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Building Credit from Zero: A Beginner's Guide
Manage episode 474455140 series 3656173
תוכן מסופק על ידי Jose. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי Jose או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.
Mike and Eliza's Introduction is a brief audio introduction to a podcast called Algoritmo – The Credit Game, hosted by Mike and Eliza, who present themselves as algoritmo experts focused on helping people with their financial situations. The episode "Start with What You Have (Even If It’s Nothing)" features Mike explaining how individuals with no credit history or poor credit can begin building a positive credit report. He outlines actionable steps, including utilizing beginner-friendly apps like Kikoff, Kovo, and Stellarfy, which report small payments or existing utility bills to credit bureaus. Mike also suggests considering a secured credit card for those with some savings, emphasizing that establishing a pattern of on-time payments is crucial for credit improvement.
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