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תוכן מסופק על ידי Steve Hamoen. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי Steve Hamoen או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.
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Action Academy | Replace The Job You Hate With A Life You Love
57:50
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57:50Alex (@alex_kamenca) and Carley (@carleymitus) are both members of our Action Academy Community that purchased TWO small businesses last thursday! Want To Quit Your Job In The Next 6-18 Months Through Buying Commercial Real Estate & Small Businesses? 👔🏝️ Check Out Our Action Academy Community Schedule A Free 15 Minute Coaching Call With Our Team Here To Get "Unstuck"! Check Out Our Bestselling Book : From Passive To Passionate : How To Quit Your Job - Grow Your Wealth - And Turn Your Passions Into Profits Want A Free $100k+ Side Hustle Guide ? Follow Me As I Travel & Build: IG @brianluebben ActionAcademy.com…
Montreal Market Update, Nova Scotia Rent Cap, and Cobourg Property Insights in Episode 68
Manage episode 438775818 series 3584094
תוכן מסופק על ידי Steve Hamoen. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי Steve Hamoen או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.
This episode begins with a welcome and an introduction to the topics for discussion. It provides an update and analysis of the Montreal real estate market. The extension of Nova Scotia's rent cap and various government perspectives are explored. Critiques of the Residential Tenancies Act and proposed changes are discussed in detail. The episode features a property listing in Cobourg, Ontario, including detailed insights from the owner. Finally, the episode includes market insights from sponsor Jacqueline Pennington. The episode wraps up with concluding remarks. (0:00) Welcome and introduction (0:35) Montreal real estate market update and analysis (1:52) Nova Scotia's rent cap extension and government perspectives (3:17) Critiques and proposed changes to the Residential Tenancies Act (5:04) Featured property listing in Cobourg, Ontario with details and owner insights (8:09) Sponsor: Jacqueline Pennington's market insights
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185 פרקים
Manage episode 438775818 series 3584094
תוכן מסופק על ידי Steve Hamoen. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי Steve Hamoen או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.
This episode begins with a welcome and an introduction to the topics for discussion. It provides an update and analysis of the Montreal real estate market. The extension of Nova Scotia's rent cap and various government perspectives are explored. Critiques of the Residential Tenancies Act and proposed changes are discussed in detail. The episode features a property listing in Cobourg, Ontario, including detailed insights from the owner. Finally, the episode includes market insights from sponsor Jacqueline Pennington. The episode wraps up with concluding remarks. (0:00) Welcome and introduction (0:35) Montreal real estate market update and analysis (1:52) Nova Scotia's rent cap extension and government perspectives (3:17) Critiques and proposed changes to the Residential Tenancies Act (5:04) Featured property listing in Cobourg, Ontario with details and owner insights (8:09) Sponsor: Jacqueline Pennington's market insights
…
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185 פרקים
Minden epizód
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Ontario Mortgage & Real Estate Insights Podcast
1 Episode 185: Ontario Real Estate Trends, Home Price Decline, and 2025 Market Predictions 13:50
13:50
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13:50In this episode, we start with an introduction and sponsor message before diving into recent developments in the Ontario real estate market and the impact of interest rates. We explore the decline in home prices, examining its implications and the factors influencing the market. The challenges associated with pre-construction purchases and insights into mortgage affordability are discussed. We then look into broker-lender dynamics and predictions for 2025. Updates on new housing laws and regulations in Ontario are provided to keep listeners informed. The episode concludes with closing remarks and a final sponsor message. (0:00) Introduction and sponsor message (0:41) Ontario real estate market developments and interest rate impacts (1:32) Decline in home prices: implications and market influences (2:22) Challenges with pre-construction purchases and mortgage affordability insights (5:16) Broker-lender dynamics and predictions for 2025 (9:57) Updates on new housing laws and regulations in Ontario (13:10) Closing remarks and sponsor message…
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Ontario Mortgage & Real Estate Insights Podcast
1 This Week's Top Stories: Canadian Mortgage Delinquencies Rise, & Immigration Applications Slow 4:25
In this episode, we start with an introduction and examine the rising trend of mortgage delinquencies. We discuss the impact of state intervention on mortgage arrears and delve into the specific challenges faced by Toronto's housing market and its delinquency rates. The episode also highlights the effects of business growth and immigration on the real estate market. A summary of current mortgage and real estate trends provides a comprehensive view of the industry's landscape. Closing remarks and a sponsor reminder conclude the episode. (0:00) Introduction and rising mortgage delinquencies trend (1:13) Impact of state intervention on mortgage arrears (2:03) Toronto's housing market challenges and delinquency rates (2:25) Business growth and immigration effects on the market (3:29) Summary of mortgage and real estate trends (3:43) Closing remarks and sponsor reminder…
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Ontario Mortgage & Real Estate Insights Podcast
1 Uptick in Vancouver home sales last month caps 'pivot year' for market: board - Mortgage Rates & Mortgage Broker News in Canada 4:28
In this episode, we begin with an introduction and a sponsor message from Real Approved Inc. We explore the Vancouver housing market trends, highlighting recent sales increases and the influx of new listings. The discussion extends to British Columbia's property assessments and the dynamics influencing the market. Expert insights from Andrew Lis provide a detailed outlook on the 2024 market, offering valuable perspectives on future developments. We wrap up the episode with closing remarks and a sponsor reminder from Real Approved Inc. (0:00) Introduction and sponsor message from Real Approved Inc. (0:40) Vancouver housing market trends: sales increase and new listings (1:58) British Columbia property assessments and market dynamics (3:19) Expert insights with Andrew Lis on 2024 market outlook (3:47) Closing remarks and sponsor reminder from Real Approved Inc.…
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Ontario Mortgage & Real Estate Insights Podcast
1 Episode 182: GTA Housing Market Predictions, Interest Rate Impacts, and Credit Management Tips 7:12
In this episode, we begin with an introduction and a sponsor mention. We delve into expert predictions for the Greater Toronto Area housing market in 2025, examining potential interest rate changes and their impact. The discussion moves to modifying mortgage regulations and the factors shaping the market. We address mortgage renewals, the rise in delinquencies, and the issue of empty condos. The complexities of the housing market and their economic implications are explored, followed by credit management tips for securing better mortgage rates and maintaining a strong credit profile. We conclude by emphasizing the importance of credit management. (0:00) Introduction and sponsor mention (0:38) Expert predictions for the Greater Toronto Area housing market in 2025 (0:58) The impact of potential interest rate changes on the housing market (1:22) Modifying mortgage regulations and factors influencing the market (2:12) Mortgage renewals, rising delinquencies, and the issue of empty condos (3:33) Complexities of the housing market and economic implications (3:54) Credit management tips for better mortgage rates and maintaining a strong credit profile (6:54) Conclusion and the importance of credit management…
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Ontario Mortgage & Real Estate Insights Podcast
1 Episode 181: GTA Mortgage Delinquency, Rate Influences, and Real Estate Outlook for Spring 2025 12:11
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12:11In this episode, we explore the mortgage delinquency rate in the Greater Toronto Area, covering current stats, regional challenges, and market correction opinions. We discuss factors influencing future mortgage rates, inflation expectations, and the global economy's impact. Key topics include loan-to-income ratios, upcoming 2025 regulations, the spring real estate market outlook, and household debt implications. We also touch on trends in mortgage provider switching, competitive strategies, and setting new year goals for brokers. Finally, we offer advice on managing anxiety, stress, and work-life balance. Closing remarks and sponsor message wrap up the episode. (0:00) Introduction and sponsor message (0:41) Understanding the mortgage delinquency rate in the Greater Toronto Area and current statistics (2:02) Policymaker measures, regional challenges, and market correction opinions (2:44) Factors influencing future mortgage rates and economic growth outlook (3:36) Inflation expectations and global economic environment's impact on mortgage rates (5:22) The significance of loan-to-income ratios and new regulations in 2025 (6:28) Real estate market outlook for spring and the impact of household debt (7:30) Trends in mortgage provider switching and competitive strategies (8:37) Setting new year goals and reflecting on past achievements for mortgage brokers (10:10) Managing anxiety, stress, and work-life balance at the start of the new year (11:28) Closing remarks and sponsor reminder…
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Ontario Mortgage & Real Estate Insights Podcast
In this episode, we start with an introduction and an overview of the 2024 mortgage market. The discussion moves to the effects of inflation, regulatory changes, and the anticipated rebound in the housing market. We explore corporate activity and policy shifts impacting real estate, followed by an analysis of big banks' performances and a review of 2024. Looking ahead, we discuss predictions for the 2025 housing market and potential interest rate changes. The episode offers market predictions and advice for first-time homebuyers, along with regional insights and updates on federal mortgage rule changes. We conclude with closing remarks and a sponsor mention. (0:00) Introduction and Overview of the 2024 Mortgage Market (1:09) Inflation, Regulatory Changes, and Housing Market Rebound (2:17) Corporate Activity and Policy Changes in Real Estate (3:16) Big Banks' Performance and 2024 Year in Review (4:07) Looking Ahead: 2025 Housing Market and Interest Rates (5:10) Market Predictions and Advice for First-Time Homebuyers (6:07) Regional Insights and Federal Mortgage Rule Changes (6:55) Closing Remarks and Sponsor Mention…
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Ontario Mortgage & Real Estate Insights Podcast
1 Episode 179: Ontario Mayors on Development, OSFI Stress Test, and Hamilton Market Predictions 12:33
12:33
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12:33In this episode, we start with a welcome and a sponsor introduction. The conversation shifts to Ontario mayors discussing development charges and infrastructure funding, followed by insights from developers and RESCON on regulatory challenges. We provide an update on the OSFI mortgage stress test and industry reactions. We then forecast a potential rebound in the Canadian housing market for 2025, with a regional focus on Hamilton's predicted mid-year demand peak. The episode also covers the challenges Canadians face in mortgage qualification and their financial priorities amid rising debt levels. We conclude with strategies for debt reduction and financial planning. (0:00) Welcome and sponsor introduction (0:39) Ontario mayors on development charges and infrastructure funding (2:40) Developer and RESCON perspectives on regulatory challenges (3:40) OSFI mortgage stress test update and industry reactions (6:10) Forecasting the Canadian housing market rebound for 2025 (7:42) Regional market focus: Hamilton's mid-year demand peak prediction (9:09) Mortgage qualification challenges and financial priorities for Canadians (11:15) Canadians' financial preparedness amid rising debt levels (12:06) Conclusion and strategies for debt reduction and financial planning…
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Ontario Mortgage & Real Estate Insights Podcast
1 Episode 178: Market Overview, City Demand Analysis, and Economic Indicators in Canadian Real Estate 3:44
In this episode, we begin with an introduction and a comprehensive market overview. The discussion then moves to an analysis of housing demand across various Canadian cities, highlighting regional differences and trends. We examine critical Canadian economic indicators, focusing on household debt levels and GDP growth, and their implications for the real estate market. The episode also provides a summary of recent changes in the real estate landscape, offering insights into evolving market dynamics. We wrap up with closing remarks and a sponsor reminder, reinforcing the importance of staying informed in the current economic climate. (0:00) Introduction and Market Overview (1:11) Analysis of Demand in Various Canadian Cities (2:12) Canadian Economic Indicators: Household Debt and GDP Growth (2:44) Real Estate Landscape Changes Summary (3:06) Closing Remarks and Sponsor Reminder…
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Ontario Mortgage & Real Estate Insights Podcast
In this episode, we begin with an introduction and a sponsor message from Real Approved Inc. The discussion focuses on Canada's mortgage rates and the anticipated interest rate cuts by the Bank of Canada in 2024. We then examine new mortgage regulations, including the increase in the insured mortgage cap and the extension of amortization periods. The conversation shifts to mortgage portability, highlighting the ability to switch lenders without requalifying. We explore the impacts on different market segments and potential benefits for investors. The episode concludes with closing remarks and a sponsor reminder from Real Approved Inc. (0:00) Introduction and sponsor message from Real Approved Inc. (0:38) Canada's Mortgage Rates and Bank of Canada's Interest Rate Cuts in 2024 (1:26) New Mortgage Regulations: Insured Mortgage Cap Increase and Amortization Extensions (2:13) Mortgage Portability: Switching Lenders Without Requalifying (2:35) Market Segment Impacts and Investor Benefits (3:15) Closing Remarks and Sponsor Reminder…
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Ontario Mortgage & Real Estate Insights Podcast
In this episode, we kick off with an introduction and a sponsor message from Real Approved Inc. The discussion centers around the pressing issue of accessible housing in Canada, exploring the challenges and potential solutions to meet this urgent need. We then feature the House of the Week, spotlighting a stunning custom-built home in Malahide, Ontario, highlighting its unique features and appeal. The episode wraps up with closing remarks and a reminder from our sponsor, Real Approved Inc., emphasizing the importance of staying informed in the ever-evolving real estate landscape. (0:00) Introduction and sponsor message from Real Approved Inc. (0:41) Addressing the urgent need for accessible housing in Canada (4:21) House of the Week feature: Custom-built home in Malahide, Ontario (6:29) Closing remarks and sponsor reminder from Real Approved Inc.…
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Ontario Mortgage & Real Estate Insights Podcast
In this episode, we start with an introduction to the Ontario Mortgage & Real Estate Insights Podcast. We then delve into the growth of Coldwell Banker Momentum Realty, examining the strategic benefits of their expansion. The discussion shifts to a broader industry trend of real estate consolidation, analyzing its implications for the market. The episode concludes with closing remarks, summarizing the key points discussed. (0:00) Introduction to Ontario Mortgage & Real Estate Insights (1:08) Coldwell Banker Momentum Realty's Growth and Strategic Benefits (2:00) Industry Trend: Real Estate Consolidation (2:18) Closing Remarks…
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Ontario Mortgage & Real Estate Insights Podcast
1 Episode 174: Digital Identity Verification, Open Banking, and Equifax Data Breach Settlement Updates 6:53
In this episode, we start with an introduction and sponsor mention before diving into the topics of digital identity verification and the benefits of Open Banking. We explore Equifax's Apply+ technology and its potential impacts on the industry. The discussion then shifts to recent awards and updates regarding the Equifax data breach settlement, highlighting the importance of safeguarding personal information. We also cover the details of compensation related to the breach. The episode wraps up with closing remarks and a reminder from our sponsor, emphasizing the need for awareness and protection in the digital age. (0:00) Introduction and sponsor mention (0:38) Digital identity verification and Open Banking benefits (2:00) Equifax's Apply+ technology and industry impacts (3:15) Awards and updates on Equifax data breach settlement (4:57) Safeguarding personal information and compensation details (6:14) Closing remarks and sponsor reminder…
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Ontario Mortgage & Real Estate Insights Podcast
In this episode, we begin with a welcome and sponsor introduction before delving into the mortgage outlook and the Bank of Canada's interest rate predictions for 2025. We then explore lender competitiveness in the current market climate, highlighting a sense of cautious optimism. The discussion shifts to strategic financial decisions homeowners should consider in 2025. We provide an analysis of Canadian household debt trends, examining the growth in mortgage borrowing and consumer credit. The episode also addresses mortgage delinquencies and the implications of rising debt, touching on the concept of moral hazard. We conclude with closing remarks and a sponsor reminder. (0:00) Welcome and sponsor introduction (0:41) Mortgage outlook and Bank of Canada interest rate predictions for 2025 (1:27) Lender competitiveness and cautious optimism in the market (2:10) Strategic financial decisions for homeowners in 2025 (2:26) Analysis of Canadian household debt trends (3:27) Mortgage borrowing and growth in consumer credit (4:43) Mortgage delinquencies, moral hazard, and rising debt implications (5:29) Closing remarks and sponsor reminder…
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Ontario Mortgage & Real Estate Insights Podcast
1 Episode 172: Prime Rate Impact, Mortgage Strategies, and Hamilton Rental Market Trends 12:12
12:12
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12:12In this episode, we begin by discussing the prime rate and its impact on mortgages, providing a foundation for understanding the economic implications of the Bank of Canada's policy rate. We compare variable, adjustable, and fixed mortgage rates, offering insights into managing mortgage rate fluctuations and strategic planning. The episode explores economic growth and real estate trends across Canada, with a focus on potential rate adjustments by the Bank of Canada. We provide a sector-by-sector analysis of economic growth, examining its influence on the real estate market. Finally, we discuss the study permit cap's impact on Hamilton's rental market, followed by an analysis of current rental market trends in Hamilton. (0:00) Introduction to Prime Rate and Mortgage Impact (1:04) Economic Implications of Bank of Canada's Policy Rate (2:12) Comparing Variable, Adjustable, and Fixed Mortgage Rates (4:49) Managing Mortgage Rate Fluctuations and Strategic Planning (5:59) Economic Growth and Real Estate Trends in Canada (7:20) Bank of Canada's Potential Rate Adjustments (8:06) Sector-by-Sector Analysis of Economic Growth (9:29) Study Permit Cap's Impact on Hamilton's Rental Market (10:15) Hamilton Rental Market Trends and Analysis…
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Ontario Mortgage & Real Estate Insights Podcast
1 Episode 171: Affordable GTA Neighborhoods, Mortgage Relief, and Migration Trends in Canada 10:09
10:09
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10:09In this episode, we begin with an introduction and sponsor message before exploring affordable neighborhoods in the Greater Toronto Area, offering insights into potential opportunities for buyers. We then discuss Canadian mortgage relief measures amidst current economic challenges, providing context for homeowners. The episode also covers monetary policies affecting the Canadian dollar, highlighting their implications on real estate. We examine migration trends in Canada and their impact on housing demand. Additionally, we provide insights on the growing trend of down payment gifts and their role in home purchases. The episode concludes with closing remarks and a sponsor message, emphasizing the importance of staying informed. (0:00) Introduction and Sponsor Message (0:38) Affordable Neighborhoods in the GTA (2:33) Canadian Mortgage Relief Measures and Economic Challenges (3:55) Monetary Policies and the Canadian Dollar (4:25) Migration Trends in Canada (6:02) Insights on Down Payment Gifts (9:28) Closing Remarks and Sponsor Message…
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Ontario Mortgage & Real Estate Insights Podcast
1 Episode 170: RBC Home Affordability Forecast and National Bank's Acquisition of Canadian Western Bank 6:43
In this episode, we start with an introduction and sponsor shoutout before delving into the RBC Economics report on home affordability, which includes a forecast extending through 2025. This provides valuable insights into the affordability challenges and expectations for the coming years. We then discuss the National Bank's acquisition of Canadian Western Bank, examining the regulatory aspects involved and the potential impact on the bank's expansion strategies. The episode concludes with closing remarks and a sponsor reminder, emphasizing the importance of staying informed about these developments in the real estate and mortgage industry. (0:00) Introduction and sponsor shoutout (0:40) RBC Economics report on home affordability and forecast through 2025 (3:01) National Bank's acquisition of Canadian Western Bank, regulatory aspects, and impact on expansion (6:02) Closing remarks and sponsor reminder…
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Ontario Mortgage & Real Estate Insights Podcast
1 Episode 169: Mortgage Holder Anxiety, Home Affordability, and 2025 Market Predictions 12:07
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12:07In this episode, we start with a welcome and sponsor message before diving into a survey examining Canadian mortgage holder anxiety, placing it within the broader context of mortgage renewals. We discuss consumer sentiment and the various types of mortgages available in Canada. The episode highlights a home affordability report by Royal Bank of Canada Economics, providing insights into current affordability challenges. We cover mortgage relief guidelines issued by the Financial Consumer Agency of Canada, offering support to those in need. The episode concludes with market predictions and a look at the competitive landscape for 2025. (0:00) Welcome and sponsor message (0:38) Survey on Canadian mortgage holder anxiety and broader context of renewals (2:02) Consumer sentiment and types of mortgages in Canada (3:12) Home affordability report by Royal Bank of Canada Economics (5:06) Mortgage relief guidelines by Financial Consumer Agency of Canada (7:08) Market predictions and competitive landscape for 2025…
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Ontario Mortgage & Real Estate Insights Podcast
In this episode, we begin with an introduction and sponsor message before discussing BMO's updates on the OSFI stress test for uninsured mortgage switches. We then delve into Canadian homebuyer sentiment and current market trends, highlighting key factors influencing the housing landscape. The episode explores the First Home Savings Account (FHSA) and its potential impact on buyers. Additionally, we cover FSRA's regulatory action against Michael Ryland Slattery and Skylark Holdings, offering insights into the implications of such enforcement actions. The episode concludes with a reminder of the importance of staying informed in the evolving real estate market. (0:00) Introduction and sponsor message (0:39) BMO updates on OSFI stress test for uninsured mortgage switches (4:10) Canadian homebuyer sentiment and market trends (5:21) First Home Savings Account (FHSA) and its impact on buyers (7:23) FSRA's regulatory action against Michael Ryland Slattery and Skylark Holdings (9:16) Conclusion and importance of staying informed…
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Ontario Mortgage & Real Estate Insights Podcast
1 Episode 167: Federal Reserve's Influence, Bank of Canada's Rate Decisions, and Housing Market Trends 13:42
13:42
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13:42In this episode, we begin with an introduction and sponsor mention, then explore the Federal Reserve's impact on Canadian mortgage rates and inflation. We discuss the Bank of Canada's rate decisions in the face of economic challenges and examine how stock market and bond yield fluctuations affect mortgage rates. The episode covers Canadian housing market activity and new mortgage rules, along with projections, regional differences, and a seasonal outlook. We delve into regional construction and affordable housing trends in Ontario, and analyze average home prices and affordable housing markets. The episode concludes with closing remarks and a sponsor reminder. (0:00) Introduction and sponsor mention (0:38) Federal Reserve's influence on Canadian mortgage rates and inflation (1:38) Bank of Canada's rate decisions amidst economic challenges (2:14) Stock market and bond yield impacts on mortgage rates (3:27) Canadian housing market activity and new mortgage rules (4:21) Housing market projections, regional differences, and seasonal outlook (6:27) Regional construction and affordable housing trends in Ontario (9:01) Average home prices and affordable housing markets (13:03) Closing remarks and sponsor reminder…
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Ontario Mortgage & Real Estate Insights Podcast
1 Episode 166: Inflation Data, Rate Cuts, and Mortgage Trends in Canada 14:37
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14:37In this episode, we kick off with an introduction and sponsor message before delving into the latest Canadian inflation data and the Bank of Canada's interpretation. We examine current housing market trends and the impending mortgage renewal wave in Canada. The discussion shifts to the impact of the Bank of Canada's rate cuts on mortgages, followed by insights into OSFI's Domestic Stability Buffer and trends in Home Equity Lines of Credit (HELOCs). We also cover Tiff Macklem's comments on economic uncertainties and the recent policy rate cut. The episode concludes with closing remarks and a sponsor reminder. (0:00) Introduction and sponsor message (0:38) Canadian inflation data and Bank of Canada's interpretation (2:31) Housing market trends and mortgage renewal wave in Canada (4:41) Impact of Bank of Canada's rate cuts on mortgages (6:49) OSFI's Domestic Stability Buffer and HELOC trends (11:21) Tiff Macklem on economic uncertainties and policy rate cut (14:00) Closing remarks and sponsor reminder…
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Ontario Mortgage & Real Estate Insights Podcast
1 Episode 165: New Mortgage Rules, Amortizations, and Ontario Real Estate Market Trends 25:23
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25:23In this episode, we start with an introduction and sponsor message before delving into new Canadian mortgage rules, including a price cap increase and expanded 30-year mortgage amortizations under the Mortgage Charter. We discuss updates to the mortgage stress test and potential interest rate cuts. The episode also covers national home sales and price trends, along with economic updates and the removal of the stress test for certain mortgages. We highlight government efforts on long-term fixed-rate mortgages and fraud prevention. The housing crisis's impact on housing starts, trends in variable-rate mortgages, and Ontario real estate market updates are explored. We conclude with the launch of Property.ca's The Boulevard Branch and closing remarks. (0:00) Introduction and sponsor message (0:39) New Canadian mortgage rules and price cap increase (1:38) Expanded 30-year mortgage amortizations and Mortgage Charter (2:33) Mortgage stress test updates and interest rate cuts (3:33) National home sales and price trends (6:54) Economic updates and stress test removal for certain mortgages (9:19) Government focus on long-term fixed-rate mortgages and fraud prevention (11:26) Housing starts and Canada's housing crisis impact (16:17) Trends in variable-rate mortgages (19:16) Ontario real estate market updates (22:54) Launch of Property.ca's The Boulevard Branch (24:45) Conclusion and sponsor message…
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Ontario Mortgage & Real Estate Insights Podcast
1 Episode 164: Mortgage Changes, Home Price Inflation, and Choosing the Right Lender 10:57
10:57
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10:57In this episode, we dive into recent changes in Canada's mortgage and down payment rules, analyze home price inflation, and discuss benefits for urban buyers. We cover trends in Canadian mortgage rates, economic forecasts, and real estate dynamics in Greater Vancouver. The discussion includes economic indicators like unemployment rates and CAD-USD forecasts. We examine the urban-rural mortgage divide in Ontario and compare mortgage providers, including banks, non-banks, credit unions, and monoline lenders. The episode wraps up with closing remarks and a sponsor reminder. (0:00) Introduction and overview of mortgage changes (0:37) Comprehensive update on Canada's mortgage and down payment rules (2:04) Analysis of home price inflation and urban buyer benefits (3:29) Trends in Canadian mortgage rates and economic forecasts (5:07) Real estate market dynamics and sales in Greater Vancouver (6:08) Economic indicators: Unemployment rates and CAD-USD forecast (6:32) Dissecting the urban-rural mortgage divide in Ontario (7:33) Choosing the right mortgage provider: Banks vs. non-banks (9:13) Advantages of credit unions and monoline lenders in the mortgage industry (10:18) Closing remarks and sponsor reminder…
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Ontario Mortgage & Real Estate Insights Podcast
In this episode, we begin with an introduction and a sponsor message. We then explore the federal government's recent changes to mortgage rules and their impacts. Industry viewpoints and broader implications of these changes are discussed, followed by an examination of mortgage requirements, calculations, and upcoming rules. The conversation shifts to expanded eligibility and support for first-time homebuyers. We provide market predictions and discuss potential future housing measures. The episode concludes with considerations for buyers and closing remarks, accompanied by a final sponsor message. (0:00) Introduction and sponsor message (0:40) Federal government changes to mortgage rules and impacts (2:15) Industry viewpoints and broader implications of changes (3:00) Mortgage requirements, math, and upcoming rules (4:26) Expanded eligibility and support for first-time homebuyers (5:11) Market predictions and future housing measures (5:58) Conclusion and buyer considerations (6:20) Closing remarks and sponsor message…
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Ontario Mortgage & Real Estate Insights Podcast
1 Episode 162: Surge in Mortgage Rates, New Policies, and Ontario Housing Trends 13:37
13:37
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13:37In this episode, we start with a welcome and a sponsor introduction. The discussion centers around the surge in Canadian mortgage rates and the effects of rising bond yields. We examine new mortgage policies and government measures aimed at addressing these changes. Housing market trends and regional insights specific to Ontario are explored, followed by an analysis of the Bank of Canada's monetary policy and its implications for the mortgage market. We delve into real estate market developments, including listings, inventory, and market pace. The episode concludes with a discussion on the impacts of these policies and the overall market outlook, followed by closing remarks and a sponsor reminder. (0:00) Welcome and sponsor introduction (0:40) Surge in Canadian mortgage rates and bond yield impacts (3:10) New mortgage policies and government measures (6:43) Housing market trends and regional insights in Ontario (8:29) Bank of Canada's monetary policy and mortgage market outlook (9:18) Real estate market developments: Listings, inventory, and pace (11:42) Closing discussion on policy impacts and market outlook (12:57) Closing remarks and sponsor reminder…
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Ontario Mortgage & Real Estate Insights Podcast
1 Episode 161: Housing Strategy, Interest Rate Impacts, and Toronto Market Developments 21:16
21:16
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הפעל מאוחר יותר
רשימות
לייק
אהבתי
21:16In this episode, we begin with an introduction and a sponsor message from Real Approved Inc. We delve into the issue of housing unaffordability and discuss the national housing strategy. The conversation addresses the effects of rising interest rates on homeownership and compares fixed versus variable mortgage rates. We explore trends among first-time home buyers in Ontario and analyze the implications of the Bank of Canada's rate cut on mortgages. Developments in the Toronto real estate market are examined, as well as updates from Lendesk's Lender Spotlight 2024. Additionally, we cover a class-action lawsuit against Airbnb in BC. The episode concludes with closing remarks and a sponsor message from Real Approved Inc. (0:00) Introduction and sponsor message from Real Approved Inc. (0:37) Housing unaffordability and national housing strategy (2:32) The effect of rising interest rates on homeownership (5:03) Comparing fixed vs. variable mortgage rates (6:45) Trends among first-time home buyers in Ontario (9:14) Bank of Canada's rate cut and mortgage implications (12:51) Toronto real estate market developments (15:14) Lendesk's Lender Spotlight 2024 updates (18:19) Class-action lawsuit against Airbnb in BC (20:35) Closing remarks and sponsor message from Real Approved Inc.…
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Ontario Mortgage & Real Estate Insights Podcast
In this episode, we begin with an introduction and a sponsor message from Real Approved Inc. We discuss the Bank of Canada's recent interest rate cut and the new mortgage rules that have been introduced. The conversation then moves to changes in mortgage insurance and amortization policies, as well as modifications to the mortgage stress test and the implications of lender switching. We analyze the First Home Savings Account and the Home Buyers’ Plan, debating the effectiveness of these new mortgage rules in addressing housing issues. The episode also covers financial market responses and predictions regarding future rate adjustments. We conclude with closing remarks and a final sponsor message from Real Approved Inc. (0:00) Introduction and sponsor message from Real Approved Inc. (0:39) Bank of Canada's interest rate cut and new mortgage rules (1:44) Changes to mortgage insurance and amortization policies (2:57) Modifications to the mortgage stress test and lender switching (3:24) Analysis of the First Home Savings Account and Home Buyers’ Plan (3:45) Debating the effectiveness of new mortgage rules on housing issues (4:57) Financial market responses and predictions on future rate adjustments (9:02) Closing remarks and final sponsor message from Real Approved Inc.…
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Ontario Mortgage & Real Estate Insights Podcast
1 Episode 159: BoC Rate Cuts, Market Overheating Risks, and Ontario's Real Estate Strategies 14:22
14:22
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הפעל מאוחר יותר
רשימות
לייק
אהבתי
14:22In this episode, we begin with an introduction and a sponsor message from Real Approved Inc. We discuss the Bank of Canada's recent interest rate cuts and their overall impact on the economy. The focus then shifts to the risks of an overheating real estate market and the incentives for secondary suites. We explore various mortgage refinancing options and evaluate related programs. Challenges and strategies specific to Ontario's real estate market are examined. Additionally, we provide a leadership update at Frontenac Mortgage Investment Corporation. The episode concludes with closing remarks and a sponsor message from Real Approved Inc. (0:00) Introduction and sponsor Real Approved Inc. (0:40) Bank of Canada's interest rate cuts and overall impact (2:03) Real estate market overheating risks and secondary suite incentives (4:33) Mortgage refinancing options and program evaluations (6:25) Challenges and strategies in Ontario's real estate market (9:05) Leadership update at Frontenac Mortgage Investment Corporation (13:39) Closing remarks and sponsor Real Approved Inc.…
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Ontario Mortgage & Real Estate Insights Podcast
1 Episode 158: CMHC's Affordability Analysis, Federal Housing Response, and MLS Standardization 7:03
In this episode, we begin with an introduction and sponsor mention. The focus shifts to housing affordability, highlighting CMHC's analysis and the decline in urban centers. We discuss the federal response to the housing shortage and its impact on renters. An opinion piece examines real estate boards and the evolving value proposition they offer. We explore the argument for a standardized MLS and the potential benefits of a single-board model in Ontario. The episode wraps up with closing remarks and a sponsor reminder. (0:00) Introduction and sponsor mention (0:39) Housing Affordability: CMHC's Analysis & Urban Centers' Decline (1:53) Federal Response to Housing Shortage and Impact on Renters (3:22) Opinion on Real Estate Boards and the Value Proposition Changes (4:24) The Case for Standardized MLS and Single-Board Model in Ontario (6:20) Closing Remarks and Sponsor Reminder…
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Ontario Mortgage & Real Estate Insights Podcast
1 Episode 157: CMHC Trends, BMO's Economic Outlook, and Proactive Mortgage Renewal Planning 10:26
10:26
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הפעל מאוחר יותר
רשימות
לייק
אהבתי
10:26In this episode, we begin with an introduction and a sponsor message from Real Approved Inc. We delve into CMHC trends, focusing on how low interest rates are affecting mortgage renewals. The discussion moves to proactive planning strategies for anticipated mortgage renewal cost increases. We examine BMO's increase in loan loss provisions and its credit management approach, alongside the bank's economic outlook and adjustments in its mortgage portfolio. Additionally, we address Canadian Western Bank's delayed financial results and potential acquisition plans. The episode concludes with closing remarks and another sponsor message from Real Approved Inc. (0:00) Introduction and sponsor message from Real Approved Inc. (0:38) CMHC trends and the impact of low interest rates on mortgage renewals (1:29) Proactive planning for mortgage renewal cost increases (2:35) BMO increase in loan loss provisions and credit management (4:08) BMO's economic outlook and changes in mortgage portfolio (7:23) Canadian Western Bank's delayed financial results and potential acquisition (9:45) Closing remarks and sponsor message from Real Approved Inc.…
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Ontario Mortgage & Real Estate Insights Podcast
1 Episode 156: BoC Rate Cut Opinions, Bond Market Trends, and CMHC's Affordability Report 13:01
13:01
הפעל מאוחר יותר
הפעל מאוחר יותר
רשימות
לייק
אהבתי
13:01In this episode, we start with an introduction and a sponsor message. We examine the Canadian bond market and unemployment trends, discussing the Bank of Canada's anticipated rate cuts and varying opinions on their implications. The conversation shifts to regional job market dynamics and sector-specific employment analysis, while also exploring investor expectations and potential impacts of interest rate cuts. We delve into housing market trends, predictions, and the ongoing challenges of affordability. Additionally, we highlight CMHC's research on housing affordability and how to access the report. The episode concludes with a summary and wrap-up. (0:00) Introduction and sponsor message (0:37) Canadian bond market and unemployment trends (1:56) Bank of Canada's anticipated rate cuts and diverse opinions (3:20) Regional job market dynamics and sector employment analysis (4:18) Investor expectations and potential impacts of interest rate cuts (7:26) Housing market trends, predictions, and affordability challenges (11:16) CMHC's research on housing affordability and accessing the report (12:42) Conclusion and wrap-up…
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