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תוכן מסופק על ידי C Ray Brower. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי C Ray Brower או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.
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Different, not broken


1 You're not supposed to be here and other Dad wisdom 29:22
29:22
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אהבתי29:22
The world often feels rigged. And this episode is a wake-up call to recognize the barriers that exist for those who don’t fit the traditional mold. In this episode, which is a kind of tribute to my dear departed Dad, I recount some powerful lessons from the man who was a brilliant psychiatrist and my biggest champion. He taught me that if something feels off about the environment you’re in, it probably is—and it’s absolutely hella-not your fault. We dare to break into the uncomfortable truth that many workplaces are designed for a very specific demographic, leaving neurodivergent individuals, particularly those on the autism spectrum, feeling excluded. I share three stories in which my Dad imparted to me more than my fair share of his wisdom, and I'm hoping you to can feel empowered. You'll learn that we can advocate for ourselves and others to create a more inclusive work culture. Newsletter Paste this into your browser if the newsletter link is broken - https://www.lbeehealth.com/ Join our Patreon - https://differentnotbrokenpodcast.com/patreon Mentioned in this episode: Sign Up For Our Newsletter Stay updated on all the things! Get added to our newsletter mailing list. Newsletter…
Pamela Dew with Movement Mortgage Live Interview 02-28-2022
Manage episode 322597899 series 2444957
תוכן מסופק על ידי C Ray Brower. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי C Ray Brower או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.
Meeting with Pamela Dew from Movement Mortgage to get her insight on interest rates and what her thoughts are about the housing industry.
81 פרקים
Manage episode 322597899 series 2444957
תוכן מסופק על ידי C Ray Brower. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי C Ray Brower או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.
Meeting with Pamela Dew from Movement Mortgage to get her insight on interest rates and what her thoughts are about the housing industry.
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1 Discover the Power of Living Benefits with Krystle-Anne Valdez 🌟 34:45
34:45
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Introduction In the enchanting world of real estate, San Joaquin County stands as a beacon of opportunity. As you embark on the journey to find your perfect home in this picturesque region, there's an essential aspect you might not have considered - the transformative potential of living benefits. In this illuminating blog post, we'll explore the incredible impact of living benefits on individuals and families in San Joaquin County. Join us as we delve into the concept, benefits, and real-life success stories that demonstrate how these financial tools can be a game-changer in securing your dream home. Understanding Living Benefits: A Paradigm Shift 💡 Living benefits, often overlooked, are a revolution in the financial landscape. Imagine having a safety net that not only protects your financial well-being but also empowers you to pursue your dreams fearlessly. In the realm of San Joaquin County real estate, this means the difference between just owning a house and securing your perfect home. Financial Security During Critical Times 💰 The beauty of living benefits lies in their ability to provide financial security precisely when you need it the most. In a world filled with uncertainties, these benefits offer peace of mind. In the context of the real estate market in San Joaquin County, this means never having to compromise your housing dreams due to unexpected health challenges or disabilities. The Lifeline for Mortgage Protection 🏡 For many, buying a home in San Joaquin County is a lifelong dream. However, the fear of losing that dream due to unforeseen circumstances can be overwhelming. Living benefits come to the rescue by serving as a lifeline for mortgage protection, ensuring that your dream home remains yours, no matter what life throws your way. Safeguarding Your Family's Future 👩👧👦 Your perfect home isn't just about the bricks and mortar; it's about the future it holds for your family. Living benefits play a crucial role in safeguarding your family's well-being, ensuring that they continue to thrive in your cherished San Joaquin County home, even in your absence. Exploring the Diverse Landscape of Living Benefits 🌐 The world of living benefits is vast and diverse. From critical illness coverage to disability benefits, there are options to suit every need. In the context of San Joaquin County real estate, this means tailoring your financial security to align perfectly with your homeownership goals. Real-Life Success Stories 📈 Let's delve into some real-life success stories of individuals whose lives were profoundly transformed by the power of living benefits. These tales of resilience and hope will inspire you as you embark on your own real estate journey in San Joaquin County. Direct Quote : "Living benefits were the lifeline that allowed me to keep my dream home in San Joaquin County when I faced a sudden health crisis. I'm forever grateful for the financial security they provided." - John Doe, San Joaquin County Resident. Connect with Krystle-Anne Valdez 🤝 To navigate the world of living benefits and real estate in San Joaquin County effectively, you need a trusted partner. Krystle-Anne Valdez is your guide to a more secure and empowered future. Reach out to her today and take the first step towards finding your perfect home. Conclusion In the picturesque landscape of San Joaquin County, finding your perfect home is a dream worth pursuing. However, the journey becomes even more exciting and secure when you harness the transformative power of living benefits. From financial security to safeguarding your family's future, these benefits have the potential to make your real estate dreams a reality. Now that you're equipped with this invaluable knowledge, take the leap into the world of San Joaquin County real estate with confidence. Your dream home is within reach, and living benefits can be the key to unlocking its door.…

1 Live Interview with Corinne Andrews with Cross Country Mortgage - Valentines Day 26:38
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Corinne bring us some really good information on what is happening in the market place currently.

1 Live Interview With The Hero Loan Team 02-07-2023 26:49
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The Hero Loan Team bring value every time we get together. Their mission is to serve those who are serving us. Veterans, First Responders, Medical Professionals, and Teachers. Listen today and find out what is happening in the real estate market.

1 Live Interview with Hunter White of Everly Home Inspections - 06-09-2022 10:35
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Today we learn about Everly Home Inspection service from here in Stockton, CA. We will also get to learn how Hunter got into the home inspection business. And some personal insight into his family. Remember to subscribe so you don't miss an epoisode.

1 Live Interview With Marilyn Chapman of JCP-LGS Natural Hazard Report 17:36
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Marilyn is one of my favorite people. She has such deep faith. And is a true warrior survivor. Listen in as we discuss how we met and our journey together.
Today we are interviewing Mia Curiel Barista at CuppaJo. Finding out more about her journey as a barista, and what her plans are for the future.
What is Freedom Equity Group and who is Mandy Ghusar. Find out more about that today.

1 Ray Carrier with Take Care Termite and Pest Control Live Interview 12:09
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Our interview today is with Ray Carrier with Take Care Termite and Pest Control. we are going to find out more about him and how he got into the pest control business. And maybe some things we should be doing to protect our homes this spring. #RayCarrier #TakeCareTermite #PestControl #CRayBrower #YourPerfectHome #RealEstate #BusinessInterviews #SanJoaQuinCounty #Stockton #Tracy…
Just some of my personal observations on gas prices and the true affordability of the electric vehicles out there. And where are we getting the electricity to charge those vehicles?
Today we find out what got Art Vallejo into the water business. And a lot about Big Valley Pure Water.

1 Alexandra Erlich Credit Advisor and Educator - Live Interview 12:36
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Alexander Erlich gives some great insight into her methodology from getting and maintaining good credit.

1 Aleida Miranda - Superhero - Live Interview 10:36
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אהבתי10:36
Today we get to learn about a true local Superhero, Aleida Miranda. She single-handedly saved a father, and his two kids from a rolled-over vehicle in the middle of the night. With her own kids in her car watching on.

1 Live Interview with Shiva Bhaskar from Tier One Credit 11:00
11:00
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אהבתי11:00
Shiva shares with us some insight as to how he got started in the credit repair business and some advice on how to get better credit and keep it.

1 Live Interview with George Lewis with ATM Bounce Houses and More here in Stockton, CA 11:12
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In today's episode, we meet with George Lewis and get to know him and what brought him and his family to Stockton, CA. He gives us a great understanding of his passion for life. We also learn how he ended up in the bounce house business and how he has been growing the business.

1 Sekou Pyle Live Interview with Commitment To Capping 12:41
12:41
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אהבתי12:41
Met with Sekou Pyle through my good friend and business partner Nick Krem. Sekou is definitely high-energy and on top of his game. #SekouPyle #CRayBrower #RealEstate #MindSet #Training #TeamBuilding
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Finding Your Perfect Home with C Ray Brower

Meeting with Pamela Dew from Movement Mortgage to get her insight on interest rates and what her thoughts are about the housing industry.
Today we are talking to Nick Krem with Krem International in Orlando, Florida, Finding out about him and his business.
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Finding Your Perfect Home with C Ray Brower

We met with Ryan while he was doing a general home inspection. He updated us on what he see happening in the housing market locally.
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Finding Your Perfect Home with C Ray Brower

How to find a home buying expert so you can get the best advice during these times. And what the difference is between the best possible advice and perfect advice.
All the things you should take into consideration waiting to purchase a home in Stockton today.
Tocco Divino Salon, 2626 Pacific Avenue, Stockton, CA 95204 Me: Well, good morning everyone. Today, I am in front of Tocco Divino and I'm going to get my hair cut. And we're going to talk with Melissa Sherwood. Right in here right now. Me: And as you can see Melissa took good care of me over in the chair. Me: This is kind of her grand opening, almost? We're getting closer. Melissa: The grand opening will be January, February. Me: January, February. Melissa: Yeah, so it’ll be a while before we’ll have that. We had to get the little details taken care of before we do that. Me: Well, there have been a lot of details as we've kind of moved through this process. That's for sure. This used to be an office building. And it took a little bit at the city. As well as here to make it the beautiful place it is now. Melissa: Oh, yes, it took from the time of signing four months of hard construction. Yeah. Yeah, it was quite a transformation. Me: Have you got any pictures of the before and after? Melissa: I do have. I do have a video it's on Facebook. Of the before and after the full transformation from getting the keys to opening day. Me: Oh, very cool, very, very cool. So, that's on Tocco Divino. Melissa: Tocco Divino Salon Facebook page. It's also on my personal page if you happen to be a friend of mine. Yeah, I'm trying to find some other avenues to get it out there. So people can take a peek. Me: Very cool. Very cool. YouTube? Melissa: I tried to put it on YouTube. I haven't figured it out yet. Me: Very good. Very good. So tell everybody about what makes this different from any other salon. You are the new salon in town. Melissa: We are the newest salon in town. We really pride in making it a place that when you walk in that you just feel at home. That it's beautiful and you feel pampered just walking in. But, you also feel very comfortable. What also makes us different is that we believe that everybody that works here that we're family. And so you feel the difference just in the environment and atmosphere as far as a sense of community, a sense of family. And I think that makes us very different from any other salon. Because there's a lot of talent out there and we do have a lot of talent here as well. But the atmosphere, the environment makes us very different. Me: Very nice. Very nice. I know it does feel very, very homey in here. I enjoyed coming in. It’s my second trip and I was the first one I got to be a chair for. Melissa: Yes. Very true. I don't know if that was good. I was half-asleep. Me: You were a little tired that day. You were a little tired. That was what? Three hours of sleep you got. Melissa: One hour. Me: One hour, oh man. I was a brave man. Melissa: You were a brave man. Yes. Me: Well, everybody, make sure and stop by and see Tocco Divino. And Melissa Sherwood “The Cosmetologist For Everyone Who Sure Would Like To Look Good!” Thank you so much, and we'll talk to you all again later. Thanks.…
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Finding Your Perfect Home with C Ray Brower

A little motivational moment for you.
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Finding Your Perfect Home with C Ray Brower

A little faith for you on Faithful Friday.
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Finding Your Perfect Home with C Ray Brower

A little motivational moment for you.
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Finding Your Perfect Home with C Ray Brower

A little faith for you on Faith Friday.
Good morning, everyone C. Ray Brower with RE/MAX Gold helping you find Your Perfect Home. Today I wa- at a listing appointment with a client and we were talking about the importance of the home inspections. And what could happen during -the home inspections. While the buyers are in their inspection contingency period. We had a pretty good conversation about it. And as I was driving back to the office and thought what better place to stop and do a little video with some education than right in front of Morris Chapel here at UOP. So as we were talking about it, I was explaining to him that 86% of the time home inspections do find something wrong. And the things that are found wrong most often are the roof, electrical, windows, branches overhanging the roof, gutters being a problem. The air conditioner not working or functioning properly. Hot water heaters, leaking, or old need to be repaired. Plumbing issues little leaks under the sinks. Fencing fences ready to fall down. And driveways, sidewalks, and entryways cracked and uneven sidewalks, and what have you. Now some of those things are issues that have to be repaired. Some of those are things that should be repaired. All of them can lead to a lowering of the price of the house. If they were not taken into consideration when pricing the home. If you have any other questions about inspections. In the inspection contingency period. Or anything else related to real estate, please feel free to give me a call at 209-610-6075. I promise I will always get back to you. You go out today and be the sunshine in somebody's rainy day. And of course, the most important thing you can remember is to “C. Ray To Find Your Perfect Home!” You all have a great day, and we will talk again real soon. Thanks. Online Business Card - https://wwwCRayBrower.work Call Me at 209-610-6075…
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Finding Your Perfect Home with C Ray Brower

A little motivational moment for you.
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Finding Your Perfect Home with C Ray Brower

A little faith for you on Faithful Friday.
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Finding Your Perfect Home with C Ray Brower

A little motivational moment for you.
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Finding Your Perfect Home with C Ray Brower

A little faith for you on Faithful Friday.
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Finding Your Perfect Home with C Ray Brower

A little motivational moment for you.
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Finding Your Perfect Home with C Ray Brower

A little faith for you on your Faithful Friday.
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Finding Your Perfect Home with C Ray Brower

A little motivational moment for you.
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Finding Your Perfect Home with C Ray Brower

A little faith for you on Faithful Friday.
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Finding Your Perfect Home with C Ray Brower

A little motivational moment for you.
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Finding Your Perfect Home with C Ray Brower

A little faith for you on Faithful Friday.
Do you think you need to find the Golden Ticket from Willie Wonka's Chocolate Factory to be able to buy a home? Well, listen in and find out that there are many ways for you to get down payment assistance to make you a homeowner. Even if you are a second-time home buyer. See the entire blog post and video here. BLOG POST Give me a call today and let's see what you might qualify for. 209-610-6075 https://www.CRayBrower.work…
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Finding Your Perfect Home with C Ray Brower

A little motivational moment for you.
Have you been listening to the news about the upcoming recession? Is that making you would if now is the right time to buy a home? Well here are six reasons why this is still a good time to invest in your own home and to get off of the renters' treadmill. If you would like to see how your personal situation is and how it could be easier for you to actually buy your own home. You can connect with me below with my online business card. https://www.CRayBrower.work…
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Finding Your Perfect Home with C Ray Brower

A little faith for you on Faithful Friday.
Have you been wondering about what is going on in the real estate market? Most people that ask me that question, actually are wondering what the market is like in their neighborhood. If that is you also. Please reach out and let's discuss where you live and what is actually going on in your neighborhood. You can connect with my online business card. https://www.CRayBrower.work Or call me direct at 209-610-6075. Thank you.…
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Finding Your Perfect Home with C Ray Brower

A little motivational moment for you.
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Finding Your Perfect Home with C Ray Brower

A little faith for you on Faithful Friday.
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Finding Your Perfect Home with C Ray Brower

A little motivational moment for you.
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Finding Your Perfect Home with C Ray Brower

A little faith for you on Faithful Friday.
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Finding Your Perfect Home with C Ray Brower

A little faith for you on Faithful Friday.
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Finding Your Perfect Home with C Ray Brower

A little motivational moment for you.
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Finding Your Perfect Home with C Ray Brower

A little faith for you on Faithful Friday.
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Finding Your Perfect Home with C Ray Brower

A little motivational moment for you.
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Finding Your Perfect Home with C Ray Brower

A little faith for you on Faithful Friday.
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Finding Your Perfect Home with C Ray Brower

A little motivational moment for you.
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Finding Your Perfect Home with C Ray Brower

1 Shiva Bhaskar - Tier One Credit Interview Podcast 10:15
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Learn how Shiva Bhaskar and Tier One Credit can help you repair your credit for a lot less than you would have thought. Fair pricing and free advice what more could you ask for? See the full blog post here. https://yourperfecthomegroupca.com/blog/shiva-bhaskar-tier-one-credit-interview And go out and be the sunshine in someone's rainy day!…
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Finding Your Perfect Home with C Ray Brower

A little faith for you on Faithful Friday.
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Finding Your Perfect Home with C Ray Brower

A little motivational moment for you.
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Finding Your Perfect Home with C Ray Brower

A little faith for you on your Faithful Friday.
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Finding Your Perfect Home with C Ray Brower

A little motivational moment for you.
Are you wondering is homeownership a good investment? Here are some answers for you. Most Americans believe we are in one of the best times financially that we have been in for a long time. Would you like to discuss how you could become a homeowner easier than you may have thought? Connect with me below. https://www.CRayBrower.work…
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Finding Your Perfect Home with C Ray Brower

A little faith for you on Faithful Friday.
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Finding Your Perfect Home with C Ray Brower

A little motivational moment for you.
Have you been thinking about buying a home? Are you not sure if there are enough good reasons to quit renting and buy your home? Here are five powerful reasons why you should own your own home. Let's get together and discuss how we can make this happen for you. You can connect the easiest with me with my online business card below. https://www.CRayBrower.work…
Today we tackle question number three of the things you should be asking yourself before you buy a home. And that is , what is the right size for our growing family? Listen in and find out.
Today we discuss the second thing to consider when purchasing a home. Will you be there long enough?
In episode 002 we talk about making sure you know how much house you can afford to make it your home.
Today we will list out the seven things you should be asking yourself to help you see if now is the right time to buy your perfect home. Or to at least understand just what it will take to quit renting and paying someone else's mortgage and start paying your own mortgage.
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Finding Your Perfect Home with C Ray Brower

1 Your Perfect Home with C Ray Brower Season 1-1 Part 2 10:55
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We continue the interview and find out more of want Your Perfect Home Group is about. As well as what C. Ray Brower’s philosophies are.
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Finding Your Perfect Home with C Ray Brower

Season 1 Episode 1 Part 1. Where it all begins. You'll find out what C. Ray Brower is about. What Your Perfect Home Group is about. We hope you can find value in the series. Please leave you comments and let us know how we can help you. And what content you would like to hear each week.
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Finding Your Perfect Home with C Ray Brower

Ready to learn what the ten steps you need to go through to buy your perfect home? Stay tuned and learn them today. Any questions about this or anything real estate related, you can connect with me the easiest below on my online business card. https://www.CRayBrower.work
Have you been looking at homes online and saw the perfect home with the perfect furniture in it? And you want it exactly the way it is. Can you buy the home with the furniture? Well, we answer that question on today's podcast. Want other questions answered? Connect with me with my online business card below. https://www.CRayBrower.work…
Do you have your home on the market? Has it been on the market with only a few showings and no offers? Well, here are three reasons why your home may not be selling. Any questions you can contact me here on my online business card. http://www.CRayBrower.work
Are you getting ready to sell your home? Have you received any advice about the best way to stage it for the pictures and to get it sold the fastest? Well here are the five don't when it comes to staging your home. If you have any questions about staging your home or anything else real estate related. You can connect with me at my online business card below. https://www.CRayBrower.work…
Are you preparing to list your home? Wondering about making sure the pictures portray your home in its best light? Here are five tips to make sure your home shines in those pictures. Need more advice about buying or selling a home. You can connect with me at my online business card below. https://www.CRayBrower.work…
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Finding Your Perfect Home with C Ray Brower

1 Your Perfect Home Podcast - The American Soldier 42:28
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Today we are interview Douglas Taurel the solo actor of The American Soldier. We find out where the play started and how it has evolved into what it is today. This is a great story about a long journey. Telling a story that needs to be told at this time in the history of our country. It literally starts at the Amercain Revolution and ends in Iraq. Listen in and find out more. Show opens in Modesto, CA May 1, 2019, with one show at the State Theater at 7:00 PM and closes with two shows in Stockton, CA at San Joaquin Delta College May 2nd and 3rd in the theater also showing at 7:00 PM. Tickets available on his website www.TheAmericanSoldierSoloShow.com…
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Finding Your Perfect Home with C Ray Brower

3 Reasons Why We Are Not Heading Toward Another Housing Crash
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Finding Your Perfect Home with C Ray Brower

Today we are interviewing Tripp Howell with Platinum Home Mortgage. Let's find out about a hot topic with home buyers in the market today and that is a few of the down payment assistance programs that you may qualify for when purchasing your home.
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Finding Your Perfect Home with C Ray Brower

1 Your Perfect Home Podcast with C. Ray Brower Episode 11 10:22
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Today we are going to explore some of the many ways you can win in a multiple counter offer situation. And the things that you need to make sure your buyer's agent is doing to help you win the negotiations for your Perfect Home. Should you have any questions, please comment below. Or if you would like to speak to me personally. Here is a link to my calendar so you can set up a 15-minute personal call and we can go over your questions. https://calendly.com/c-ray-brower/15min…
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Finding Your Perfect Home with C Ray Brower

Today we will discuss narrowing the search for your Perfect Home. By needs versus wants and what real necessities and real wants are.
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Finding Your Perfect Home with C Ray Brower

Today we’re going to talk about Location, Location, Location. What does that really mean?
In episode #8 we are discussing why school districts and educational considerations should be taken into account when you are looking to purchase your perfect home.
Today we discuss premature listings. What they are and what the five biggest reasons they happen.
This week we discuss family dynamics and aging parents. We’ll find out how this can affect your home purchasing decisions. Like and share if you found the content informative. Thank you.
We all have heard the saying real estate is all about Location, Location, Location. Today we are answering your question about is this the right area to purchase my house in.
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