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Zombie mortgages are coming back to life
Manage episode 447985696 series 3339410
תוכן מסופק על ידי פודקאסט פלייליסט. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי פודקאסט פלייליסט או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.
סיפור מצמרר (מעניין) על משכנתאות בארה"ב. וספציפית על בירוקרטיה שחוזרת לנשוך את הלווים בישבן בגלל חוסר בהירות בתנאים של המשכנתא. והתוצאה מתאימה לחלוטין לסרט אימה שבו יום בהיר אחד, אנשים פשוט מאבדים את הבית שלהם.
#כלכלה #אנגלית #משפט
Planet Money - Zombie mortgages are coming back to life
משך: 34 דק'
https://pca.st/r4yi40hz
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Karen McDonough of Quincy, Mass., was enjoying her tea one morning in the dining room when she saw something odd outside her window: a group of people gathering on her lawn. A man with a clipboard told her that her home no longer belonged to her. It didn't matter that she'd been paying her mortgage for 17 years and was current on it. She was a nurse with a good job and had raised her kids there. But this was a foreclosure sale, and she was going to lose her house.
McDonough had fallen victim to what's called a zombie second mortgage. Homeowners think these loans are long dead. But then the loans come back to life because they get bought up, sometimes for pennies on the dollar, by debt collectors that then move to collect and foreclose on people's homes.
On today's episode: An NPR investigation reveals the practice to be widespread. Also, what are zombie mortgages? Is all this legal? And is there any way for homeowners to fight the zombies?
You can read more about zombie second mortgages online at: npr.org/zombie
Correction: An earlier version of this episode description misspelled Karen McDonough's last name as MacDonough.
Help support Planet Money and get bonus episodes by subscribing to Planet Money+ in Apple Podcasts or at plus.npr.org/planetmoney.
Learn more about sponsor message choices: podcastchoices.com/adchoices
NPR Privacy Policy
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#כלכלה #אנגלית #משפט
Planet Money - Zombie mortgages are coming back to life
משך: 34 דק'
https://pca.st/r4yi40hz
#######
Karen McDonough of Quincy, Mass., was enjoying her tea one morning in the dining room when she saw something odd outside her window: a group of people gathering on her lawn. A man with a clipboard told her that her home no longer belonged to her. It didn't matter that she'd been paying her mortgage for 17 years and was current on it. She was a nurse with a good job and had raised her kids there. But this was a foreclosure sale, and she was going to lose her house.
McDonough had fallen victim to what's called a zombie second mortgage. Homeowners think these loans are long dead. But then the loans come back to life because they get bought up, sometimes for pennies on the dollar, by debt collectors that then move to collect and foreclose on people's homes.
On today's episode: An NPR investigation reveals the practice to be widespread. Also, what are zombie mortgages? Is all this legal? And is there any way for homeowners to fight the zombies?
You can read more about zombie second mortgages online at: npr.org/zombie
Correction: An earlier version of this episode description misspelled Karen McDonough's last name as MacDonough.
Help support Planet Money and get bonus episodes by subscribing to Planet Money+ in Apple Podcasts or at plus.npr.org/planetmoney.
Learn more about sponsor message choices: podcastchoices.com/adchoices
NPR Privacy Policy
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