Ep. 520: There Are Questions You Should Be Asking Questions About Your Money, And You Currently Aren't Asking These Questions. The Pete The Planner® Show podcast

1
Are You Actually Making Financial Progress… or Just Busy With Money? 1:06:42

לפני 4 ימים1:06:42

1:06:42

In this episode, we tackle a sneaky problem: confusing financial motion with actual progress . Just because you’re constantly doing money-related tasks—paying bills, checking balances, moving money around—doesn’t mean you’re getting ahead. Pete opens with a gym analogy that hits a little too close to home, then brings in Kristen and Dame to break down why so many people feel stuck despite their efforts. We explore what real progress looks like—both on paper and emotionally. From Power Percentage and savings rate to the peace of mind that comes with financial confidence, we’re separating the signal from the noise. And with the year halfway over, we wrap with a "mid-year compass check" to help you course-correct before it’s too late. If January’s goals are now a blurry memory, this is your wake-up call. Don’t wait for December to figure out whether you made progress—let’s find out now .…

1
Navigating Now: How do market bubbles pop? 10:35

לפני 5 ימים10:35

10:35

The markets are soaring, the economy is expanding, and everyone's wondering—are we in a bubble? In today’s CalmCast, Pete breaks down the difference between market momentum and market mania, explores what real economic growth looks like, and helps you focus your energy on what matters most: your personal financial vision. Whether you’re tempted to chase hot stocks or just trying to make sense of the noise, this episode will help you zoom out, calm down, and plan forward.…

1
Understanding the markets's tell -- Volume 10:40

לפני 7 ימים10:40

10:40

Sometimes the markets have confidence, well at least their investors do. And sometimes the market struggles to find conviction. What helps you understand the difference between the two? Volume. In this episode of Navigating Now, Pete helps you understand what you can learn from volume. Additionally, he'll chat through the trade deficit and then touch on net worth as well.…

1
Why smart people make dumb money decisions 58:06

לפני 11 ימים58:06

58:06

Think being smart protects you from financial blunders? Think again. In this episode of The Pete the Planner Show , we uncover why even the most intelligent, high-earning individuals routinely make money mistakes. From gym memberships we never use to inflated lifestyles we never questioned, we explore the sneaky psychological traps—like overconfidence, present bias, and lifestyle creep—that derail even the best of us. You’ll learn why financial IQ doesn’t always translate to good behavior, and more importantly, how to bridge that gap with practical tools rooted in behavioral science. Whether you're making six figures or just trying to make ends meet, this episode will help you stop being your own financial enemy. Segments include: You Know Better, But Do You Do Better? – Why knowing isn’t doing. The Smart-People Traps – The surprising ways confidence costs you. How to Outsmart Your Smart Self – Tactical strategies to outwit your own brain. Smart doesn’t equal invincible. Let’s get better together.…

1
Is Stagflation Inevitable? 10:37

לפני 12 ימים10:37

10:37

The markets are nervous, the economy’s acting weird, and housing feels increasingly out of reach. In today’s CalmCast, we walk you through three critical signals: what investor sentiment is telling us (and why it’s not the whole story), what stagflation is and whether we’re in danger of it, and why housing affordability is straining the budgets of millions. We’ll help you make sense of what’s happening—and what you can do to stay grounded, no matter the economic weather. Topics Covered: Market Sentiment: Why moods move markets Stagflation: The warning signs and what they mean Housing Affordability: Owning vs renting in 2025 Stay calm. Stay informed. Stay on course.…

1
Paying for your own destruction...for the dopamine 5:19

לפני 14 ימים5:19

5:19

We know it’s bad for us—and we still buy it. In today’s Storytime with Pete , we dig into the bizarre economics of spending money on things that actively hurt us: alcohol, junk food, and those late-night dopamine bombs we call “treats.” Why do we do it? Blame your brain chemistry. Pete unpacks the science of dopamine, the illusion of indulgence, and the very real cost of self-sabotage—with just enough sarcasm to keep you from crying into your curly fries. This one’s part money talk, part emotional intervention. Bring your budget... and maybe a kale smoothie.…

1
Navigating Now: Understanding Circuit Breakers 10:25

לפני 14 ימים10:25

10:25

In this episode of CalmCast, we break down one of the most misunderstood stock market tools: the circuit breaker. What triggers it, why it exists, and what it actually means for your investments. Then, we zoom out to explore how a sharp drop in U.S. markets can ripple through the global economy — impacting everything from oil prices to your grocery bill. Finally, we bring it back to you: how to set meaningful financial goals when the world feels financially unstable. Whether you're anxious about your 401(k) or just trying to stay the course, this episode is your reminder to pause, breathe, and take one solid financial step forward.…

1
How AI is changing how we manage money 1:12:10

לפני 18 ימים1:12:10

1:12:10

AI isn’t coming for your wallet—it’s already living in it. In this episode, Pete unpacks the surprising ways artificial intelligence is reshaping your financial life, from how your bank detects fraud to how scammers clone your voice. We explore the good (smart budgeting tools), the bad (AI-generated investment scams), and the weird (why your insurance premium changed without a human decision). Whether you’re intrigued or uneasy, one thing’s clear: ignoring AI in finance is no longer an option.…

1
Navigating Now: Understanding Market Caps 10:40

לפני 19 ימים10:40

10:40

In today’s episode, Pete peels back the curtain on three numbers that get tossed around like financial gospel — but may not tell the whole story. We kick off with market cap: what it actually means, how it defines a company’s identity, and why share price alone can be misleading. Then, we dive into the often-misunderstood unemployment rate — a metric that sounds solid on headlines but misses huge swaths of the American workforce. Finally, Pete helps you recalibrate your budget by reexamining the age-old debate of needs vs wants, especially as the threat of a recession looms. If you're confused by the disconnect between financial headlines and your lived experience, this episode is the bridge.…

1
Your body called - it wants a line item in your budget 5:32

לפני 21 ימים5:32

5:32

In this episode of Storytime with Pete , we tackle the awkward truth about spending money on your health. Sure, it doesn’t come with rewards points or Instagram clout, but ignoring your body’s maintenance needs? That’s a financial strategy with a guaranteed crash. Pete breaks down why co-pays feel like emotional theft, how preventative care is the least sexy but most valuable expense in your budget, and what it really means to invest in your future self—even when it feels like paying for a gym you barely go to. Spoiler: staying alive costs money, and that’s not a scam. It’s just adulthood.…

1
Navigating Now: What is technical analysis? 10:38

לפני 21 ימים10:38

10:38

Reading the Signals: What Charts, Indicators, and Your Wallet Are Telling You In this episode of CalmCast , Pete the Planner breaks down three of the most important tools for staying steady in a shaky economy: Technical Analysis – Why traders are obsessed with charts, and what you can learn from their patterns. Leading Indicators – The economic signals that whisper “recession” before anyone makes it official. Cash Flow – Your personal financial early-warning system—and how to use it to stay in control when everything else feels out of whack. Whether you’re managing a portfolio or just trying to make it to next payday, this episode will help you spot the signals that matter—and ignore the noise that doesn’t. Breathe easy. Make a plan. Let’s get to it.…

1
How to get addicted to good money habits 1:11:47

לפני 25 ימים1:11:47

1:11:47

We usually talk about money problems like they’re something to fix. But what if the real breakthrough is getting addicted—in the healthiest way possible—to the right financial habits? This week, Pete breaks down how to rewire your brain to crave progress instead of purchases. From the neuroscience behind smart money decisions to the financial routines that actually stick, we’ll explore how to build a habit loop that pays off (literally). No shame, no spreadsheets—just practical psychology, positive momentum, and a few weirdly satisfying tips for getting hooked on financial success.…

1
Navigating Now: Finally understanding yield curves 10:40

לפני 26 ימים10:40

10:40

Today’s markets aren’t just noisy—they’re downright confusing. In this episode, Pete breaks down three financial forces shaping the current economy: What short selling tells us about investor anxiety Why the yield curve just returned to normal after a historic inversion And how a simple act like rebalancing your portfolio can protect your future If you’ve been wondering whether the calm is real or just the eye of the storm, this episode is for you.…

1
Storytime with Pete: What you didn't learn from your parents 4:10

לפני 28 ימים4:10

4:10

In this episode of Storytime with Pete , we unpack the messy, funny, and sometimes frustrating financial lessons we inherited from our parents. From "Don’t get a credit card" to "Buy a house ASAP," we explore what stuck, what was missing, and how to move forward without passing on the same money blind spots. Whether your parents taught you to budget or just told you to “figure it out,” this one’s for you. It’s time to stop surviving and start building.…

1
Understanding ETFs vs Mutual Funds 10:37

לפני 28 ימים10:37

10:37

In today’s CalmCast, we untangle three big ideas you need to understand right now: why ETFs are outpacing mutual funds, what “core inflation” actually means (and why the Fed cares more about it than you might think), and how distinguishing fixed from variable expenses can give you immediate power over your budget. We’ll explain: The sneaky fees and tax quirks hiding in mutual funds What core inflation says about where the economy’s really headed Why knowing the difference between a grocery bill and a rent check might just save your financial plan This episode is fast, practical, and built to calm the chaos in your money life.…

The Pete the Planner® Show

1
Storytime with Pete: How to break bad money habits 5:26

לפני 5 weeks5:26

5:26

Why is it so easy to blow $30 on takeout but so hard to cancel that Amazon auto-ship of things you didn’t even know you were buying? In this episode of Storytime with Pete , we unpack the psychology behind our worst financial habits—like dining out, impulse shopping, and spending to soothe our emotions. Pete breaks down the science of habit loops, explains why willpower alone doesn’t cut it, and shares six practical strategies to finally kick those budget-busting behaviors to the curb. Spoiler: deleting an app might change your financial life.…

The Pete the Planner® Show

1
Pete's Ideal Budget Gets Roasted 1:07:07

לפני 5 weeks1:07:07

1:07:07

Years ago, Pete created the Ideal Household Budget , a simple-yet-spicy allocation model for how Americans should be spending their money. It lit up inboxes and dinner table debates across the country. But today, the gloves are off. Dame and Kristen come ready to challenge the old model—armed with data, real-world messiness, and a whole lot of sass. Will Pete’s golden ratio survive the scrutiny? Or is it time to retire the “Ideal” in favor of the “Real”? Let’s find out.…

The Pete the Planner® Show

1
Navigating Now: What the highs and lows of stock can teach you 10:36

לפני 5 weeks10:36

10:36

In today’s episode, we explore how the market’s emotional extremes—its 52-week highs and lows—can mess with our perspective if we’re not careful. Then we shift to Main Street with the latest retail sales numbers and what they say about how Americans are really feeling financially. Finally, we bring it home with a simple but powerful financial move: a subscription audit. Because sometimes the difference between financial stress and stability is as small as canceling that streaming service you forgot you had. Topics covered: -What 52-week highs and lows really signal -Why retail sales are flashing mixed messages -How to cut your spending without feeling the pain Watch. Listen. Breathe. Then make one good financial decision.…

The Pete the Planner® Show

1
Navigating Now: The average car payment is what?!?! 10:42

לפני 5 weeks10:42

10:42

In today’s CalmCast, we’re following the money — from Wall Street to your driveway. P/E Ratio – Is the stock market overvalued? We unpack what investors are really paying for and whether the math makes sense. Producer Price Index (PPI) – A leading indicator of inflation. If it costs more to make things, guess who eventually pays more? (Hint: It’s you.) Car Affordability – The average car payment is now over $700 a month — and that’s not including insurance, maintenance, and rising loan terms. For many households, the new car smell now comes with old mortgage vibes. We’ll help you make smarter decisions in the face of rising costs and financial pressure.…

The Pete the Planner® Show

1
Waiting for the world to change will crush you 1:07:36

לפני 6 weeks1:07:36

1:07:36

There’s always a reason to wait. Maybe it’s the Fed. Maybe it’s student loan forgiveness. Maybe it’s the housing market finally “cooling off.” But here’s the truth: financial progress doesn’t happen in theory—it happens in action. In this episode, we’re talking about the dangerous game of waiting for someone else to fix your financial life. Whether it’s PSLF hanging in the balance, interest rates hovering, or the SAVE plan in limbo, you still have decisions to make. Good medicine is still good medicine—even when the world feels like a mess. Let’s stop outsourcing our momentum to headlines and hypotheticals.…

The Pete the Planner® Show

1
Navigating Now: Three Tools to Calm Your Finances in a Shaky Economy 10:34

לפני 6 weeks10:34

10:34

In today’s CalmCast, Pete breaks down three essential tools for staying steady in a shaky economy. First, we look at how diversification can protect your portfolio from market swings — because when one sector zigs, you want another to zag. Then, we wade through the latest economic data and recession chatter to explain what a slowdown really means and how often it actually happens. Finally, we spotlight the unsung hero of financial calm: the sinking fund. It’s not glamorous, but it is how you survive a car repair, a vacation, or the holidays without panic. This episode is your friendly reminder: you can’t predict the economy, but you can prepare for it.…

The Pete the Planner® Show

1
Storytime with Pete: Filtering everyone's money advice 5:49

לפני 6 weeks5:49

5:49

You won’t always have perfect data, unanimous advice, or a spreadsheet that answers all your questions—and that’s okay. In this episode of Storytime with Pete , we break down how to take in feedback, sort the good from the garbage, and make smart, confident financial decisions right now , not just “someday when you know more.” Featuring Maya Angelou, a baking metaphor, and a few spicy takes on bad advice. Spoiler: doing your best is enough—until it isn’t. Then you just do better.…

The Pete the Planner® Show

1
Navigating Now: What you need to know about GDP 10:39

לפני 6 weeks10:39

10:39

The latest GDP numbers are in—and they tell a story of a cooling economy amid policy shifts and global uncertainty. In today’s CalmCast, Pete breaks down what that actually means for your wallet. We’ll look at which parts of the economy are shrinking, what sectors are still showing strength, and how tariffs and interest rates are shaping the growth story. Then we shift gears to explore why asset allocation—not stock picking—is the bedrock of a stable portfolio, especially in times like these. Finally, we wrap with a fresh take on your credit score: what really moves it, and how to use it as a tool—not a source of stress.…

The Pete the Planner® Show

1
The $84k Flood That Might Just Change Everything 1:05:07

לפני 7 weeks1:05:07

1:05:07

When a pipe burst turned their dream townhouse into a soggy mess, this week’s listener found themselves with a surprise $84,000 insurance check and a big decision: buy the forever home now or wait out the madness of the housing market? In this episode, Pete, Dame, and Kristen break down whether selling a damaged home as-is is a smart financial move, what “forever home” really means in an unpredictable economy, and whether renting for a year could be a secret financial power play. If you’ve ever wondered whether now is the time to jump into the housing market—or stay on the sidelines—this is the episode for you. Want your financial dilemma on the show? Send it to us at askpete@petetheplanner.com. This episode is sponsored by Indiana529. Terms and conditions apply. Go to MyIndiana529.com to learn more.…

The Pete the Planner® Show

1
Navigating Now: How Not To Cut Your Market Returns In Half 10:37

לפני 7 weeks10:37

10:37

In today’s episode, Pete the Planner breaks down three key money topics that matter more than you think: why time in the market always wins over timing the market, what the Federal Reserve's latest pause means for your wallet, and how your debt-to-income ratio quietly controls your financial stress level. Whether you're investing for the long haul, waiting for mortgage rates to drop, or just trying to breathe easier when the bills come in, this CalmCast is your 10-minute financial reset.…

The Pete the Planner® Show

1
Storytime with Pete: The Awkward Truth About Being Born on Third Base 3:53

לפני 7 weeks3:53

3:53

In today's Storytime with Pete , we get honest about something success stories often skip: luck. Pete shares a personal realization about being born on third base — and why acknowledging luck doesn’t diminish hard work, it actually makes success more meaningful. We explore why hearing about privilege feels complicated, how luck factors into building careers and wealth, and how you can put yourself in the path of opportunity without losing your hustle. This is a refreshing, empathetic take on success, luck, and financial growth that just might shift how you see your own journey.…

The Pete the Planner® Show

1
Navigating Now: What You Need To Know About Interest 10:34

לפני 7 weeks10:34

10:34

Today on the CalmCast: We're navigating the stormy waters of a market correction, checking the pulse on rising interest rates, and breaking down the difference between using interest to grow your money — and letting it crush you. Stay calm, stay sharp, and stay in control.

The Pete the Planner® Show

1
The Passive Aggressive Economy 1:11:03

לפני 8 weeks1:11:03

1:11:03

You’re not crazy — your bank account is under attack. This week, Pete, Kristen, and Dame dive into the sneaky financial forces draining your money (and your patience), even as inflation cools on paper. From tipping screens on $4 coffees to subscriptions you forgot existed, it’s not just about how much things cost — it’s how cleverly they get you to pay for them. Pete explores the emotional toll of "death by a thousand charges," Dame unpacks the data behind financial creep, and Kristen delivers the full-body eye-roll we’re all feeling at checkout. Plus: Kristen’s latest wallet regret, Dame’s subscription shame, and Pete’s escalating feud with digital convenience. Oh, and yes — we’ve got this week’s Biggest Waste of Money and a round of financial news you actually care about.…

The Pete the Planner® Show

1
Navigating Now: What Earnings Season is Telling Us 10:34

לפני 8 weeks10:34

10:34

Earnings season is here, and Wall Street is grading corporate America. But what do these earnings tell us about the economy you’re actually living in? In this episode, we break down the big surprises and what they mean for your money. We also unpack the latest trends in wage growth—and how inflation is still playing referee. Finally, Pete shares why “pay yourself first” isn’t just financial advice—it’s a financial life raft. This 10-minute CalmCast is your antidote to the noise. Market context, economic insight, and personal finance you can actually use.…

The Pete the Planner® Show

1
Storytime with Pete: Are you financially ethical? 5:35

לפני 8 weeks5:35

5:35

In this episode of Storytime with Pete , we shine a harsh but hilarious light on your financial ethics. Are you as honest with your money as you think you are? Or are you quietly fudging the rules when no one’s looking—except your credit card statement? Pete walks you through a self-evaluation that’s part confessional, part comedy, and fully necessary. From tipping habits to Netflix mooching, we’re asking the tough questions… so you don’t have to lie to yourself anymore. Grab your ego and let’s go.…

2024 Topps Baseball Complete Set Factory Sealed Box Set - Baseball Complete Sets

2025 - American Silver Eagle .999 Fine Silver with our Smyrnacoin Certificate of Authenticity Dollar Uncirculated US Mint

Amazon Basics Multipurpose Copy Printer Paper, 20 lb, 92 Bright, 8.5" x 11", White, 8 Reams, 4000 Sheets (500 Sheets/Ream)

פודקאסטים ששווה להאזין

The Pete the Planner® Show « » Ep. 520: There are questions you should be asking questions about your money, and you currently aren't asking these questions.

Ep. 520: There are questions you should be asking questions about your money, and you currently aren't asking these questions.

פודקאסטים ששווה להאזין

ברוכים הבאים אל Player FM!

Bounty Quick Size Paper Towels, White, 8 Family Rolls = 20 Regular Rolls (Packaging May Vary)

Peacock TV

Minecraft

Dad, I Want to Hear Your Story: A Father’s Guided Journal To Share His Life & His Love (Hear Your Story Books)

Dad, I Want to Hear Your Story: A Father’s Guided Journal To Share His Life & His Love (Hear Your Story Books)

מדריך עזר מהיר

The Pete the Planner® Show « »
Ep. 520: There are questions you should be asking questions about your money, and you currently aren't asking these questions.