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E040: DSCR Loan Program for real estate investors
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How to get approved for a rental property mortgage with no employment history or personal income
With a Debt Service Coverage Ratio (DSCR) loan, there is no verification of personal income.
The approval is done based on property cash flow, not personal income.
You still need to meet credit and asset requirements, but the process is extremely simplified by not having to get tax returns, or any other personal income docs.
These are available on home purchase, rate/term refinance, and cash out refinance.
In today’s post, I cover everything you need to know about getting a DSCR Loan.
Full post here: https://balanceprocess.com/dscr-loan-program/
Full video here: https://youtu.be/5Bvh7fSYyDI
55 פרקים
Fetch error
Hmmm there seems to be a problem fetching this series right now. Last successful fetch was on May 20, 2024 13:37 ()
What now? This series will be checked again in the next hour. If you believe it should be working, please verify the publisher's feed link below is valid and includes actual episode links. You can contact support to request the feed be immediately fetched.
Manage episode 327789758 series 2428571
How to get approved for a rental property mortgage with no employment history or personal income
With a Debt Service Coverage Ratio (DSCR) loan, there is no verification of personal income.
The approval is done based on property cash flow, not personal income.
You still need to meet credit and asset requirements, but the process is extremely simplified by not having to get tax returns, or any other personal income docs.
These are available on home purchase, rate/term refinance, and cash out refinance.
In today’s post, I cover everything you need to know about getting a DSCR Loan.
Full post here: https://balanceprocess.com/dscr-loan-program/
Full video here: https://youtu.be/5Bvh7fSYyDI
55 פרקים
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