ACA 101: Selling Under-65 Health Insurance

Agent Survival Guide Podcast

Interested in joining the Under-65 Insurance Market? Listen to this episode to get the basics of selling ACA to your clients.

Read the text version

Understanding ACA Plan Metal Tiers FREE Printable PDF Download: https://ritterim.com/documents/understanding-aca-plan-metal-tiers.pdf

Contact the Agent Survival Guide Podcast! Email us [e-mail] or call 1-717-562-7211 and leave a voicemail.

Resources:

5 Myths About Selling ACA Health Plans: https://ritterim.com/blog/5-myths-about-selling-aca-health-plans/

6 Reasons Insurance Agencies Selling Medicare Products Should Sell ACA: https://ritterim.com/blog/6-reasons-insurance-agencies-selling-medicare-products-should-sell-aca/

8 Reasons Why Medicare Agents Should Sell ACA Plans: https://ritterim.com/blog/8-reasons-why-medicare-agents-should-sell-aca-plans/

2024 Medicare Advantage & Part D Certification Info: https://ritterim.com/blog/2024-medicare-advantage-and-part-d-certification-info/

ACA Eligibility Application Attestation Live Call Script: https://ritterim.com/documents/aca-consumer-eligibility-application-attestation-live-call-script.pdf

ACA Consumer Authorization Live Call Script: https://ritterim.com/documents/aca-consumer-eligibility-application-attestation-live-call-script.pdf

Consumer Authorization Form FREE Printable PDF Download: https://ritterim.com/documents/aca-consumer-authorization-form-template.pdf

Eligibility Application Attestation FREE Printable PDF Download: https://ritterim.com/documents/aca-eligibility-application-attestation.pdf

Everything Agents Need to Know About Selling in State-Based Marketplaces: https://ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/

Everything You Need to Know About the ACA OEP: https://ritterim.com/blog/everything-you-need-to-know-about-the-aca-oep/

FAQs About ACA Certification and Training: https://ritterim.com/blog/faqs-about-aca-certification-and-training/

FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://ritterim.com/blog/faqs-about-selling-on-exchange-off-exchange-under-65-plans/

How Much Can Agents Make Selling Under-65 Insurance: https://link.chtbl.com/ASG620

How to Ask Your Current Clients for Referrals: https://link.chtbl.com/ASG623

How to Assist Clients with Marketplace Household Income Estimates: https://link.chtbl.com/ASG602

How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training: https://ritterim.com/blog/how-to-become-certified-for-aca-marketplace-sales-with-federally-facilitated-marketplace-ffm-training/

How to Help Clients Navigate ACA Marketplace Subsides & Taxes: https://link.chtbl.com/ASG579

Guiding Your Clients from the Marketplace to Medicare: https://link.chtbl.com/ASG510

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Simplify Marketplace Enrollments with HealthSherpa: https://ritterim.com/blog/simplify-marketplace-enrollments-with-healthsherpa/

The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook: https://ritterim.com/aca-ebook/

The State of the ACA Market in 2024: https://link.chtbl.com/ASG610

What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://ritterim.com/blog/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/

References:

“CMS.Gov Enterprise Portal.” CMS Enterprise Portal, www.portal.cms.gov/portal/. Accessed 2, Oct. 2024.

“Health Insurance Marketplaces 2024 Open Enrollment Report.” CMS, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/health-insurance-exchanges-2024-open-enrollment-report-final.pdf. Accessed 2 Oct. 2024.

Healthcare.Gov, Healthcare.gov, www.healthcare.gov/login. Accessed 2 Oct 2024.

Nova, Annie. “How the Affordable Care Act Transformed Our Health-Care System.” CNBC, CNBC, 29 Dec. 2019, www.cnbc.com/2019/12/29/how-the-affordable-care-act-transformed-the-us-health-care-system.html. Accessed 2 Oct. 2024.

“In-Person Assistance in the Health Insurance Marketplaces.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/marketplace/in-person-assisters/programs-procedures/in-person-assistance. Accessed 2 Oct. 2024.

Norris, Louise. “IRS Regulations Fix the ACA’s ‘family Glitch’ as of 2023.” Healthinsurance.Org, HealthInsurance.org, 26 June 2024, www.healthinsurance.org/obamacare/irs-regulations-fix-the-acas-family-glitch-as-of-2023/.

Norris, Louise. “Is There a Penalty for Being Uninsured in 2024?” Verywell Health, Verywell Health, 9 Aug. 2024, www.verywellhealth.com/obamacare-penalty-for-being-uninsured-4132434.

“New Agents’ and Brokers’ Guide to Plan Year 2025 Marketplace Registration and Training.” CMS, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/new-agents-and-brokers-guide-marketplace-registration-and-training.pdf. Accessed 2 Oct. 2024.

“Poverty Guidelines.” ASPE, ASPE, www.aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Accessed 2 Oct. 2024.

“Yearly Guidelines & Thresholds | Coverage Year 2025.” Beyond the Basics, Health Reform Beyond the Basics, www.healthreformbeyondthebasics.org/wp-content/uploads/2024/08/REFERENCE_YearlyGuidelines_CY2025.pdf. Accessed 2 Oct. 2024.

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