In the past, travelers often relied on programs like Priority Pass to gain access to airport lounges worldwide. However, Kotak Credit Card has introduced a unique feature that eliminates the need for an additional membership. This means that cardholders can now enjoy the benefits of lounge access using their Kotak Credit Card alone. Read More: http…

The Axis Bank Magnus Credit Card and HDFC Diners Club Black Credit Card are both prestigious credit cards in India, each offering unique features and benefits. The Axis Bank Magnus Credit Card provides a range of benefits such as welcome bonuses, lounge access, concierge services, insurance coverage, and dining and lifestyle privileges. It also off…

Switching credit cards can be a strategic move to optimize rewards, lower fees, or adapt to changing financial needs. To begin, assess your reasons for switching and evaluate your current card's terms and benefits. Research and compare credit cards, considering factors like rewards programs, fees, interest rates, and perks. Read More: https://cardi…

The SBI Elite Credit Card is designed for customers who value luxury and travel perks. It comes with a higher annual fee but offers a range of exclusive benefits. Cardholders enjoy welcome benefits, accelerated reward points on various categories like dining and international spends, complimentary airport lounge access, golf privileges, insurance c…

If Axis Bank and Visa were to launch a cashback campaign for international POS transactions, it would likely provide Axis Bank credit cardholders with an opportunity to earn cashback rewards when making purchases at international merchants using their Axis Bank credit cards. The specific details of such a campaign, including eligible transactions, …

Credit Card EMI is calculated using the reducing balance method, which takes into account the principal amount, interest rate, and tenure. The monthly installment amount is calculated using a formula that considers these factors. The formula divides the principal amount by the number of monthly installments and adds the calculated interest on the r…

When comparing the SBI Aurum Credit Card and the HDFC Bank Infinia Credit Card, it's important to consider several factors. The SBI Aurum Credit Card targets high-income individuals and offers benefits such as rewards points, lifestyle privileges, and travel benefits. It typically comes with a higher annual fee, but it can be waived off with a spec…

Yes, a credit card can be canceled after being approved. As the cardholder, you have the right to request cancellation at any time by contacting the card issuer's customer service or using their online account management tools. It's important to note that there may be a cooling-off period after approval during which you can cancel the card without …

RuPay, the renowned payment card scheme in India, has recently introduced an exciting development that brings a CVV (Card Verification Value) free payment experience to its credit cardholders. This innovative feature aims to enhance convenience and security during online transactions. Read More: https://cardinsider.com/blog/rupay-introduces-cvv-fre…

The HDFC Bank Regalia Credit Card and SBI Prime Credit Card are both premium credit cards in India. The HDFC Regalia Credit Card offers extensive travel benefits, accelerated reward points, and lounge access, while the SBI Prime Credit Card provides dining benefits, accelerated reward points, and travel perks. The choice between the two depends on …

Joint credit cards can be advantageous for managing shared expenses and building credit together, but they require trust, communication, and responsible financial habits. Consider your circumstances and relationship dynamics before deciding if it's the right choice for you. Read More: https://cardinsider.com/blog/are-joint-credit-cards-a-good-idea/…

In short, a credit card issuer is the financial institution that provides and manages the credit card account, while a credit card network is the infrastructure that facilitates the authorization, processing, and settlement of credit card transactions. The issuer sets the terms and conditions of the card, while the network enables global acceptance…

When faced with an old or expired credit card, it is crucial to handle it properly to safeguard your personal information and prevent potential misuse. Start by physically cutting the card into multiple pieces, ensuring that the chip, magnetic stripe, and account numbers are destroyed. Dispose of the card securely, preferably by shredding the piece…

To make UPI payments via RuPay credit cards, you need to follow a few steps. First, set up a UPI ID or Virtual Payment Address (VPA) linked to your bank account using a UPI app. This involves registering your mobile number and linking it to your bank account. Next, add your RuPay credit card details in the UPI app by navigating to the settings or p…

Credit cards are perceived to be losing credibility due to high interest rates, hidden fees, complex terms, concerns about consumer debt and overspending, security issues and data breaches, competition from alternative payment methods, negative customer service experiences, and changing consumer preferences. Read More: https://cardinsider.com/blog/…

The HDFC Bank Regalia Credit Card and the American Express Platinum Travel Credit Card are both popular choices for frequent travelers in India. The HDFC Bank Regalia Credit Card offers a range of benefits such as earning reward points for every spend, access to airport lounges, travel insurance, and discounts on dining, shopping, and hotel booking…

Warning signs that you may be using your credit card incorrectly include carrying a balance, maxing out your credit limit, missing payments, using your card for cash advances or impulse purchases, applying for too many credit cards, and not reviewing your statements regularly. Read More: https://cardinsider.com/blog/warning-signs-that-you-are-using…

The SBI Card and Axis Bank Ace Credit Card both offer cashback rewards and benefits, but differ in the specific rewards offered. The SBI Card offers higher cashback on grocery purchases and a fuel surcharge waiver, while the Axis Bank Ace Credit Card offers higher cashback on bill payments and mobile recharges, as well as welcome gifts and mileston…

To check Star Alliance award flight availability, start by visiting the Star Alliance website and clicking on the "Redeem Miles" button, followed by "Award Search." Enter your flight details, including departure and destination cities, travel dates, number of passengers, and preferred class of service. Read More: https://cardinsider.com/travel/how-…

HDFC Bank Millennia Credit Card and ICICI Bank Platinum Chip Credit Card are popular options in India. HDFC Bank Millennia Credit Card offers cashback on various categories, while ICICI Bank Platinum Chip Credit Card offers reward points on every transaction. HDFC Bank Millennia Credit Card has an annual fee of Rs. 1,000, while ICICI Bank Platinum …

To maximize rewards and discounts offered by shopping credit cards, choose the right card, plan your shopping, use the card for all eligible purchases, pay bills on time, keep track of rewards, and optimize card usage for big-ticket items and recurring expenses. Read More: https://cardinsider.com/blog/tips-for-maximizing-reward-and-discounts-offere…

Both SBI SimplySAVE Credit Card and BPCL SBI Credit Card offer rewards programs, fuel benefits, welcome bonuses, milestone benefits, and discounts on dining, movies, and shopping. However, BPCL SBI Credit Card offers a higher value back on fuel purchases at BPCL petrol pumps, while SBI SimplySAVE Credit Card offers a higher cashback on purchases ma…

To pay off credit card balances, start by paying more than the minimum payment each month to reduce the amount of interest charged. Create a budget to allocate a certain amount of money each month towards paying off credit card balances and avoid overspending. Consider using the debt snowball method by paying off the smallest balances first and the…