan remember the short Long Island stint of "superstar journeyman" Olli Jokinen. Jokinen arrived and left in two of the worst trades in Islanders history. In between, he was ridiculed by his general manager, dismissed by fans, endured long slumps and trade rumors, and only fin…
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How do F1 teams choose their future drivers? We ask the man who decides!
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38:28
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F1 has Ferrari's Driver Academy, Red Bull's Junior Team, Williams' Driver Academy, McLaren's Young Driver Programme, Sauber's Academy and more...Yet very few people have the power to dictate the new drivers who will drive in F1 over the coming years, but Feeder Series sat down with one of them to talk about how a Formula 1 team picks their future.S…
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The Murder of Susan Minard Lund: Unsolved Homicides, Part 5
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49:41
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For almost thirty years, Susan Minard Lund’s children believed she’d run away and abandoned them; after she disappeared on Christmas Eve of 1992 in Clarksville TN, a search was launched, but late the next year, her missing-persons report was closed. That’s because a woman in Alabama claimed to be Sue, and authorities accepted the claim. Her sibling…
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This week, I'm joined by Native Phoenix comedian and founder of the non-profit charity organization, Sponsor Orphans In TJ, Sandra Saldaña.When Sandra's not making audiences cry from laughter, or making miracles happen for the forgotten in Mexico, she enjoys finding destinations with great views to practice her love of skating. Follows are Encourag…
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106: Smarter Recurring Expenses with IBC
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How and when should you use IBC to pay for expenses vs just paying cash? In this episode, we share a "recurring expense funds" model that proves the mechanics of using The Infinite Banking Concept to better pay for large recurring expenses. Subscribers to the IBC MASTERY online course can watch a deep-dive video explanation of the recurring expense…
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