What If Credit Wasn’t a Privilege, but a Protocol?

Web3 Tech Brief By HackerNoon

This story was originally published on HackerNoon at: https://hackernoon.com/what-if-credit-wasnt-a-privilege-but-a-protocol.
What if credit weren’t a privilege for the few but an open protocol for everyone? Discover how Gluwa is redefining global finance through decentralized credit.
Check more stories related to web3 at: https://hackernoon.com/c/web3. You can also check exclusive content about #gluwa, #decentralized-finance, #open-finance, #digital-identity, #financial-inclusion, #blockchain-credit, #open-credit-protocol, #on-chain-credit, and more.
This story was written by: @lonewolf. Learn more about this writer by checking @lonewolf's about page, and for more stories, please visit hackernoon.com.
Turning credit from a privilege into a protocol isn’t just idealism; it’s a reality. Gluwa is proof that blockchain can deliver on crypto’s promise: lower barriers not higher ones. By publishing credit histories on an open ledger, we empower lenders and borrowers globally not to gatekeep. It may take years for this to mature but the wiring is being laid now. And with each partnership from Nigeria’s CBDC to fintechs in Ghana, Sierra Leone and beyond, we’re rewriting the rules.