A podcast created by goal-oriented women who aspire to empower and speak life into others. Your hosts will discuss numerous topics that will have you feeling blessed, crying, inspired, and lots of laughs along the way.
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Welcome to the Speak, Sis podcast where we speak in boldness and support each other in love. We’re simply conversationalist, not experts. We enjoy conversing on topics that spark our interest and trigger our words to action.
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Speak that shit sis is a bi weekly, speak all podcasts. Where we touch bases on entrepreneurship, Worldly Issues, relationships, etc. with absolutely NO FILTER! Support this podcast: https://podcasters.spotify.com/pod/show/speak-that-shit-sis/support
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Building a genuine sisterhood grounded in love, support , and integrity!! Chatting candidly about Jesus, love, relationships, books, business and more. You name it sis and we covering it.....#together
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The Goal of Destiny Speaks is to empower, inspire, uplift, enlighten, and encourage women of color to value , cherish or birth meaning friendships. Most importantly I’m here to push you into your greatness. There is no better time than now!!! All things are possible by faith and standing on the promises of God. Jeremiah 29:11 For I Know the plans I have for you declares the Lord, “Plans to prosper you and not harm you, plans to give you hope and a future”.
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Ready to dive into investing but feeling overwhelmed by financial jargon? Picture yourself learning alongside two friends: one a beginner investor like you and the other a 15-year finance expert. Meet Market MakeHer, your go-to self-directed investing education podcast. We ask the questions you are thinking and answer with fun analogies without the financial jargon. We share free tools and resources from your brokerage firm, so you not only know how it works, but how to actually invest. Get ...
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So we switching it up. We're going to be discussing kpop but we're mainly going to talk about what's really going on in the world right now. Yeah it's going to get serious but we're still going to have a good time. Stay tuned...
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DiploChatz is an interactive interview podcast program created to spotlight the impact of the Northern Nevada International Center (NNIC) around the world. DiploChatz will highlight the work that each NNIC program is doing as well as interview global thinkers, leaders, innovators, and stakeholders who continue to advance the mission and vision of NNIC. The focus of DiploChatz is to engage, educate and empower the global community about the value of NNIC as an agent of social goodness. DiploC ...
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51. What is the Business Cycle? Why Does it Matter NOW?
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We are revisiting the business cycle and how it relates to the menstrual cycle, much like we did in Episode 13 on Recessions, but we compare the phases in each cycle, side-by-side this time and break it down further. What Is The Business Cycle? The Business Cycle is Periods of economic expansion and contraction based on the 3-Ds we discussed last…
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50. SMU: NVDA Earnings, Market Participation & Fed Expectations
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Stock Market Update (SMU) Let's discuss and demystify the recent volatility in the stock market, NVDA earnings, Jackson Hole highlights including rate cuts, and the dreaded "R" word (recession). 🔮 "If the Mag 7 is coming down, and the other 493 are participating, that is a recipe for sideways action." ~Jess Inskip Who Are The Magnificent 7? Alphab…
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49. Better w/ My Finance-Sis, Pt 2: Funds
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Continuing our "Better with my Finance-Sis" Mini-Series, in part 2 we talk all about Funds! But not just the different types of investment funds, also the difference between Passive and Active Funds. Passive Funds vs Active Funds What is a passive fund? Passive funds usually have lower expense ratios, with a more simplified investment strategy and …
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48. Better W/ My Finance-Sis Mini-Series, Pt. 1: Stock Market Essentials
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🔮 Introducing a new mini-series with our Gen Z "finance-sis" Jacey Saige. It's Jessie DeNuit's turn to teach how the stock market works while Jessica Inskip makes sure she's not leading Jacey astray. In part 1, we talk about why we invest and try to simplify how the stock market works, as best as possible without too many tangents. 🙃 ✨ Follow Jacey…
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47. The Recipe for a Market Sell-Off: Carry Trade, SAHM Rule, Recession Fear
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The stock market has been having quite the week since our last episode on the Fed’s decision to NOT do a rate cut and the resulting effects of the not-so-great unemployment numbers that came out last Friday. Recipe for disaster? Is the stock market crashing? Why was there a sell-off and what is a market sell-off? And is this a good time for us self…
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46. Fed Update: What is Event Risk? Could it Trigger a Sell-Off?
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We recorded this on 08/01/2024, knowing that unemployment numbers will not drop until this podcast airs on 08/02/2024, and that might also change so keep that in mind. **Employment Report Update from Jess** Fed's View on Labor Market:Fed Chair Jerome Powell stated that the changes in the labor market are "broadly consistent with a normalization pro…
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45. What is Market Breadth & Concentration Risk? Why Should YOU Care?
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Inflation is at an all-time high and so is the stock market. This is a tale of two markets. How is the S&P 500 making record highs when so many Americans are living paycheck to paycheck? We're going to break it all down. What's happening in the stock market, what the S&P 500 actually is, what market breadth and concentration risk means and why it a…
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44. Replay: Where to invest first in your personal finance journey
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Let's refresh and re-assess our financial planning goals for our future selves. You've budgeted, you've saved, you've looked at what you've got going on in your spending and bills and what you have left over - what do you do with that extra money? (Invest it, of course 👻) *this is educational info, not advice - personal finance is personal, duh, an…
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43. Stock Market During Election Years: We're Not Getting Political, But Is The Market?
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How Does The Stock Market Perform During an Election Year? We are not getting political in this episode -- however, we are on a fact finding mission to understand if the stock market is. Let your fin-mom and fin-auntie break it down for you. 😉🔮 Does the U.S. Presidential election affect the stock market? Does the political party of the elected lead…
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42. AI Under Power Grid Pressure: The Price to Energy Ratio Risk
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In this episode we re-visit our AI Portfolio and Investment Thesis that we discussed back in Episode 21, but with a new emerging headwind. According to our very own Jess Inskip, "the real ‘P/E Risk’ isn't overhyped price to earnings. The risk is price to energy." (Get it? That's a P/E Ratio joke 👻) AI Investing Most of us are invested in AI, whethe…
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41. Stock Order Types: Demystifying The Ways to Trade Securities
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There are so many different ways to buy and sell securities in your brokerage account. In this episode, we'll go over many of the different order types you may see in your brokerage account when you go to buy or sell a stock, or any securities. What does Bid and Ask mean? What is Stop and Limit Order? What are market orders? How many different Orde…
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40. Preparing for Rate Cuts: What are Bond Funds?
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What Is The Bond Market and What Are Bond ETFs? CPI is “cooling off” which means inflation is trending closer to the Fed’s target, which means a rate cut MAY be in our future! What does that mean? Well if the Fed, you know, good ol "Papa Powell" who we keep talking about, well if they actually go through with cutting rates this is what happens. Int…
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39. What is a Stock Split? (looking at the Nvidia stock split 👀)
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Happy Fin-Friday! The Nvidia stock is now one of the big 3 in the S&P 500. We've talked about Nvidia earnings and how much the stock price has soared just this year. Now they have announced a stock split and a dividend increase from $0.04 per share to $0.10 per share. Let's demystify stock splitting. 🔮 🍰 What Is A Stock Split? A type of corporate a…
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38. What is a Short Squeeze? (Talking About Meme Stocks, Hedge Funds & Market Mechanics)
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Finally, short squeeze and gamma squeeze make sense! (Did you know gamma squeeze was a thing?) Also, Roaring Kitty is out of hiding, remember that whole GameStop stonks thing that happened? Well apparently it's happening again with another memestock (super high risk, y'all). We also learn about hedge funds, meme stocks, market makers and the roles …
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37. Finding AI Stock Investing Ideas with Jacey Saige
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This week we are joined by Jacey Saige, a Gen Z financial literacy advocate who wants to discuss how to find AI opportunities and stock market impacts. Jacey is filling in for our beloved Jessie DeNuit - do not fret she will be back next week! AI is an important narrative to sustain this bull market. The S&P 500 is about 30% driven by technology. 5…
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36. Refresher: We are Paying Attention to Bonds Again
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The bond market has always been relevant, but it hasn't mattered as much since the Great Financial Crisis (GFC) - that's when the housing market collapsed in 2008. When we have a financial crisis, there is a fiscal policy response and monetary policy response to stimulate the economy. Right now we are in restrictive fed territory, they have raised …
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35. What Is CPI, PPI & PCE Price Index (Indices) in Fed Speak - Decoded
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Come with us as we leap through the gallows and levitate down WallStreet. 🔮 Today we're discussing the most recent FOMC Press Conference led by the Hawkish Fed Chairman, Jerome Powell, and what it all means when he talks about the CPI & PCE Price Index. There's also a quick SMU (stock market update). New Vocabulary Word: Tapering Tapering is a mone…
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34. Investing Jargon, Demystified 🔮✨ The Top 20 Terms You Need to Know - In Order
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There's a loooot of jargon in the financial world. And it can seem overwhelming or like it's a language that was intentionally made to keep you in the dark, but Jess has been shining light on all this lingo since the beginning, and we've realized the jargon is actually pretty easy to grasp once it's explained to you in a logical, compounding way. C…
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33. Current State of the Stock Market + Q&A (Pt. 2)
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Questions on questions: Y'all submitted sooo many questions we had to make this Q&A a two-parter. Be sure to follow us and subscribe to our email newsletter (all links at the bottom) to keep up with all the stock market happenings! But First, A Quick SMU! We also get a quick Stock Market Update from Jess Inskip. This investing rollercoaster we're o…
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32. Q&A: Answering All YOUR Questions (keep 'em coming)
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We're back, we had to take a week off because, if you didn't know, Jess is the sun and Jessie is the moon - we had to eclipse. 🌚🌞 First, a quick market update for April 11, 2024 about CPI and PPI! Then we get to allllll your questions, yes, even questions from our very early episodes (told ya we'd get to them eventually 😅). Questions we answer in t…
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Are You Ready For A Relationship?
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Join us as we discuss our personal experiences in deciphering if we were and are ready for a relationship!
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31. Edu-action: How To Build a Brokerage CD Ladder
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In the last episode (Ep. 30) of the Market MakeHer Podcast, we discussed how “The Fed” projects to cut interest rates 3 times by end of year. Hopefully, this means lower inflation, but it also means lower interest rates on your High Yield Savings Accounts as well. Where can we stash our cash with higher interest rates for longer? Brokerage CDs! One…
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30. FOMC Meeting, Interest Rate Cuts & Inflation (aka Jess Watched The Fed Press Conference So You Don't Have To)
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The FOMC (aka "The Fed" aka The Federal Reserve) had a press conference on March 20, 2024 where they talked about federal reserve rates remaining unchanged, but there's 3 projected interest rate cuts by end of year. What does this mean for our High Yield Savings Accounts interest rates, mortgages, credit cards, loans, and the economy? What's going …
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29. Investment Risk Tolerance, HYSA Interest Rates and Fed Balancing Act
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What's your investment risk tolerance? (check out the risk pyramid below) How are you diversifying your investments in your portfolio? Are the interest rates on our high yield savings account coming down? What should we do with our cash to make sure it's out-pacing inflation? Figure Out Your Risk Tolerance There are lots of quizzes you can do at yo…
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28. $AAPL Stock Impacts & Tools to Compare ETFs ($VOO vs $VTI)
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Let's talk about what's going on with the $AAPL stock and also learn how to compare ETFs, like $VTI vs $VOO, with a tool! You'll want to watch the video about 10 minutes in, but if you can't watch it, we do describe everything we're analyzing. $AAPL Stock Is Down, But The Market Is Up? We know that Apple is one of the biggest stocks or companies in…
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27. Q&A Quickie: Investing at 40, Social Security and Money Mindset
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We have a Market MakeHer short and sweet Q&A for you today regarding investing a little bit later. Question from listener @spacey on TikTok: Should I be worried if I haven't started investing yet and I'm approaching 40? Short Answer: No, but get started ASAP! Like we've said in previous episodes, time in the market is your best strategy. Cut down e…
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26. Stock Market Update: Earnings Report Card, Nvidia Earnings, Sticky Inflation
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It's a Stock Market Tea Party, and you're invited! 🍵🍵 In our Feb. 2024 SMU, Jess serves Jessie the tea on the recent earnings season (the winners of positive earnings and growth in the market last quarter with many companies beating expectations) and they specifically focus on Nvidia's impressive earnings and its role in the AI industry. The hosts …
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25. Q&A: Roth IRA 101, Backdoor Roth IRA Contributions, Lifestyle Creep
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Q&A from our listeners: How do I do a backdoor Roth IRA contribution or conversion? How do I rollover a 401k into an IRA? 🏘 Remember in Episode 12 how we used the "building your dreamhouse" analogy to explain how to invest in the stock market? Well remember that dreamhouse during this episode and the different rooms that are your retirements accoun…
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Insecurities Within Your Relationship
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Speak It Sis Family! Join us as we discuss bringing insecurities from your past to your current relationship! Have you ever felt like you had to change who you are just because it triggers your significant other from their past relationship? How did you feel? What did you do? Please be sure to follow us on Facebook, Instagram, YouTube, iHeartRadio,…
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24. Pay Yourself First (Saving, Budgeting, Investing)
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Do I add money to my emergency account before maxing out my IRA? When do I put my funds into a taxable account? What makes the most sense for ME? In this episode, we cover the order of events of how to pay yourself -- and some of the nuances you may want to consider as you enter various life stages. This is not a one size fits all formula. We'll he…
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23. The Stock Market Explained with ONLY Taylor Swift Analogies
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Welcome to Taylor's Version of the Stock Market. We're starting off Season 2 with a refreshed brand (check out our website to see the makeover) and we're also giving you a little refresher on how the stock market works - from a Swiftie's perspective. That's right, you guessed it, Jessica Inskip is unhinged with the Taylor Swift references once agai…
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It's a new year and season for Speak It Sis! Join us as we discuss our "resolutions" and "declarations" of brand new beginnings, love, life, elevating and growing. Be sure to follow us on Facebook, Instagram, YouTube, Spotify, iHeartRadio, or wherever you listen to your podcasts! Want to be a guest on the show or have a topic idea? Be sure to send …
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22. Q&A: Can I Have Multiple Roth IRAs? Are There 401k Rollover to IRA Tax Implications?
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Questions on questions! We answer 3 questions from our listeners related to IRAs, 401ks, and taxes...and then Jessie asks additional questions - as usual. Question 1: How to figure out taxes when moving 401k into a rollover IRA? Question 2: Can you control how your employer 401k gets invested? (side note: you can borrow money from yourself!) Questi…
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21. Investing in AI | Building the Investment Thesis
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🐰 Curious about how to invest in AI? Let's fall into the Artificial Intelligence rabbit hole, shall we? And, yes we talk about actual AI stocks as well. Beware the Jabberwocky (aka AI Tools that claim to "beat the stock market" or predict the best stocks to buy). 🤖 AI stocks are beating earnings upwards of 40% (and much much higher). Are analysts n…
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20. Stock Market Update: The Bull Case for a Santa Claus Rally
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What's happening in the stock market today? We tell you all about it in Episode 20. Learn a bunch of new jargon that Jessie makes Jess define for us all as we discuss everything from what the Fed has done and earnings to whatever a "Santa Claus Rally" is... 🎅🏻🎅🏽🎅🏿🎅 Stock Market Update November 2023: Deflationary Environment Dovish Fed Seasonality F…
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19. Q&A: Do I Need a Financial Advisor?
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Introducing our newest segment where Jess answers your questions and Jessie asks even more questions. Questions on questions. 🙋🏻♀️🙋🏾🙋🏼♀️🙋🙋🏾♀️🙋🏻 Today’s question comes from @kristinabrown86 “Do I need an investment advisor? I know they take a percentage of earnings so I have been hesitant and am trying to learn on my own. Am I the only mid-30s si…
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18. Understand The Yield Curve, Treasury Bonds, and Stock Market Impacts
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Today we're talking bonds, Treasury Bonds, that is. 🍸 Along with yields, impacts on the market, and how the US always pays its debts 🦁😏 🤨 What exactly is the yield curve and what does an inverted yield curve mean? We're going to learn how to use this as a scrying tool to predict the future in terms of interest rate changes and economic activity. Le…
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17. What We Can Learn from Gen Z Investing Featuring Mary Esposito
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In 2022, a whopping 43% of retail accounts were opened by investors aged 18-35, reshaping the financial landscape. This surge in interest led to a rise in High-Yield Savings Accounts (HYSA) and Money Markets, which thrive in high-interest environments. The growing trend of financial literacy among Gen Z, has paved the way for better expense managem…
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[S2/E2] The Rules of Crisis Communication // Guest: Dr. Todd Felts, Associate Professor at the Reynolds School of Journalism, UNR
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DiploChatz welcomes you to our Second Season - Episode 2! Guest Co-Host: We are joined as a guest co-host on this second episode by Yulia Rajeh who is a Legal Case Assistant for NNIC's Refugee Resettlement Program. Episode 2 Description: We will begin every DiploChatz show with a warm welcome to you! We will take this opportunity to introduce you t…
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Join Us as we dig deep into the Single Life; the good, the bad, the ugly, the pros and the cons. We also have a special guest joining us from the male perspective! Be sure to follow us on Instagram, Facebook, and YouTube! Also, make sure you subscribe to us on Spotify, iHeartRadio, Apple Podcasts on wherever you get your podcast! Want to be a guest…
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16. What Are Dark Pools, PFOF & Market Makers?
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You've heard of Market MakeHER, but did you know there is an actual market maker job - the people who make the market? Have you heard about dark pools and do you know how payment for order flow works? We're going to learn about all of that, NBBO, the bid and ask, and more, in this episode. 🙋🏻♀️🙋🏾🙋🏼♀️🙋🏽♀️ Feel free to ask us any questions you sti…
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15. What's Going on with Inflation? (Inflation Explained)
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Let's talk about the inflation situation. What is inflation? What causes inflation? And why we invest in the stock market (hint hint: to outpace inflation). Is Inflation Going Down? Inflation was 8.9% in the summer of 2022, and even though it's currently around 3.7% as of September 2023, we are still feeling the lag effects. The memes talking about…
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[S2/E1] The Human Spirit of NNIC // Guest: Ms. Jessica Ear, NNIC Board Member // Welcome to Season 2!!!
1:05:27
1:05:27
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DiploChatz welcomes you to our Second Season - Episode 1! Guest Co-Host: We are joined on this first episode by Brandon Denney who is one of NNIC's Medical Coordinators as our DiploChatz Co-Host. Welcome, Brandon!! Episode 1 Description: We will begin every DiploChatz show with a warm welcome to you! We will take this opportunity to introduce you t…
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14. How to Analyze a Stock for Beginners
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25:32
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How do you determine if a stock is a potential good buy for your portfolio? Today we're going to teach you, well, Jess Inskip is going to teach Jessie DeNuit and Jessie is going to ask alllll the questions along the way to make sure we can all understand the analysis and the jargon! Think of this as a beginners guide, because there is a lot more on…
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13. Are We In A Recession? What and WHO Defines a Recession?
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24:06
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על ידי Jess Inskip and Jessie DeNuit
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Join us as we discuss our culture, our heritage, our struggle and what being black means to us! Be sure to comment, share, like and follow us on all our social media platforms (Instagram, YouTube, Facebook, iHeartRadio, Apple Podcasts, Spotify)! Want to be a guest or have a topic idea? Shoot us an email: speakitsis@gmail.com!!…
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Fresh N Fit finally got demonitzed and I'm here for it. Hopefully more of these podcast from the Manosphere can disappear also.על ידי Hood Action News
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Hey Trump Let us See the Mugshot aka Baked Eggs
43:28
43:28
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This is going to be an interesting 2024 election especially with this baked Cheeto getting hit with a Rico charge.על ידי Hood Action News
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12: How To Invest In The Stock Market (a step-by-step guide)
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25:35
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Learn how to invest in the stock market right now! In episode 12, we teach you how to start building towards your future dreamhouse (financial goals) with a step-by-step guide. We see this question asked all the time, "how do I actually invest in the stock market?" and now that we've laid down a solid foundation of knowledge for you, we're ready to…
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11. Stock Market Update: Earnings, Fitch Downgrade and Swiftenomics
23:00
23:00
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What's happening in the stock market realm - August 2023 SMU edition. ⚡️ Do not worry, it's educational too. We discuss the most recent downgrade drama: the Fitch downgrade of US sovereign debt and its impact on the market. Explore key economic indicators like CPI, PPI, and Q2 earnings, delving into their implications for investors and shedding lig…
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