From Crowdfunded Startup to Europe’s Fastest-Growing Wealth Platform

Couchonomics with Arjun

Turning Savings into Wealth — Inside Chip’s Fintech Playbook
UK fintech is entering a new chapter. While funding slows, savers poured £103bn into ISAs — proving that trust, not downloads, is the real currency.

In this episode, Arjun speaks with Alex Latham, Co-Founder & CMO of Chip, one of Europe’s fastest-growing fintechs, on:
- The future of UK fintech beyond banking apps
- How Chip grew from a crowdfunded startup to a wealth platform managing billions
- Why trust, community, and AI will shape wealth management
📺 Watch now and see how Chip is redefining the future of savings and investing.
Couchonomics with Arjun Season 04 is brought to you by our partners:
Adyen https://www.adyen.com/
Thunes https://thunes.com/
Mastercard https://mastercard.com/
E& https://www.eand.com/
Digit9 https://www.digitnine.com/
SC Ventures https://scventures.io/
Hala https://hala.com/
Find us on our social media platforms:
Arjun's LinkedIn https://www.linkedin.com/in/arjunvirsingh/
Couchonomics LinkedIn https://www.linkedin.com/showcase/couchonomics-with-arjun-singh/
Instagram https://www.instagram.com/couchonomics/
Twitter https://twitter.com/Arjun_Vir_Singh?s=20
TikTok https://www.tiktok.com/@couchonomics
Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E
Chapters:
00:00 Episode Highlights
00:56 Introduction
02:09 State of UK FinTech
02:34 The Rise of British FinTech
04:05 Challenges and Opportunities in FinTech
09:00 Chip: A Digital Wealth Manager
18:12 Building Trust and Authenticity
26:35 Consumer Behavior Trends
29:38 Stabilizing Interest Rates and Long-Term Financial Planning
30:19 Exploring Alternative Investments: Crypto and ETFs
31:55 The British Saving Culture and Investment Challenges
34:01 The Role of Education in Financial Literacy
38:05 Marketing Strategies in FinTech
43:20 Building and Engaging a Community
47:43 Future Plans and Financial Advice Innovations
56:17 Conclusion and Final Thoughts

Our website 👉 https://bit.ly/3jk7UH0
Find us on our social media platforms:

• Arjun's LinkedIn https://www.linkedin.com/in/arjunvirsingh/
• CCN LinkedIn https://www.linkedin.com/showcase/couchonomics-with-arjun-singh/
• Instagram https://www.instagram.com/couchonomics/
• Twitter https://twitter.com/Arjun_Vir_Singh?s=20
• TikTok https://www.tiktok.com/@couchonomics

Subscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E