#109 - Q&A edition...how to know if your 401(k) is good, how much tax to withhold from Social Security, should you invest in International stocks and MORE!

Retirement Planning Education, with Andy Panko

Listener Q&A where Andy talks about:

• How to know if your 401(k) is good ( 5:57 )
• Is it safer to bank at multiple banks instead of just one ( 14:33 )
• How much tax should you withhold from your Social Security ( 21:10 )
• Whether each spouse needs to take out excess Roth IRA contributions if only one spouse's income put their Married Filing Joint total income over the Roth IRA contribution eligibility threshold ( 25:20 )
• Should you hire an advisor for a one-time Roth conversion analysis and plan if they claim it can save you millions in lifetime taxes ( 27:20 )
• Should you own international stocks in your stock allocation ( 31:58 )

To send Andy questions to be addressed on future Q&A episodes, email [e-mail]
Links in this episode:

• Form W-4V to have federal taxes withhold from your Social Security payments - here
• Dinkytown online tax return calculator - here
• My YouTube video on fixing excess Roth IRA contributions - here
• My article about the futility of trying to quantify the value of Roth conversions - here

• My company newsletter - Retirement Planning Insights
• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Retirement Planning Education website - www.RetirementPlanningEducation.com