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What Should I Do With My Money?


1 Can We Afford a Wedding, a Home and IVF? 26:12
26:12
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As a newly engaged couple, Jules and Shay have a lot to look forward to: a destination wedding, starting fertility treatments and the potential of buying a home. But their goals have a short horizon, are they able to save enough to accomplish three large milestones within a five-year period? In this episode, Jules and Shay sit down with Carolina, a Morgan Stanley Financial Advisor to discuss short- and long-term savings strategies, utilizing company benefits and how their families can help them save for a down payment . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will be acting in an investment advisory capacity with respect to the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley Smith Barney LLC or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, a Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, an investment relationship with Morgan Stanley Smith Barney LLC does not have to be established or maintained to obtain the residential mortgage products offered by Morgan Stanley Private Bank, National Association. All residential mortgage loans/home equity lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Rates, terms, and programs are subject to change without notice. Residential mortgage loans/home equity lines of credit may not be available in all states; not available in Guam, Puerto Rico and the U.S. Virgin Islands. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is an Equal Housing Lender and Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. Nationwide Mortgage Licensing System Unique Identifier #663185. The proceeds from a residential mortgage loan (including draws and advances from a home equity line of credit) are not permitted to be used to purchase, trade, or carry eligible margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; or to make payments on any amounts owed under the note, loan agreement, or loan security agreement; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. This material has been prepared for informational purposes only. It does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Morgan Stanley Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives. Important Risk Information for Securities Based Lending : Clients must be aware that: (1) Sufficient collateral must be maintained to support the loan and to take future advances; (2) Clients may have to deposit additional cash or eligible securities on short notice; (3) Some or all of the pledged securities may be sold without prior notice in order to maintain account equity at required collateral maintenance levels. Clients will not be entitled to choose the securities that will be sold. These actions may interrupt long-term investment strategy and may result in adverse tax consequences or in additional fees being assessed; (4) Morgan Stanley Bank, N.A., Morgan Stanley Private Bank, National Association or Morgan Stanley Smith Barney LLC (collectively referred to as "Morgan Stanley") reserve the right not to fund any advance request due to insufficient collateral or for any other reason except for any portion of a securities based loan that is identified as a committed facility; (5) Morgan Stanley reserves the right to increase the collateral maintenance requirements at any time without notice; and (6) Morgan Stanley reserves the right to call securities based loans at any time and for any reason. Morgan Stanley Smith Barney LLC, its affiliates and their employees are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning With the exception of a margin loan, the proceeds from securities based loan products may not be used to purchase, trade, or carry margin stock (or securities, with respect to Express CreditLine); repay margin debt that was used to purchase, trade or carry margin stock (or securities, with respect to Express CreditLine); and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. To be eligible for a securities based loan, a client must have a brokerage account at Morgan Stanley Smith Barney LLC that contains eligible securities, which shall serve as collateral for the securities based loan. Securities based loans are provided by Morgan Stanley Smith Barney LLC, Morgan Stanley Private Bank, National Association or Morgan Stanley Bank, N.A, as applicable. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services. Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4766848 (09/2025)…
Advent of Code?
Manage episode 456740971 series 2935113
תוכן מסופק על ידי bob therriault and The Array Cast. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי bob therriault and The Array Cast או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.
Array Cast -December 20, 2024
Show Notes
This is the address of the Show notes on the ArrayCast website:
101 פרקים
Manage episode 456740971 series 2935113
תוכן מסופק על ידי bob therriault and The Array Cast. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי bob therriault and The Array Cast או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.
Array Cast -December 20, 2024
Show Notes
This is the address of the Show notes on the ArrayCast website:
101 פרקים
Minden epizód
×Array Cast - September 26, 2025 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode115-show-notes

1 Gary Bergquist and Zark Utilities 1:23:31
1:23:31
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Array Cast - September 12, 2025 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode114-show-notes

1 Exploring the Array Languages while Building Community 1:07:16
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Array Cast - August 29, 2025 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode113-show-notes
Array Cast - August 15, 2025 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode112-show-notes

1 Asher Mancinelli's Ideal Array Language 1:12:16
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Array Cast - August 1, 2025 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode111-show-notes
Array Cast - July 18, 2025 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode110-show-notes
Array Cast - July 4, 2025 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode109-show-notes

1 Learning q with Alex Unterrainer 1:02:50
1:02:50
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Array Cast - June 20, 2025 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode108-show-notes
Array Cast - June 6, 2025 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode107-show-notes

1 Making Interpreters Faster 1:17:09
1:17:09
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Array Cast -May 23, 2025 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode106-show-notes
Array Cast -May 9, 2025 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode105-show-notes
Array Cast -April 25, 2025 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode104-show-notes
Array Cast -April 11, 2025 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode103-show-notes
Array Cast -March 28, 2025 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode102-show-notes

1 Dan Bricklin, VisiCalc and APL 1:21:31
1:21:31
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Array Cast -March 14, 2025 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode101-show-notes
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The Array Cast

1 The 100th Episode with Aaron Hsu 1:38:56
1:38:56
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Array Cast -February 28, 2025 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode100-show-notes
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The Array Cast

Array Cast -February 14, 2025 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode99-show-notes
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The Array Cast

Array Cast -January 31, 2025 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode98-show-notes
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The Array Cast

Array Cast -January 17, 2025 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode97-show-notes
Array Cast -January 3, 2025 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode95-show-notes
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The Array Cast

Array Cast -December 20, 2024 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode95-show-notes
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The Array Cast

Array Cast -December 6, 2024 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode94-show-notes
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The Array Cast

1 Building Array Language Communities 1:16:36
1:16:36
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Array Cast -November 23, 2024 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode93-show-notes
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The Array Cast

Array Cast -November 8, 2024 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode92-show-notes
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The Array Cast

1 I.P. Sharp Associates - A Company Ahead of its Time 50:41
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Array Cast -October 25, 2024 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode91-show-notes
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The Array Cast

1 Ryan Hamilton and the Future of Array Languages 1:09:26
1:09:26
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Array Cast -October 11, 2024 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode90-show-notes
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The Array Cast

1 The Iverson College Experience 1:16:14
1:16:14
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Array Cast -September 27, 2024 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode89-show-notes
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The Array Cast

1 Madeline Vergani and tinyapl 1:17:43
1:17:43
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Array Cast -September 13, 2024 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode88-show-notes
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The Array Cast

Array Cast -August 30, 2024 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode87-show-notes
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The Array Cast

1 Paul Teetor, Cooking with R 1:16:19
1:16:19
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Array Cast -August 16, 2024 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode86-show-notes
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The Array Cast

1 Jonny Press, CTO of Data Intellect 49:08
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Array Cast -August 2, 2024 Show Notes This is the address of the Show notes on the ArrayCast website: https://www.arraycast.com/episode85-show-notes
Array Cast - July 19, 2024 Show Notes This link will take you to the Show notes on the ArrayCast website: https://www.arraycast.com/episode84-show-notes
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The Array Cast

1 Jelly, Code Golf and a Sad Goodbye 1:16:09
1:16:09
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Array Cast - July 5, 2024 Show Notes This link will take you to the Show notes on the ArrayCast website: https://www.arraycast.com/episode83-show-notes
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The Array Cast

Array Cast - June 21, 2024 Show Notes This link will take you to the Show notes on the ArrayCast website: https://www.arraycast.com/episode82-show-notes
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The Array Cast

Array Cast - June 7, 2024 Show Notes This link will take you to the Show notes on the ArrayCast website: https://www.arraycast.com/episode81-show- notes
Array Cast - May 24, 2024 Show Notes This link will take you to the Show notes on the ArrayCast website: https://www.arraycast.com/episode80-show-notes
Array Cast - May10, 2024 Show Notes This link will take you to the Show notes on the ArrayCast website: https://www.arraycast.com/episode79-show-notes
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The Array Cast

1 Language Comparisons with proglangcast 1:14:48
1:14:48
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Array Cast - April 26, 2024 Show Notes This link will take you to the Show notes on the ArrayCast website: https://www.arraycast.com/episode78-show-notes
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The Array Cast

1 Kai Schmidt and the Evolving Uiua Programming Language 1:22:37
1:22:37
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Array Cast - April 12, 2024 Show Notes This link will take you to the Show notes on the ArrayCast website: https://www.arraycast.com/episode77-show-notes
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The Array Cast

1 Conor McCarthy, PyKX and kdb+ 4.1 1:13:37
1:13:37
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Array Cast - March 29, 2024 Show Notes This link will take you to the Show notes on the ArrayCast website: https://www.arraycast.com/episode76-show-notes
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The Array Cast

1 Stine Kromberg, Dyalog CEO. 1:13:10
1:13:10
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Array Cast - March 15, 2024 Show Notes This link will take you to the Show notes on the ArrayCast website: https://www.arraycast.com/episode75-show-notes
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The Array Cast

1 KamilaLisp and Kamila Szewczyk 1:11:52
1:11:52
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Array Cast - March 1, 2024 Show Notes This link will take you to the Show notes on the ArrayCast website: https://www.arraycast.com/episode74-show-notes
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The Array Cast

1 Henry Rich and the Release of J9.5 1:24:35
1:24:35
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Array Cast - February 16, 2024 Show Notes This link will take you to the Show notes on the ArrayCast website: https://www.arraycast.com/episode73-show-notes
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The Array Cast

1 Elias Mårtenson and the Kap array programming language. 1:40:01
1:40:01
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Array Cast - February 2, 2024 Show Notes This link will take you to the Show notes on the ArrayCast website: https://www.arraycast.com/episode72-show-notes
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The Array Cast

1 Primitives, Symbols and Keywords… Oh my! 1:28:28
1:28:28
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Array Cast - January 19, 2024 Show Notes This link will take you to the Show notes on the ArrayCast website: https://www.arraycast.com/episode71-show-notes
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