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20 - Empowered 3.5% Down Payment Assistance Program - Forgiven after 6 Months
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תוכן מסופק על ידי Philip Mastroianni. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי Philip Mastroianni או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.
I'm talking about one of my favorite down payment assistance programs that you can qualify for even if you make a higher income.
If you qualify for an FHA loan, you likely can qualify for this.
This program offers a 2% or 3.5% forgivable down payment and/or closing cost assistance with NO income limitations! That's right - no matter how much money you make, you may still qualify for this amazing opportunity. It can cover your down payment or closing costs, making it easier for you to afford upfront costs and become a homeowner.
Now, down payment assistance programs are not unusual, but what sets this program apart is that it's fully forgiven after just six months! Plus, this program is eligible in all states, except Washington.
The main points I cover:
- Intro
- What is Down Payment Assistance
- The Empowered 3.5% Program
- Qualifications Needed
- Program Limitations
- How To Take Action
Meet ONE of the following
* First-Time Homebuyer
* Current/Retired Employment or Volunteer/Non-Paid Member (Specific Job Types like working in the medical/education/first responder/etc.)
* Income
* Underserved Census Tract
Must Have:
Credit Score 620+
Take a Homebuyer Counseling course
Typically the cost is about 1% to 1.5% above a standard non-DPA FHA loan.
I have more info on down payment assistance, with more videos and podcast episodes added all the time: https://fthbpros.com/down-payment-assistance-programs/
Find all our episodes, articles, newsletter, and resources on our main site: https://FTHBPros.com
Looking for a local real estate agent outside of California? We’ve partnered with Home & Money, simply go to https://homeandmoney.com/FTHB/ and we’ll help connect you with a local, vetted agent.
Contact Information:
Philip Mastroianni – Loan Officer & Real Estate Agent
(949) 357-5029
[email protected]
NMLS# 2141541
DRE# 02141890
Monica Mastroianni – Real Estate Agent
(951) 395-1848
[email protected]
DRE# 02099257
Legacy Homes Realty
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