))
FHFA Expands Appraisal Waivers: Impact on PMI & Rising ITIN Loan Fraud!
Manage episode 448822511 series 3563227
תוכן מסופק על ידי Adam Rose. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי Adam Rose או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.
In this episode, we explore key mortgage industry updates impacting buyers, lenders, and PMI companies. Starting with the FHFA’s recent expansion of appraisal waivers, we discuss the potential benefits and drawbacks, looking at how it may streamline the homebuying process and what it means for property valuations and PMI (Private Mortgage Insurance) companies. Discover insights into how appraisal waivers may reshape the mortgage process, reducing costs and time, yet introducing potential risks in underwriting. Next, we focus on the concerning rise in mortgage fraud tied to ITIN loans (Individual Taxpayer Identification Number loans). As ITIN loans become more common for homeownership opportunities, we highlight the types of fraud affecting these loans, how lenders and buyers can protect themselves, and why this trend matters for the broader real estate market.
Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301
77 פרקים
שתפו
