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תוכן מסופק על ידי Emma Edwards. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי Emma Edwards או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.
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Reflecting on our year and closing out 2024: The Comments Section with E & V

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Manage episode 457642862 series 2942664
תוכן מסופק על ידי Emma Edwards. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי Emma Edwards או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.

Welcome to our final episode of 2024! I can only apologise if the audio is a little dodgy in this ep – classic case of not realising there was an issue until it was wayyyyyy too late. Nonetheless, all part of the chaos you know and love.

Thanks for tuning into The Comments Section this year! Save the date on Thursday 6th February in Sydney CBD for a fun IRL event that you're gonna love!

Have a happy and safe new year, and as Victoria Vivente says: wear your seatbelt.

Over and out.


Hosted on Acast. See acast.com/privacy for more information.

  continue reading

289 פרקים

Artwork
iconשתפו
 
Manage episode 457642862 series 2942664
תוכן מסופק על ידי Emma Edwards. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי Emma Edwards או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.

Welcome to our final episode of 2024! I can only apologise if the audio is a little dodgy in this ep – classic case of not realising there was an issue until it was wayyyyyy too late. Nonetheless, all part of the chaos you know and love.

Thanks for tuning into The Comments Section this year! Save the date on Thursday 6th February in Sydney CBD for a fun IRL event that you're gonna love!

Have a happy and safe new year, and as Victoria Vivente says: wear your seatbelt.

Over and out.


Hosted on Acast. See acast.com/privacy for more information.

  continue reading

289 פרקים

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We set a 20 minute timer and yap about the recent news around Buy Now Pay Later becoming available for food delivery in the US, what this means from a social and financial perspective, and the broader context of our culture of convenient food delivery. Hosted on Acast. See acast.com/privacy for more information.…
 
Welcome to a new segment of the podcast, Emma's Dilemma! In these bitey eps I'll be answering your dilemmas with my behavioural and psychological wisdom. This week we're unpacking the dilemma of whether or not to use a voucher or a store reward, what to do when a considered purchase ends up being really disappointing, and what happens when you're on a wardrobe no-buy but you hate everything you own. Got a dilemma? Send it to podcast@thebrokegeneration.com with Emma's Dilemma in the subject line. Mentioned in this episode: https://thebrokegeneration.com/blog/episodes/financial-red-flags-in-a-relationship-with-respect-victoria/ Where to find me: Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! https://amzn.to/4jnBupb **Sign up to The Glue: **the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe Hosted on Acast. See acast.com/privacy for more information.…
 
Earlier this year, The Guardian published an article on Jo Nemeth: the woman who lives without money. Instead of engaging in paid work and using that income to pay for goods, services and shelter, she contributes to an intergenerational household with unpaid labour. In this episode, we unpack the concept of living without money, including whether it's a giant leap forward to a society less hamstrung by late stage capitalism, or whether it's a sinister step backwards to a time when women lived without money under the control of their male partners. Read the full article here: https://www.theguardian.com/lifeandstyle/2025/feb/01/meet-the-woman-who-lives-without-money-i-feel-more-secure-than-when-i-was-earning Hosted on Acast. See acast.com/privacy for more information.…
 
In this episode I share 6 tips on what to do when life is life-ing and all you want to do is avoid, sabotage, and spend all your money on things you know you don't need. I take you through a recent personal experience of feeling too overwhelmed to do the right thing for my finances and how I got myself out of that without shame or guilt. Highlights: Treating your emotions like they're a toddler having a tantrum Understanding the role of your sabotage behaviour Observing what your mind wants to do and why Using strategic permission to hold two truths at once and gradually shift your behaviour when you're ready. Hosted on Acast. See acast.com/privacy for more information.…
 
Hello fabulous listeners, this "episode" is a quick but important update from me about where I'm at with the podcast, the future of the show and a decision I've made for how to move forward. I appreciate you all SO much, and would love if you had a listen to this quick message so you know what to expect from here. Hosted on Acast. See acast.com/privacy for more information.…
 
We're baaaaaaack! Well, kinda. While we're not back for a proper new season of The Comments Section, we've got a few special edition yaps that we'll be dropping for your listening pleasure over the coming weeks. Not a full meal, but a tasty morsel that leaves you wanting more (we hope). In this episode, we're building on a topic we discussed at Victoria's recent book launch in Perth: is "Temu culture" destroying our relationship with money? Spoiler alert: yes. Highlights: The dangerous 'aestheticification" of our every aspect of our lives Are fast homewares just as bad as fast fashion? Are our clothes really wearing out, or are we just not mending them? The sinister meaning behind Temu's tagline "shop like a billionaire" Where to find Emma Website: https://thebrokegeneration.com/ Instagram: https://instagram.com/the.brokegeneration TikTok: https://www.tiktok.com/@the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe , where you’ll also get your free Financial Values workbook. Where to find Victoria Instagram: https://www.instagram.com/bad.bitch.money/?hl=en Newsletter: https://substack.com/@victoriashakeshaft Order Know Your Worth: https://amzn.to/3Hfwncc Hosted on Acast. See acast.com/privacy for more information.…
 
In this 'That's Juicy' episode, I chat with mortgage broker Jess Bailey about the human side of home buying. We explore how personal circumstances shape financial decisions and how brokers can advocate for clients whose situations fall outside traditional lending norms. Episode Highlights: The reality of social media credit card points discourse versus actual travel rewards How having children with special needs changes financial priorities and perspectives Navigating home loans for diverse relationship structures and non-traditional buyers Why understanding what you want your life to look like should inform property decisions Government schemes that can help first home buyers and single parents enter the market Where to find Jess: Instagram: @lendingsolved Website: https://www.lendingsolved.com.au/ Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! https://amzn.to/4jnBupb Hosted on Acast. See acast.com/privacy for more information.…
 
In this follow-up episode, I share four more behavioural hacks to make managing money feel easier and more enjoyable. I explore psychological approaches that can transform your relationship with budgeting and saving while still living a life you love. Episode Highlights: Why building small joys into your budget is essential for long-term financial success Creating a "dream budget" as a tool to identify what you truly value The "ins and outs" method for balancing financial priorities each month How visual connections to your goals can trigger powerful behavioral changes When taking a strategic "budget break" might actually benefit your financial journey Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! https://amzn.to/4jnBupb Hosted on Acast. See acast.com/privacy for more information.…
 
Welcome to episode 3 of our retreat special mini series to celebrate our upcoming retreat in partnership with Yogable, The Money Sleepover this June! In this episode, we're exploring the importance of building connections with likeminded people when building your financial confidence. Highlights: The concept of your "financial window" from Emma's book Why your perspective sometimes needs to be stretched to achieve new things Why talking about money is important for breaking down barriers and taboos - The Money Sleepover is the ultimate women's financial wellness retreat, with all the fun of a sleepover from your youth, but for grown ups. Think: private chef, a sauna, yoga sessions, mindful crafts, facilitated money conversations and empowering finance workshops to help you live a life of joy and purpose. We have a handful of spots left for the retreat, so get yourself booked in here: https://www.yogablewellbeing.com/themoneysleepover Hosted on Acast. See acast.com/privacy for more information.…
 
Welcome to episode 2 of our retreat special mini series to celebrate our upcoming retreat in partnership with Yogable, The Money Sleepover this June! In this episode, we're exploring your "money eras" and why it's valuable to consciously view your money in seasons. What will be your next money era, and how can you make it happen? Highlights: How we can get stuck in a rut with money, sometimes we need an overhaul The role of upgrading your mindset along with your life Are you just “coasting” / living on autopilot? - The Money Sleepover is the ultimate women's financial wellness retreat, with all the fun of a sleepover from your youth, but for grown ups. Think: private chef, a sauna, yoga sessions, mindful crafts, facilitated money conversations and empowering finance workshops to help you live a life of joy and purpose. We have a handful of spots left for the retreat, so get yourself booked in here: https://www.yogablewellbeing.com/themoneysleepover Hosted on Acast. See acast.com/privacy for more information.…
 
Welcome to a 3-part mini series to celebrate our upcoming retreat in partnership with Yogable, The Money Sleepover this June! In episode one, we're giving you a taster of the types of money conversations we'll be having at the retreat and the type of vibe you can expect, by discussing the concept of a "silent dream". You know, that thing you always kinda wanted to do but think it's too late or that it'll never happen. Highlights: What is a "silent dream" and how do we uncover ours? The things people regret not doing when they reach end of life Time is passing – why don't we act? The comfort zone of missed opportunity - The Money Sleepover is the ultimate women's financial wellness retreat, with all the fun of a sleepover from your youth, but for grown ups. Think: private chef, a sauna, yoga sessions, mindful crafts, facilitated money conversations and empowering finance workshops to help you live a life of joy and purpose. We have a handful of spots left for the retreat, so get yourself booked in here: https://www.yogablewellbeing.com/themoneysleepover Hosted on Acast. See acast.com/privacy for more information.…
 
In this top loved episode I'm chatting about one of your FAVE topics on the pod: clothing spending. Oh, it's such a beast, isn't it?! If you relate to the feeling of outsourcing your identity to consumption, you'll love this episode. GET YOUR TICKETS TO MASTER YOUR STYLE MASTER YOUR SPENDING! https://www.trybooking.com/events/landing/1379832?embed Join the waitlist for next round of The Wardrobe Project: https://mailchi.mp/7dbdeba873ab/atq5ho25bz?mc_cid=d857a7f281&mc_eid=9e962acd97 Episode highlights: Increasing your readiness to change by broadening your understanding of your clothing spending behaviour Why unmet expectations are at the core of the clothing spending cycle Using The Tomorrow Rule to trick your brain into making better buying decisions Using The Rule of 5 when buying clothing to help you make better decisions Focusing on what you're gaining, not what you're giving up The power of behavioural rehearsal ORDER GOOD WITH MONEY: https://amzn.to/4bC6QV8 GET THE NEWSLETTER: the weekly money psychology and mindset newsletter (that just so happens to have fun bits like a hot & not list, things I didn't buy, and fun updates from behind the scenes. Head to www.thebrokegeneration.com/subscribe , where you'll also get your free Financial Values workbook. Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Hosted on Acast. See acast.com/privacy for more information.…
 
Money management doesn't have to feel restrictive or complicated. In this episode, I share 4 practical financial behaviour hacks that have transformed my relationship with money and can help make your finances simpler too. Highlights: Why matching your budget to your actual environment is crucial for financial success The "lazy gal budget" method that eliminates mental gymnastics around spending The power of having small financial goals to guide your decisions Finding the "yes" when you have to say no to yourself financially Mentioned in this episode: Expense streamlining calculator: buymeacoffee.com/thebrokegen/e/310925 Melbourne Style and Spending event tickets: https://www.trybooking.com/events/landing/1379832?embed Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! https://amzn.to/4jnBupb **Sign up to The Glue: **the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe Hosted on Acast. See acast.com/privacy for more information.…
 
Welcome to a new series of the podcast called That's Juicy! where I nab a chat with experts in a range of fields and squeeze the juice out of what they do best, to equip you with the knowledge you need in life and money. This week we're joined by long-time friend of the show, Emily Wallace, who is a prolific Buyer's Advocate here in Melbourne. She knows the property buying process for first and family home buyers like the back of her hand, and in this episode of That's Juicy, she shares her best advice on navigating the confusing world of real estate. Highlights: The surprising factor that makes someone a "difficult buyer" Why having rental experience doesn't always make you a better property buyer The hidden value of asking about vendor circumstances A dollar value example of the power of buying off-market. You will learn: How to apply the property triangle framework to make better buying decisions Practical strategies for managing outside opinions during your buying journey Insider tips for building relationships with real estate agents Effective negotiation techniques that create win-win situations for buyers and vendors Where to find Emily: https://wallaceadvocates.com.au/ Instagram: @emily_wallace_ba TikTok: @buyersadvocatemelbourne Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! https://amzn.to/4jnBupb **Sign up to The Glue: **the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe Hosted on Acast. See acast.com/privacy for more information.…
 
In this episode, I share why developing a monthly money reflection practice can transform your relationship with money. Instead of waiting until year-end to review your finances, I'll show you how regular reflection can lead to faster improvements and more intentional financial decisions. Highlights: Why I believe monthly reflection yields better results than solely annual reviews Research on reflection improving performance by 18% My simple framework to make reflection a sustainable habit How to adapt my LILAC framework for monthly money check-ins You will learn: How to set up your own monthly money reflection ritual Practical ways I use to review my numbers without judgment Questions I ask that go beyond the numbers to uncover patterns How I use reflection insights to set meaningful intentions My tips for overcoming common reflection challenges Resources Mentioned Monthly R.A.P. Template - Get my reflection and planning template Join the Broke Gen Baddies Facebook Group Melbourne Master Your Style Master Your Spending Event Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! https://amzn.to/4jnBupb **Sign up to The Glue: **the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe Hosted on Acast. See acast.com/privacy for more information.…
 
We all know that dopamine drives our spending, whether it's impulse shopping, online browsing, or grabbing a little treat just because. That quick hit of excitement can make spending feel effortless, while saving? Not so much. But what if we could flip the script and make saving just as rewarding as swiping our card? This week, I'm unpacking how to retrain your brain to crave financial wins instead of spending sprees. By understanding the psychology behind our money habits, we can start making small shifts that give us that same dopamine rush, not from spending, but from watching our savings grow. I'm covering: Why we're wired to seek dopamine from spending How to make saving feel just as rewarding Simple ways to gamify your savings If you've ever struggled to break the cycle of impulse spending, this one's for you! Order my book, Good with Money: Australia: https://amzn.to/4eLOi5x UK : https://www.amazon.co.uk/Good-Money-Reprogramme-Spending-Control/ Where to find The Broke Generation Website: https://thebrokegeneration.com/ Instagram: https://instagram.com/the.brokegeneration TikTok: https://www.tiktok.com/@the.brokegeneration Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe Hosted on Acast. See acast.com/privacy for more information.…
 
This week's Friday Fave is an episode on how our fantasy self shows up in our spending habits! We're unpacking the concept of the "fantasy self" and exploring how it influences our financial behaviours and spending decisions. If you've participated in my wardrobe challenges, you might already be familiar with the idea of the fantasy self when it comes to clothing. But today, we're broadening that lens to see how it shows up in various aspects of our lives. Today I'm covering: Understanding the Fantasy Self Common Categories Where the Fantasy Self Shows Up How to Dismantle Your Fantasy Self Listen to the episode on Spending Runways mentioned in this episode here: https://thebrokegeneration.com/blog/episodes/are-spending-runways-draining-your-money/?portfolioCats=362 Where to find The Broke Generation Website: https://thebrokegeneration.com/ Instagram: https://instagram.com/the.brokegeneration TikTok: https://www.tiktok.com/@the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe , where you'll also get your free Financial Values workbook. Hosted on Acast. See acast.com/privacy for more information.…
 
In this episode I'm taking you through 5 things I've learned since starting to track my spending again as part of running Smart Spenders Club! Highlights: how tracking can provide a helpful behaviour modifier why visuals can help you connect to the impact of your spending the dangers of avoidance and how tracking helps you face the music Smart Spenders Club has closed for enrolment now, but stay tuned for a potential second round later this year. Hosted on Acast. See acast.com/privacy for more information.…
 
Over the next 10 weeks, we're hitting replay on 10 of your most loved episodes, to give a little extra love to the eps that made the most difference in your lives and your finances throughout the four (yes FOUR!!) years of The Broke Generation podcast. First up we've got one of the most listened to eps of the podcast EVER... my round up of my year long wardrobe freeze. If you're new here, you're gonna love this one. If you've listened before, let it hit in a whole different way. Thank you so much for listening to the podcast and being a part of the gang – I so appreciate you! To celebrate the best eps of the last four years, why not share the podcast with a friend to help us reach more people!? Hosted on Acast. See acast.com/privacy for more information.…
 
A common dilemma that plagues many of us on our journey to getting good with money is this: we finally save up some money, feel our first sense of financial confidence, finally start to feel things clicking into place... and then suddenly feel immense guilt and ickiness when it comes to spending money on things, even if we've saved up for them! This feeling is complete and utter proof of how money is NOT rational. In a purely mathematical sense, having money saved up for something is endlessly easier than living in a state of financial chaos. AND YET, so many of us save up for something for the first time ever, and when the time comes to spend that money, OOP, we feel horrible. Not cool, brain, not cool. In this episode I unpack this dilemma and explore ways to move through it and come out the other side financially confident and empowered. Highlights: How our natural loss aversion comes into play The emotional tension between spending and saving Letting go of binary thinking in all areas of our finances Why a good relationship with money ALWAYS needs nuance Gradually desensitising yourself from the ickiness Ways to organise our money so we're just the right amount of connected, and disconnected, with our finances. Order my book, Good with Money: Australia: https://amzn.to/4eLOi5x UK : https://www.amazon.co.uk/Good-Money-Reprogramme-Spending-Control/dp/1399822446/ref=asc_df_1399822446?mcid=8cfd172ad9473176be1ff7bdcdfd9f24&th=1&psc=1&hvocijid=8186753501660029287-1399822446-&hvexpln=74&tag=googshopuk-21&linkCode=df0&hvadid=696285193871&hvpos=&hvnetw=g&hvrand=8186753501660029287&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9220538&hvtargid=pla-2281435176378&psc=1&gad_source=1 Where to find The Broke Generation Website: https://thebrokegeneration.com/ Instagram: https://instagram.com/the.brokegeneration TikTok: https://www.tiktok.com/@the.brokegeneration Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe , where you'll also get your free Financial Values workbook. Hosted on Acast. See acast.com/privacy for more information.…
 
In this episode I'm taking you through 7 things I've learned in business that will supercharge your personal finances. Your mindset and perspective around money is super important in achieving financial confidence, and these 7 things I've picked up on since being a business owner stand out to me as things we can apply to our personal finances too. Highlights: Treating your life like a business to give you the clarity you need for success Allocating funds to your different life "departments" Being proactive and reactive accordingly Investing in growth and efficiency Adopting a "margin mindset" Identifying when your lifestyle isn't viable (and what to do instead) Viewing things from a big picture perspective by taking an annual approach to expenses Order my book, Good with Money: Australia: https://amzn.to/4eLOi5x UK : https://www.amazon.co.uk/Good-Money-Reprogramme-Spending-Control/dp/1399822446/ref=asc_df_1399822446?mcid=8cfd172ad9473176be1ff7bdcdfd9f24&th=1&psc=1&hvocijid=8186753501660029287-1399822446-&hvexpln=74&tag=googshopuk-21&linkCode=df0&hvadid=696285193871&hvpos=&hvnetw=g&hvrand=8186753501660029287&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9220538&hvtargid=pla-2281435176378&psc=1&gad_source=1 Where to find The Broke Generation Website: https://thebrokegeneration.com/ Instagram: https://instagram.com/the.brokegeneration TikTok: https://www.tiktok.com/@the.brokegeneration Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe , where you'll also get your free Financial Values workbook. Hosted on Acast. See acast.com/privacy for more information.…
 
Get in loser we're quitting emotional spending and learning to spend our money in a way that adds to our lives, rather than lines the pockets of clever corporations – in the form of this masterclass replay. REMINDER: Smart Spenders Club late enrolment closes midnight Friday 31st Jan GMT, last chance join our inaugural round here: https://thebrokegeneration.com/smart-spenders-club/ If you enjoyed this episode and want to watch the slides that go with it, the Zoom replay link can be found here: https://us06web.zoom.us/rec/share/tIAhJgGu40-gtY4SrJxlMQq0UycCKpXnSh5bRSgDwIGmjnhU4wbAh8_zC8FsiwWq.yVaXeN4Vdc3XZAHf Order my book, Good with Money: Australia: https://amzn.to/4eLOi5x UK : https://www.amazon.co.uk/Good-Money-Reprogramme-Spending-Control/dp/1399822446/ref=asc_df_1399822446?mcid=8cfd172ad9473176be1ff7bdcdfd9f24&th=1&psc=1&hvocijid=8186753501660029287-1399822446-&hvexpln=74&tag=googshopuk-21&linkCode=df0&hvadid=696285193871&hvpos=&hvnetw=g&hvrand=8186753501660029287&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9220538&hvtargid=pla-2281435176378&psc=1&gad_source=1 Where to find The Broke Generation Website: https://thebrokegeneration.com/ Instagram: https://instagram.com/the.brokegeneration TikTok: https://www.tiktok.com/@the.brokegeneration Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe , where you'll also get your free Financial Values workbook. Hosted on Acast. See acast.com/privacy for more information.…
 
Welcome to the final episode of This is the year...! This week, we're going to get you thinking BIG PICTURE with your money. I'm talking letting go of financial fears, understanding and embracing your risk tolerance, and believing in more than a life living paycheck to paycheck. Highlights: Taking inspiration from the Financial Independence Retire Early movement to build a life you desire The concept of freedom, including the freedom FROM and freedom TO model Defining your 'rich life' (a concept by Ramit Sethi) and how it can help you achieve bigger things Understanding your 'financial window' and how you can broaden your financial perspective Your version of freedom and security Net worth tracking and building on a net worth mindset This miniseries was created in partnership with PocketSmith: the personal finance software for all walks of life. Head to www.pocketsmith.com/thebrokegeneration to try it for yourself. Where to find The Broke Generation Website: https://thebrokegeneration.com/ Instagram: https://instagram.com/the.brokegeneration TikTok: https://www.tiktok.com/@the.brokegeneration Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe. Hosted on Acast. See acast.com/privacy for more information.…
 
Is EVERYONE doing a no spend year in 2025?! It can feel like it from looking at your social feeds, but you don't have to feel pressured to join the ranks. In this episode I unpack the trend of people vowing to their TikTok followers that they're on a no-buy for 2025, explore the benefits of changing your relationship with spending, share some alternative ways to approach bettering your spending habits, and my hottest tips for getting the most out of a no/low/mindful buying period. Mentioned in this episode Smart Spenders Club is open for late enrolment until January 31st: get your ticket to join us here: https://thebrokegeneration.com/smart-spenders-club/ Upcoming Sydney event tickets: https://events.humanitix.com/launch-party-know-your-worth-and-good-with-money?hxchl=mkt-sch&_gl=1*dkn9mg*_gcl_au*MTI3Nzg2NzMyMC4xNzM2ODk4MDU1*_ga*MTYxOTY4Mzc4NS4xNzM2ODk4MDU2*_ga_LHKW5FR9N6*MTczNjg5ODA1NS4xLjEuMTczNjg5ODA2NS41MC4wLjA . Order my book, Good with Money: Australia: https://amzn.to/4eLOi5x UK : https://www.amazon.co.uk/Good-Money-Reprogramme-Spending-Control/dp/1399822446/ref=asc_df_1399822446?mcid=8cfd172ad9473176be1ff7bdcdfd9f24&th=1&psc=1&hvocijid=8186753501660029287-1399822446-&hvexpln=74&tag=googshopuk-21&linkCode=df0&hvadid=696285193871&hvpos=&hvnetw=g&hvrand=8186753501660029287&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9220538&hvtargid=pla-2281435176378&psc=1&gad_source=1 Where to find The Broke Generation Website: https://thebrokegeneration.com/ Instagram: https://instagram.com/the.brokegeneration TikTok: https://www.tiktok.com/@the.brokegeneration Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe , where you'll also get your free Financial Values workbook. Hosted on Acast. See acast.com/privacy for more information.…
 
Welcome back to This is the year...! This week we're exploring ways to make 2025 the year you SLAY your savings once and for all. Saving money is one of the most life changing skills you can learn – and yes, skill is the operative word here. We expect ourselves to know how to save automatically, but for most of us, it's just not that easy. The human brain isn't wired to delay gratification. We've evolved to use the resources we have to avoid losing them, and so saving money (resources) for an undefined reason, to use on an undefined date in the future, isn't something that comes naturally to us. Luckily, there are ways we can hack our brains to make saving fun and easy, and in this episode, I'm going to show you how. Highlights: Gamifying saving to make it more fun Using a bundle strategy like the $1000 Project Creating momentum to keep yourself saving Building saving into your budget Learning to live below your means naturally Values-based saving Embracing a base camps vs climbs mentality This miniseries was created in partnership with PocketSmith: the personal finance software for all walks of life. Head to www.pocketsmith.com/thebrokegeneration to try it for yourself. Where to find The Broke Generation Website: https://thebrokegeneration.com/ Instagram: https://instagram.com/the.brokegeneration TikTok: https://www.tiktok.com/@the.brokegeneration Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe. Hosted on Acast. See acast.com/privacy for more information.…
 
Welcome back to The Broke Generation ! It's that time of year where I sit down and think about the year ahead, what I want to achieve, and how I plan to do it, letting you listeners in on that journey. This annual tradition is all about sharing my personal goals for the year, and 2025 is no different. If you've been here before, you know this is where I spill on everything from practical habits to big, dreamy aspirations, all with a pinch of fun and zero pressure. This year, I'm kicking off with 25 goals that are inspiring me—and maybe you—to approach life and finances with intention and creativity. Wardrobe challenges, quarterly resets, and everything in between—this year's goals are all about finding clarity and creating meaningful change. Episode highlights: Why I'm doing a no-clothes-buying year again, and what I learned last time. How to gamify fitness goals for consistency. The case for creating a quarterly reset routine to stay on track, for my finances and life in general. Setting bold yet flexible goals, like growing my Instagram community to 200,000 followers. Ready to embrace your goals? Grab a cuppa and tune in. Mentioned this ep: Sophie Cliff's 'Create Your Joyful 5 Year Plan' Check out my events in London and Sydney , including my book launch and a special session with Victoria (of The Comments Section fame)! Order my book, Good with Money: Australia: https://amzn.to/4eLOi5x UK : https://www.amazon.co.uk/Good-Money-Reprogramme-Spending-Control Where to find The Broke Generation Website: https://thebrokegeneration.com/ Instagram: https://instagram.com/the.brokegeneration TikTok: https://www.tiktok.com/@the.brokegeneration Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe , where you'll also get your free Financial Values workbook. Hosted on Acast. See acast.com/privacy for more information.…
 
Welcome back to This is the year... This week is one of my FAVOURITE weeks of the miniseries – getting financially organised. Is this the year you stop chasing your budget like a napkin blowing away in the wind?! YES IT IS! In this episode, I share top tips for getting your financial admin in place to set yourself up for the year ahead. Highlights: The psychology of sinking funds and why you need them Why getting financially organised creates momentum in your finances How to streamline your expenses (and why it'll change your finances) The power of a payday routine and how to create one. This miniseries was created in partnership with PocketSmith: the personal finance software for all walks of life. Head to www.pocketsmith.com/thebrokegeneration to try it for yourself. Mentioned in this episode: Bill streamlining calculator https://docs.google.com/spreadsheets/d/1r01f70S_8lZd26uF8jl9YJeKDajbaxnu6lMU6T6Ml-4/template/preview?fbclid=IwY2xjawHofH5leHRuA2FlbQIxMAABHddgIKqo9AZbF6VUWZnRR1LBO85p_kgGlAyRlgh2RxkulIFGHSblhyJ95g_aem_u30LQQdDI5dKl72vC5k83w Where to find The Broke Generation Website: https://thebrokegeneration.com/ Instagram: https://instagram.com/the.brokegeneration TikTok: https://www.tiktok.com/@the.brokegeneration Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe , where you'll also get your free Financial Values workbook. Hosted on Acast. See acast.com/privacy for more information.…
 
In this episode, we discuss our common personality trait of being a "pleasure to have in class" – that is, you were a pleasure to have in class as a child, and as an adult, you're hellbent on making a good impression, being polite, and rarely rocking the boat. But what happens when you DO need to rock the boat? And what happens when your inner pleasure to have in class collides with your inner raging feminist? We find out in this classically chaotic ep. Once again, please accept my apologies for audio quality. Recording on the go is not my friend. With thanks to our sponsors, Wallace Advocates and Lending Solved . Where to find Emma Website: https://thebrokegeneration.com/ Instagram: https://instagram.com/the.brokegeneration TikTok: https://www.tiktok.com/@the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe , where you'll also get your free Financial Values workbook. Where to find Victoria Instagram: https://www.instagram.com/bad.bitch.money/?hl=en Newsletter: https://substack.com/@victoriashakeshaft Book: Know Your Worth, Victoria Vivente (9781923022430) — Readings Books Hosted on Acast. See acast.com/privacy for more information.…
 
Welcome back to This Is The Year! This week we're exploring BUDGETS – most critically, finding a budget that works for YOU. There are tons of plug and play, cookie cutter budgets out there, and while those are great for getting you started, the real magic comes when you find a money management approach that works for you and your brain. In this episode, we're deep diving on four budget strategies, and unpacking what they are, why they work, and who they're best suited to: 50/30/20 budget Reverse budgeting Zero-based budgeting Kakeibo For each, I'll take you through the pros and cons and the psychology of who they're best suited to, so you can take elements that fit best for you. This miniseries was created in partnership with PocketSmith: the personal finance software for all walks of life. Head to www.pocketsmith.com/thebrokegeneration to try it for yourself. Where to find The Broke Generation Website: https://thebrokegeneration.com/ Instagram: https://instagram.com/the.brokegeneration TikTok: https://www.tiktok.com/@the.brokegeneration Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe. Hosted on Acast. See acast.com/privacy for more information.…
 
Welcome back to The Broke Generation podcast! This week, we're talking all about choosing your word for the year - a trend that's been around for a while, but one I think is genuinely worth the hype. You know that TikTok sound, “In the clurb we all fam”? Well, let this be the clurb where we're all about intentional living and smashing financial goals, one thoughtful decision at a time. Picking a word isn't just a cute exercise; it's a way to set the tone for your year, helping you navigate life and money with clarity and purpose. I'll share why I love this practice, how to reflect on what you really want, and prompts to help you find your perfect word. Whether you've got one in mind or have no clue where to start, this episode will help you get there. Mentioned in this episode: Reflect & Reset: The Workshop, now available on demand! https://thebrokegeneration.com/product/reflect-reset-2024/ Order my book, Good with Money: Australia: https://amzn.to/4eLOi5x UK : https://www.amazon.co.uk/Good-Money-Reprogramme-Spending-Control/dp/1399822446/ref=asc_df_1399822446?mcid=8cfd172ad9473176be1ff7bdcdfd9f24&th=1&psc=1&hvocijid=8186753501660029287-1399822446-&hvexpln=74&tag=googshopuk-21&linkCode=df0&hvadid=696285193871&hvpos=&hvnetw=g&hvrand=8186753501660029287&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9220538&hvtargid=pla-2281435176378&psc=1&gad_source=1 Where to find The Broke Generation Website: https://thebrokegeneration.com/ Instagram: https://instagram.com/the.brokegeneration TikTok: https://www.tiktok.com/@the.brokegeneration Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe , where you'll also get your free Financial Values workbook. Hosted on Acast. See acast.com/privacy for more information.…
 
Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe , where you'll also get your free Financial Values workbook. Hosted on Acast. See acast.com/privacy for more information.…
 
Welcome to the final episode in our 3 part style & spending mini series! Today we're finishing off with the aspect of your style that comes entirely from your mindset. From breaking up with your fantasy self, to finding acceptance for who you are and changing the way you see yourself, we'll leave you inspired to silence that inner critic and start seeing style differently. Get your event tickets here: https://www.trybooking.com/events/landing/1379832?embed Join the Wardrobe Project waitlist here: https://mailchi.mp/7dbdeba873ab/atq5ho25bz Download Carted and start your wishlist today: https://www.carted.com/ Where to find Maddy: Instagram: @_madaboutfashion TikTok: @madaboutfashion Website: www.mad-aboutfashion.com.au Where to find Emma: Website: https://thebrokegeneration.com/?v=518f4a738816 Hosted on Acast. See acast.com/privacy for more information.…
 
Welcome back to the Master Your Style, Master Your Spending mini series, celebrating our upcoming Melbourne event this May, hosted by me, Emma Edwards, and my cohost and stylist, Maddy Forster. In this episode we're delving into your spending and buying patterns, including vulnerably sharing our own, in order to understand the cycles we might be stuck in, and how we can break them. Get your event tickets here: https://www.trybooking.com/events/landing/1379832?embed Join the Wardrobe Project waitlist here: https://mailchi.mp/7dbdeba873ab/atq5ho25bz Download Carted and start your wishlist today: https://www.carted.com/ Where to find Maddy: Instagram: @_madaboutfashion TikTok: @madaboutfashion Website: www.mad-aboutfashion.com.au Where to find Emma: Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe , where you'll also get your free Financial Values workbook. Hosted on Acast. See acast.com/privacy for more information.…
 
Welcome to the Master Your Style, Master Your Spending mini series, celebrating our upcoming Melbourne event this May, hosted by me, Emma Edwards, and my cohost and stylist, Maddy Forster. In this episode we're starting off in your wardrobe, exploring what we can learn from the things we already have. From what to do with those items you don't wear but can't let go of, to what we can learn from the things we do and don't feel good in, you'll leave this ep hungry to go and get stuck into your wardrobe and audit your clothes. Get your event tickets here: https://www.trybooking.com/events/landing/1379832?embed Join the Wardrobe Project waitlist here: https://mailchi.mp/7dbdeba873ab/atq5ho25bz Download Carted and start your wishlist today: https://www.carted.com/ Where to find Maddy: Instagram: @_madaboutfashion TikTok: @madaboutfashion Website: www.mad-aboutfashion.com.au Where to find Emma: Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe , where you'll also get your free Financial Values workbook. Hosted on Acast. See acast.com/privacy for more information.…
 
Melbourne style and spending event tickets are on sale now!!! Early bird until 7 April https://www.trybooking.com/events/landing/1379832?embed In this episode I chat to stylist, Maddy Forster from Mad About Fashion about the power of finding your personal style, for your happiness, your bank account, and your confidence. This episode originally appeared as part of my 6 week group experience, The Wardrobe Project, where we hit pause on our clothing consumption and untangle our spending habits as they relate to our style. Keen to hear when the next round enrols? Join the waitlist here: https://mailchi.mp/e60be6e4205a/eyhjwar1s8 Also mentioned in this episode: I Hired a Stylist and Here's What it Taught Me About Consumption. https://open.spotify.com/episode/0zR3cFszEbKIocRVoUazHr?si=ix9wzCDYSnS-4ps3OGkOBg Where to find Maddy: Instagram: @_madaboutfashion TikTok: @madaboutfashion Website: https://www.mad-aboutfashion.com.au/ Where to find Emma Website: https://thebrokegeneration.com/ Instagram: https://instagram.com/the.brokegeneration TikTok: https://www.tiktok.com/@the.brokegeneration Order my book, Good with Money! Hosted on Acast. See acast.com/privacy for more information.…
 
In this episode, I dive into the critical difference between explanations and excuses when it comes to our financial situations. I explore how identifying this difference can transform our money mindset, help us take meaningful action, and prevent future regrets. By learning to shift from excuse-making to explanation-seeking, we can break through psychological barriers and create genuine financial progress. Episode Highlights: Explanations vs. Excuses : I break down how explanations clarify with facts and context, while excuses shift responsibility and provide psychological comfort that ultimately holds us back. The Self-Employment Example : I share my personal tendency to use "I'm self-employed, so it's harder" as an excuse, and how transforming this into an explanation creates actionable pathways forward. Four Questions to Identify Excuses : I provide a framework to determine if you're making excuses or giving explanations, including asking if it's specific, if there's a way forward, if you'll stand by it in five years, and if there's anything you're not telling yourself. The Future Self Perspective : I discuss how our future selves will thank us for turning excuses into explanations that we can act upon, rather than letting opportunities pass us by. Life's Regrets : I reference Bronnie Ware's "Top Five Regrets of the Dying" to highlight how excuse-making can lead to unfulfilled dreams and missed opportunities for meaningful connections. What you will learn: How to differentiate between legitimate explanations and limiting excuses in your financial life Practical techniques to transform your excuses into explanations that enable action Why psychological comfort from excuses can lead to long-term regret How to balance accepting real financial challenges while still moving forward Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe , where you'll also get your free Financial Values workbook. Hosted on Acast. See acast.com/privacy for more information.…
 
When are we buying to fix ourselves, and when are we "investing in ourselves"? In this solo episode I dive into the sometimes-dangerous advice I see on social media about "investing in yourself" (which is basically just fixing yourself and/or emotional spending in disguise), and unpack the differences between healthy investments in yourself and toxic pseudo investments in yourself. Then, we move onto a model you can use to explore 7 ways you can invest in yourself in a meaningful way, and side step that toxic side of self-investment. Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe , where you'll also get your free Financial Values workbook. Hosted on Acast. See acast.com/privacy for more information.…
 
In part two of this slap-a-dappin episode on self-image and financial health, I explore four additional powerful strategies to build self-acceptance and stop the cycle of emotional spending. Building on the foundation laid in part one, this episode dives deeper into identifying your "fantasy self," recognising spending triggers, working with what you already own, and developing a framework to intercept negative self-talk. Discover how liking yourself more can become your financial superpower and free up mental space previously consumed by self-criticism. What you will learn: How to identify your "fantasy self" and break the spending cycle tied to that unrealistic image Techniques to recognise and distance yourself from triggers that lead to emotional spending Why working with what you already own can radically shift your relationship with yourself A practical A.A.D.E. framework (Acknowledge, Articulate, Dispute, Evidence) to intercept negative self-talk The connection between self-acceptance and improved financial decision-making Episode Highlights How identifying your "fantasy self" can help you intercept emotional spending before it happens (5:40) Why your triggers for disliking yourself are powerful clues for changing your relationship with money (12:30) The radical act of deciding you can like yourself with what you already own (18:20) Introduction of the A.A.D.E. framework for transforming negative self-perception (22:35) Why liking yourself is actually a "cheat code" for financial wellbeing (28:15) My personal journey from self-criticism to neutrality and how it transformed my spending (30:25) The connection between women's self-image struggles and engagement with personal finance (32:10) Mentioned in this episode: The Spending Trap of Your Fantasy Self episode: https://thebrokegeneration.com/blog/episodes/friday-faves-the-spending-trap-of-your-fantasy-self/?portfolioCats=362 Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe , where you'll also get your free Financial Values workbook. Hosted on Acast. See acast.com/privacy for more information.…
 
Step into my time machine: for this week's Friday Fave we're going all the way back to 2023 to hear a fave ep about the link between a lack of self love and financial self sabotage, WOOF! Buckle up, it's a juicy one. When we exist in a society that conditions us (especially women and marginalised groups) to constantly pursue "better" versions of ourselves, our finances often suffer as a result. I share how my own struggles with self-esteem in my teens and early twenties led to financial leakage, and how therapy and self-awareness have transformed my relationship with both myself and my money. Highlights: Emotional Spending Cycles : How using shopping as a coping mechanism creates a vicious cycle of temporary highs followed by financial regret Self-Sabotage Patterns : Why we unconsciously derail our own financial progress when operating from a place of low self-worth The "Worthiness" Factor : How feeling undeserving can prevent you from saving, negotiating better pay, or charging what you're worth Identity-Based Purchasing : The danger of buying things to "become" someone else rather than to enhance who you already are The Awareness Solution : Practical first steps to notice the connection between your self-esteem and spending habits What you'll learn: The 7 specific ways low self-love sabotages your financial confidence How to identify when you're spending to fill emotional gaps rather than actual needs Why struggling financially might feel like your "comfort zone" (and how to break free) The psychological difference between healthy vs. toxic identity-based purchasing Simple reflection practices to begin healing your relationship with both yourself and your money If you're stuck in a cycle of taking one step forward and two steps back with your finances, this episode will help you understand the underlying self-worth issues that might be holding you back. Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe , where you'll also get your free Financial Values workbook. Hosted on Acast. See acast.com/privacy for more information.…
 
In this episode I explore the profound connection between self-acceptance and financial wellness. Discover why the journey to liking yourself isn't a simple switch to flip, but rather a transformative process that can revolutionise your relationship with both your self-image and your spending habits. I had SO MUCH TO SAY it's ended up being a two parter, so tune in next Thursday for 4 more ways to like yourself more. What you'll learn: Why self-acceptance is a gradual journey of neuroplasticity, not an overnight transformation The surprising ways our self-perception drives our financial decisions Practical strategies to break the cycle of "improvement" spending How to begin separating your self-worth from the standards we've been conditioned to meet Episode Highlights: The Self-Love Switch Myth Why we've been conditioned to believe self-acceptance is instantaneous rather than a gradual rewiring of our thinking patterns. The Money-Image Connection Explore the hidden relationship between how we see ourselves and where our money goes—particularly through "enhancement" purchases that promise to make us more acceptable. Breaking the Consumption-Confidence Loop Learn why stopping certain consumption patterns might actually be more effective than adding new ones when building self-acceptance. The Mirror of Judgment Discover how our perception of others directly influences our self-criticism and spending habits, and what we can do to break this pattern. Neutrality Before Positivity My journey of moving from self-hatred to self-neutrality before reaching self-acceptance, and why this middle step is crucial. The True Cost of Self-Criticism Uncover the financial impact of constantly trying to "fix" yourself through purchases, and what happens when you begin to step away from this pattern Quotable Moments: "When you're relying on that externality, that was just a complete sinkhole of spending because there is no end there. It's just a cycle that's going to keep going around." "If you see it as a project of changing the way you see yourself, rather than just going from disliking yourself to liking yourself, it will feel a lot more manageable." Stay tuned for Part 2 next week! Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe , where you'll also get your free Financial Values workbook. Hosted on Acast. See acast.com/privacy for more information.…
 
We all love a good actionable list, and this week I'm taking you through ten wallet-friendly ways to level up your life without burning a hole in your budget. From sprucing up your morning routine to splurging on fancy hand soaps, I explore practical strategies for enhancing your lifestyle without breaking the bank. With the current cost of living, it's never been more important to prioritise upgrades that improve your life long-term (that includes improving your happiness!). Have a listen, and let me know on socials what small thing you fit into your budget that leaves you feeling like the baddie that you are! Episode highlights: Practical strategies for upgrading life affordably. The importance of carving out time for personal choice and enjoyment. How to enhance your daily routine, and indulgences without overspending. “When is a spend lifestyle creep that is going to be damaging and when is a spend actually a perfectly reasonable expression of lifestyle elevation?" Emma [05:19] “When we're actually looking at taking care of ourselves, looking after ourselves and prioritising ourselves, we have to consider the financial component." Emma [04:31] “Sometimes having something in stock and available to you is actually a really good way to stop yourself from like having that scarcity..." Emma [21:20] Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe , where you'll also get your free Financial Values workbook. Hosted on Acast. See acast.com/privacy for more information.…
 
In this episode I'm taking you through some advice I use in my Wardrobe Project behaviour change program about how to break the habit of buying your confidence on a rack. I spent years outsourcing my confidence and my identity to consumption, most notably clothing consumption, and it not only drained my bank account, but kept me stuck in a cycle of never being good enough. I'll take you through 14 things, from practical tips to mindset shifts, to help you embrace confidence outside of consumption. Mentioned in this episode: Christine Buzan: https://www.instagram.com/thechristinebuzan/ Join the waitlist to be the first to know when the next round of The Wardrobe Project is enrolling: https://mailchi.mp/7dbdeba873ab/atq5ho25bz Order my book, Good with Money: Australia: https://amzn.to/4eLOi5x UK : https://www.amazon.co.uk/Good-Money-Reprogramme-Spending-Control/ Where to find The Broke Generation Website: https://thebrokegeneration.com/ Instagram: https://instagram.com/the.brokegeneration TikTok: https://www.tiktok.com/@the.brokegeneration Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe Hosted on Acast. See acast.com/privacy for more information.…
 
In this episode, I explore the idea of "quiet quitting" beyond the workplace and how it applies to our consumption habits. Inspired by a recent newsletter on stepping back from the beauty hamster wheel, can a change in mindset help us break free from the cycle of overconsumption and superficial self-care? I share practical strategies for assessing what genuinely adds value to our lives, like simplifying beauty routines and scrutinising our purchases. From questioning the necessity of trendy beauty treatments to evaluating convenience-driven consumption, I show how adopting a quiet quitting attitude has empowered me to make more intentional choices, and you can too! Episode highlights: Practical tips on simplifying beauty routines and scrutinising purchases. How convenience-driven consumption impacts spending. Actionable strategies for making better choices about consumption. “I was able to identify that the thing compelling me to pay for that, or to consider getting that treatment, was because I felt pressure that everybody else was." Emma [12:26] “All of these things are priming us to become these convenience seeking consumers like it doesn't serve us." Emma [20:08] “Is this really expressing myself? …Can I really see beyond this one decision and really can I really make sense of what I'm actually trying to do with this consumption decision." Emma [25:38] Book mentioned: Indistractable by Nir Eyal Follow for help with your fashion footprint: curatedwardrobe.au Where to find The Broke Generation Website: https://thebrokegeneration.com/ Instagram: https://instagram.com/the.brokegeneration TikTok: https://www.tiktok.com/@the.brokegeneration Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe , where you'll also get your free Financial Values workbook. Hosted on Acast. See acast.com/privacy for more information.…
 
In this episode I'm taking you through 9 practical ways to learn to SPEND money like a financially confident queen – because when we SPEND money effectively, we can do everything else much better, too. Highlights: Why learning to spend money is paramount to learning to save and invest Countering values-based spending with anti-values sacrifices Identifying and eliminating a scarcity mindset Knowing your numbers Setting up your financial ecosystem for success Mentioned in this episode: expense streamlining calculator buymeacoffee.com/thebrokegen/e/310925 Order my book, Good with Money: Australia: https://amzn.to/4eLOi5x UK : https://www.amazon.co.uk/Good-Money-Reprogramme-Spending-Control/ Where to find The Broke Generation Website: https://thebrokegeneration.com/ Instagram: https://instagram.com/the.brokegeneration TikTok: https://www.tiktok.com/@the.brokegeneration Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe Hosted on Acast. See acast.com/privacy for more information.…
 
In this episode I take you on a journey through the many evolutions of my personal finances so far, through the lens of the mindset shifts and identity upgrades I've undergone going from hot money mess to financially confident and building wealth. I go through the changes I made as I: Started fixing my finances once and for all Began paying off debt Finally paid off my debt Learned to save Invested small amounts Invested bigger amounts Went full time self employed and bought a brand new car for the first time ever Order GOOD WITH MONEY: https://amzn.to/4eLOi5x Where to find Emma Website: https://thebrokegeneration.com/ Instagram: https://instagram.com/the.brokegeneration TikTok: https://www.tiktok.com/@the.brokegeneration Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe , where you'll also get your free Financial Values workbook. Hosted on Acast. See acast.com/privacy for more information.…
 
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