The Index Annuity Illusion - A Tale of Caution for CTA Members

Office Hours with Gary Allen

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תוכן מסופק על ידי Gary Allen. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי Gary Allen או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.

<div class="span index">1</div> <span><a class="" data-remote="true" data-type="html" href="/series/this-is-womans-work-with-nicole-kalil">This Is Woman's Work with Nicole Kalil</a></span>

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This Is Woman's Work with Nicole Kalil

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Together, we're redefining what it means, looks and feels like, to be doing "woman's work" in the world today. With confidence and the occasional rant. From boardrooms to studios, kitchens to coding dens, we explore the multifaceted experiences of today's woman, confirming that the new definition of "woman's work" is whatever feels authentic, true, and right for you. We're shedding expectations, setting aside the "shoulds", giving our finger to the "supposed tos". We're torching the old playbook and writing our own rules. Who runs the world? You decide. Learn more at nicolekalil.com

לפני שנה 26:46

MP3•בית הפרקים

Join Gary Allen as he demystifies index annuities, revealing the stark differences between marketing promises and the reality of these complex insurance products sold to CTA members.

Here is a link to the flyer on the index annuity

https://merrillconnect.iscorp.com/nlg/viewDocument.action?itemNbr=101598

Here is a picture of Nominal versus Real Returns mentioned in the podcast:

6 פרקים

#Trading #Business #Gary Allen

The Index Annuity Illusion - A Tale of Caution for CTA Members

Office Hours with Gary Allen

published לפני שנה

שתפו

MP3•בית הפרקים

Join Gary Allen as he demystifies index annuities, revealing the stark differences between marketing promises and the reality of these complex insurance products sold to CTA members.

Here is a link to the flyer on the index annuity

https://merrillconnect.iscorp.com/nlg/viewDocument.action?itemNbr=101598

Here is a picture of Nominal versus Real Returns mentioned in the podcast:

6 פרקים

#Trading #Business #Gary Allen

All episodes

1
Historic News for CTA Members: Social Security Fairness Act Passes! 5:56

לפני 22 weeks5:56

5:56

We are excited to share a historic update that impacts all CTA members and retirees. In a remarkable bipartisan effort, the U.S. Senate has officially passed H.R. 82, the Social Security Fairness Act—a monumental step toward repealing the unjust Windfall Elimination Provision (WEP) and Government Pension Offset (GPO). In this brief recording from Gary Allen, Senior Financial Advisor with the CTA 403(b), you’ll learn: What the repeal means for current retirees and future retirees How this change will restore full Social Security benefits for affected CTA members The expected timeline for retroactive payments and benefit adjustments This victory represents fairness, recognition, and financial relief for educators and public servants who have long awaited this change. Here’s to a brighter, more secure future for all CTA members!…

1
Sorting the Sales Pitches from Solid Advice 27:41

לפני 1 year27:41

27:41

In this episode of "Office Hours with Gary Allen," Gary Allen delves into the intricate world of financial and insurance advisors that CTA members frequently encounter. He illuminates the critical differences between fiduciary and non-fiduciary advisors, emphasizing the significance of understanding these distinctions to make informed financial decisions. Gary explains how fiduciaries, bound by legal and ethical obligations to act in their clients' best interests, offer a level of trust and commitment absent in non-fiduciary relationships, which are often based on commission-driven recommendations. He also discusses the potential conflicts of interest inherent in non-fiduciary relationships and advises CTA members on how to navigate these complexities. Additionally, Gary highlights the role of insurance agents in financial planning, stressing the importance of thorough vetting and informed decision-making when considering their products for retirement savings. This episode is a comprehensive guide for CTA members aiming to navigate their financial futures with confidence, offering insights into selecting advisors who genuinely align with their best interests.…

1
The Index Annuity Illusion - A Tale of Caution for CTA Members 26:46

לפני 1 year26:46

26:46

Join Gary Allen as he demystifies index annuities, revealing the stark differences between marketing promises and the reality of these complex insurance products sold to CTA members. Here is a link to the flyer on the index annuity https://merrillconnect.iscorp.com/nlg/viewDocument.action?itemNbr=101598 Here is a picture of Nominal versus Real Returns mentioned in the podcast:…

1
Breaking Free: An Educator's Guide to Conquering Credit Card Debt 30:02

לפני 1 year30:02

30:02

Join Gary Allen as he delves into the world of credit card debt, offering CTA members a lifeline out of the debt treadmill that too many people are stuck on. Learn through some practical advice and proven strategies to get out of debt once and for all.

1
Fiduciaries vs. Salespeople: Navigating the Financial Maze! 27:41

לפני 1 year27:41

27:41

In this episode of "Office Hours with Gary Allen," Gary delves into the complex world of financial and insurance advisors that CTA members encounter. He illuminates the critical differences between fiduciaries and non-fiduciaries, emphasizing the importance of understanding these distinctions to make informed financial decisions. Gary explains how fiduciaries, bound by law to act in your best interest, contrast with non-fiduciaries, who are only required to recommend "suitable" products, potentially leaving better options unexplored. He warns against the conflicts of interest inherent in non-fiduciary relationships, especially those that operate on commission-based models, urging educators to seek advisors who are fiduciaries 100% of the time. Gary also touches on the role of insurance agents in financial planning, advising caution and thorough vetting when considering their products for retirement savings. This episode is a must-listen for CTA members aiming to navigate their financial futures with confidence, offering insights into selecting advisors who truly align with their best interests.…

1
From Classroom to Retirement: Navigating Your Financial Journey as a CTA Member 18:16

לפני 1 year18:16

18:16

Host Gary Allen, AIFA, the lead advisor of the CTA 403(b) offers invaluable insights tailored specifically for educators. Gary dives deep into the unique financial challenges and opportunities faced by California Teachers Association (CTA) members. From understanding the importance of human capital to strategic planning for a secure retirement, this episode is a guide for educators at any stage of their career. Inspired by the words of CTA President David Goldberg, Gary emphasizes the power of sharing knowledge and resources to uplift the entire teaching community. Whether you're a new teacher grappling with student loans or a seasoned educator planning for retirement, this episode is designed to support you in making informed financial decisions for a better future.…

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This Is Woman's Work with Nicole Kalil

Office Hours with Gary Allen « »
The Index Annuity Illusion - A Tale of Caution for CTA Members

The Index Annuity Illusion - A Tale of Caution for CTA Members

פודקאסטים ששווה להאזין

All episodes

1
Historic News for CTA Members: Social Security Fairness Act Passes! 5:56

1
Sorting the Sales Pitches from Solid Advice 27:41

1
The Index Annuity Illusion - A Tale of Caution for CTA Members 26:46

1
Breaking Free: An Educator's Guide to Conquering Credit Card Debt 30:02

1
Fiduciaries vs. Salespeople: Navigating the Financial Maze! 27:41

1
From Classroom to Retirement: Navigating Your Financial Journey as a CTA Member 18:16

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The Let Them Theory: A Life-Changing Tool That Millions of People Can't Stop Talking About

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2025 - American Silver Eagle .999 Fine Silver with our Smyrnacoin Certificate of Authenticity Dollar Uncirculated US Mint

פודקאסטים ששווה להאזין

Office Hours with Gary Allen « » The Index Annuity Illusion - A Tale of Caution for CTA Members

The Index Annuity Illusion - A Tale of Caution for CTA Members

פודקאסטים ששווה להאזין

ברוכים הבאים אל Player FM!

The Let Them Theory: A Life-Changing Tool That Millions of People Can't Stop Talking About

The Let Them Theory: A Life-Changing Tool That Millions of People Can't Stop Talking About

2001[2 LP]

Dr. Elsey's Ultra UnScented Clumping Clay Cat Litter 40 lb. Bag

The Let Them Theory: A Life-Changing Tool That Millions of People Can't Stop Talking About

מדריך עזר מהיר

Office Hours with Gary Allen « »
The Index Annuity Illusion - A Tale of Caution for CTA Members