#127 - Q&A edition...concentration in the S&P 500, direct indexing, how to transfer accounts from one broker to another and MORE!

Retirement Planning Education, with Andy Panko

Listener Q&A where Andy talks about:

• What to do about the concentration of the top few names in the S&P 500 ( 5:10 )
• What is direct indexing, when could it make sense and how to manage wash sales when direct indexing ( 13:21 )
• Whether you need to have taxes withheld from annuities or any other sources of income ( 30:39 )
• When it might make sense to buy an annuity for only a few years, such as five or 10 years ( 34:34 )
• If your only income is Social Security and IRA withdrawals, what level of IRA withdrawal will lead to income high enough that you will need to start paying income-based surcharges on Medicare ( 37:47 )
• How to transfer investment accounts from one broker/custodian to another ( 43:02 )

To send Andy questions to be addressed on future Q&A episodes, email [email protected]
Links in this episode:

• The DinkyTown 1040 tax return calculator - here

• My company newsletter - Retirement Planning Insights
• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Retirement Planning Education website - www.RetirementPlanningEducation.com