Bankruptcy Lawyer Toms River - Straffi & Straffi Attorneys at Law - [phone]

Straffi & Straffi Attorneys at Law

Situated in Toms River, NJ, Straffi & Straffi Attorneys at Law is an experienced Bankruptcy legal firm devoted to providing considerate and effective legal help. We strive to help our clients navigate their unique legal situations with confidence.
What's the typical duration of a bankruptcy process in NJ?
A Chapter 7 liquidation bankruptcy in New Jersey can typically be completed in four to six months. After completion, dischargeable debts are erased, leaving no repayment obligations. A Chapter 13 bankruptcy generally lasts between 3 to 5 years, or until the completion of the repayment plan.
How often can you file for bankruptcy in New Jersey?
A: Chapter 7 bankruptcy can be filed every 8 years in New Jersey. Chapter 13 can be filed multiple times based on individual circumstances or as soon as the previous repayment plan has been fulfilled, and can also be filed four years after a Chapter 7.
How does bankruptcy affect your credit score?
Bankruptcy can dramatically lower your credit score. A person with a 680 score might lose between 130 and 150 points, while a score of 780 could drop by 200 to 240 points.
Straffi & Straffi Attorneys at Law
670 Commons Way Suite I, Toms River, NJ 08755, United States
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Bankruptcy
Divorce
Emergency Bankruptcy
Loan Modifications
Debt Negotiations
Chapter 7
Chapter 11
Bankruptcy attorney
Divorce lawyer
Family law attorney
Downtown Toms River
East Dover
North Dover
West Dover
Dover Beaches North
Dover Beaches South
Gilford Park
North Beach
Ortley Beach
Silverton
Toms River CDP (Census Designated Place)