The Rise of Decentralized Credit – How Gluwa Challenges the Status Quo

Web3 Tech Brief By HackerNoon

This story was originally published on HackerNoon at: https://hackernoon.com/the-rise-of-decentralized-credit-how-gluwa-challenges-the-status-quo.
Discover how Gluwa is redefining decentralized credit by challenging traditional lending models, driving financial inclusion, and shaping the future of DeFi.
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Decentralized credit isn’t about overthrowing the existing financial system; it’s about building a bridge between the informal economy and formal finance. Gluwa’s Creditcoin and Credal network show that public blockchains can record real-world credit transactions at scale, create portable reputations for the unbanked. When combined with national digital currencies like the eNaira, they offer a path to mainstream adoption.