Best Cashback Credit Cards

Card Insider Brodcast

Hello there! Looking for a cashback credit card but wondering whether they will be the right choice or not? Let’s work on this step by step. First thing first, cashback credit cards are those credit cards that you let earn a percentage of your spending as a cashback. The percentile of incentive differs from credit cards to credit cards. The standard slab for a cashback is between 0.5% - 6% on a cashback credit card. Moreover, they are pocket-friendly and you earn rewards mostly on all your spending categories.

Not to brag, but you may get easily bewildered after knowing the benefits you get with a cashback credit card at a reasonable membership fee. Say, for example, Flipkart Axis Bank Credit Card is a cashback credit card that lets you enjoy benefits like; 5% cashback on shopping from Myntra and Flipkart, 4% cashback on spending on PVR, Swiggy, Uber, etc. apart from these you also get to enjoy the travel benefits and Oh! Wait you can avail of it at just Rs. 500 only. There are other cash back credit cards also available in India and you can check the complete list at https://cardinsider.com/best-cashback-credit-cards-india/

Wait, the features and benefits don’t end yet, the advantage of a cashback credit card is that you get the rewards directly credited to your account. So, bye-bye to the redemption process. You do not have to keep a record of the validity period of your cashback as they never expire.

Isn’t it exciting? Before getting a cashback credit card, identify your needs and see whether your needs are being met or not. Select the one that is of the highest value to you and compliments your financial health. The catch with credit cards is that you need to keep the credit card dues clear and maintain a low credit utilization ratio. Being responsible with credit cards is the key to building a strong credit history.