Episode 78: The Power of Starting Early with Julia Zhu

The Lessons in Real Estate Show

In today's episode we have the pleasure to have Julia Zhu. Julia, along with her boyfriend and partner, has established their own LLC called Middle Bridge Holdings LLC. They are now trying to do a multifamily syndication deal in Guam as well as looking for multi-family homes that are close to military bases.

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In this episode, we explore:

• Guest Background
  
• Accomplishing the first property
  
• Concept of Financial Freedom
  
• Depreciation of properties
  
• Advantages of having OHA
  
• What makes Guam a huge tourist destination
  
• Multifamily market in Guam
  

About Julia:

She is a first-generation Chinese American immigrant who moved to the state from Guangzhou, China in 2012 when she was 14. She didn't even speak English when she first came to the state. However, in 2016 she received an appointment to attend the U.S. Naval Academy. In 2020, she graduated top of the class at the academy and continued her education at Johns Hopkins University (Master's in Finance) while working as an Active Duty Naval Officer (Nuclear Engineering option). At grad school, she was introduced to multi family home real estate investing. It quickly piqued her interest. Her boyfriend and her partner, Philip Middleton, is an amazing stock market investor and extremely bright and reliable. He is a fellow Nuclear SWO in the Navy stationed in Yokosuka, Japan. They dived into the world of real estate investing together. In a few months, they were able to establish their own LLC (Middle Bridge Holdings LLC), close on an apartment in Japan, purchase a piece of land in Alaska, and are currently closing on an apartment in Guam. They've also been aggressively building their network and educating themselves regarding real estate syndication.

She and Philip are now trying to do a multifamily syndication deal in Guam. As you may know, military rental in Guam is a very interesting niche market. They are looking for multi-family homes that are relatively close to military bases.

Snapshot: 37:37

1. What is your number one failure in real estate?

• None as the moment
  

2. What advice do you have for other military investors to be successful?

• Having a partner to keep each other accountable 24/7
  

3. What inspired you to marry a military and serve your country?

• Just the fact that I will be working with Americans made me so motivated.
  

4. What is your dream?

• To make the world a better place
  

Quotes:

1. “I would rather say too much and speak too quickly than not speak and regret not saying anything later on.” 6:02 - 6:09
   
2. “My dream is to make the world a better place. I know that it might sound big and empty but I initially joined the military because I want to make world peace.” 38:58 - 39:08
   

Snippet: 30:25 - 31:55

REELS: 37:06 -37:26

Connecting with the Guest:

LinkedIn : https://www.linkedin.com/in/xinhe-julia-zhu-8449251a5