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Down Payment vs Closing Costs (Episode75) S5:E15
Manage episode 330279225 series 2936153
תוכן מסופק על ידי Tyler Cazier, Aric Wiszt, & Jason Christiansen, Tyler Cazier, Aric Wiszt, and Jason Christiansen. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי Tyler Cazier, Aric Wiszt, & Jason Christiansen, Tyler Cazier, Aric Wiszt, and Jason Christiansen או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.
You can watch this episode on YouTube.com: https://youtu.be/dNLxv2PB4cU
What is the difference between down payment and closing costs? Who gets what?
0:00 - Introduction
0:42 - Not the same.
1:20 - Questions. How much money do you have? (Spoiler: Most likely it's not putting the "down payment" you've saved 100% toward the loan. It costs money to get a loan...and there are other incidentals.)
4:00 - Buying Discount Points. Spendy.
6:00 - Talk to your Lender. Cash to close, closing costs, prepaid costs are all different things that overlap.
8:40 - Earnest Money. Putting down a lot of earnest money doesn't go to the lender, to the agent, or to the seller. It goes to your house. Maybe it pays closing costs, maybe it's down payment. Talk to your lender.
11:31 - New Construction. You qualified for your loan several months ago...and now rates have gone up. STAY IN CONTACT WITH YOUR LENDER.
12:38 - What'd we learn today?
14:20 - Out Takes
* No down payments were harmed in the making of this video.
Please contact us to tell us you love us, you want to hire us! Call or text:
Realtors with Hive Collective at Presidio Real Estate:
Tyler Cazier: 801-210-0230
Aric Wiszt: 801-228-7687
Lender with Elite Team at Security Home Mortgage:
NMLS: 178787
Jason Christiansen: 801-669-7271
NMLS: 240472
A Production with Security Home Mortgage's Jason Christiansen, and Hive Collective at Presidio's Tyler Cazier and "Mr. Suit" Aric Wiszt.
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