14HQ Originals presents: Post Credit Scene Podcast, where Huss, Jason, Bisola, Gaz & Manny discuss all things TV and film.
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Looking for timely information on fixed income trends and market opportunities? PGIM Fixed Income is proud to bring you, All the Credit. Each month, All the Credit features new guests that cover what matters most in global fixed income and how it could impact your portfolio.
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The internet isn't helping...
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The Show Where We Talk About Thing(s)
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Latest podcasts from The Credit Pros.
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We provide information on how to build business credit AND access funding for small business owners and entrepreneurs. Hosted by Business Credit Expert, Noel A. Booker Sr., CEO at BusinessCreditBuilder.US LLC.
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Three guys who like to talk about films and some TV. Join Grayson, Roger, and Chris as they dig into weekly theatricals films and some select TV shows.
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A relentlessly on topic smorgasbord of hard hitting video game questions as addressed by a panel of experts. Featuring Frank Cifaldi, Ash Parrish, Brandon Sheffield, and a rotating group of special guests. Hosted by Alex Jaffe. Edited by Esper Quinn. Original music by Kurt Feldman.
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Each Tax Credit Tuesday, the Novogradac audio broadcast offers an in-depth weekly look at tax credit topics. A new episode is posted here and on the RSS Feed by 1 p.m. Pacific Time every Tuesday.
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The Extra Credits is hosted by two teachers searching for meaning in your favorite movies and shows. We cover new releases with movie drafts, ranking games, interviews, and more!
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Credit Union Exam Solutions Presents With Flying Colors
Mark Treichel's Credit Union Exam Solutions
Tips for Credit Unions Success on the NCUA Examination. Brought to you by Mark Treichel's Credit Union Exam Solutions.
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A show for credit union executives and management staff focused on the regulatory world. Brought to you by, Credit Union Exam Solutions Inc. Mark Treichel and our sister podcast "With Flying Colors" which provides examination tips for credit unions.
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We serve hope to current and aspiring credit union leaders by providing solutions to your leadership challenges. If you’re a credit union leader seeking to grow your business, tune in to this podcast. ServiStar Consulting’s Mike Neill, Taylor Murray, and Scott Albrecht draw on their extensive experience of working with countless credit unions to provide valuable insights and lessons.
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FCTTN is a spin-off of the hugely successful rugby league show Full Credit to the Boys, hosted by internet personality Former Legend, which wrapped up at the end of 2023. Former Legend, a knowledgeable motorsport fan, will host the fast-moving, unpredictable spin-off along with Andrew van Leeuwen in what will be an unmissable listen.
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Thoughtful Rants about politics, religion, life and happiness in the USA
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Welcome to Credit Notes - a new podcast series from AIG, which highlights key trends and challenges facing practitioners in the field of trade credit and trade finance. Moderated by Sam Lowe, Partner and Head of the Trade and Market Access Practice at Flint Global, each podcast episode features a panel of leading industry thinkers who share their expert analysis in an in-depth conversation.
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Welcome to My Credit Sucks, the podcast where we turn credit catastrophes into comedy gold! Join credit coach and financial aficionado Rolando Castro and his team of credit experts as they navigate the wild world of credit with humor, heart, and a hefty dose of helpful tips. From personal credit horror stories to debunking common credit myths, each episode is packed with relatable tales, laugh-out-loud moments, and game-changing strategies to transform your credit journey from drab to fab. W ...
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Your home for pop-culture & entertainment discussion
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This podcast is aimed to help credit union leaders and marketers think outside of the box about marketing, technology and community impact. Each episode we bring on guests from inside and outside of the industry who will challenge your preconceptions about business as usual.
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Discussions with local guests about movies and filmmaking. We’ll talk about local films, theatres, festivals, and the impact of film here in Waterloo Region. We’ll chat with local experts on broader themes like technology, art, and the cultural impact of movies. But mostly we’ll just spend time with great people, talking about something we love.
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Angela Setters Bessard, the founder and CEO of Conquer Credit Management, Inc., is known as a pioneer in the credit industry. With a passion to help people understand how to leverage their credit as a tool to create wealth and attain financial stability, Angela has continued to educate consumers and change lives daily for more than three decades. Conquer Credit Management, Inc. works solely with referrals and trusted advisors and has long been a prominent credit management agency in the fina ...
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Cover to Credits is a bi-weekly podcast that analyzes books and their movie adaptations. Hosts Ian George and Adina Hilton cover a variety of genres, critiquing both the film and novel it's based on, while trying to understand what makes a good adaptation. Stories are also frequently viewed from a feminist lens, where representation, gender roles, and other elements are often times explored.
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Welcome to Coast to Coast Credit, hosted by me, Tamiya Robles, your dedicated credit repair expert and the proud owner of FixMyCreditNow850.com. In this empowering podcast series, I'll be your guide through the intricate world of credit. Tune in as I share invaluable insights on credit repair, credit building, DIY services, tips, and tricks. Join me as we delve into the art of repairing credit, empowering you to take control of your financial journey. Learn the secrets of building robust per ...
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Welcome to the Keys and Credit Podcast, where we unlock the doors to your real estate dreams! Join Brian Winkler, an experienced loan officer with Pursuit Lending Group, and Ethan Rebuck, a top-notch real estate agent with Cutler Real Estate, as they dive
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Fair Grade Forests - Private Blockchain - Agroforestry - Carbon Credit · Freelance (fair-grade.com)
Fair Grade Forests
Safeguarding forests thru private blockchain. Agroforestry, Carbon Credit. Papua New Guinea Owned, Open Source. Blockchain podcast, where amazing things happen.
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Struggling with a low credit score? Credit Delete Geeks offers a proven solution to boost your financial standing. Their expert guidance on "How to Raise Credit Score" helps clients achieve better creditworthiness. From identifying errors in credit reports to creating personalized financial strategies, their team ensures a clear path to success. A higher credit score can unlock lower interest rates, better loan approvals, and greater financial freedom. Credit Delete Geeks’ comprehensive appr ...
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Are you tired of being held back by a poor credit score? Look no further than White Jacobs, your premier destination for professional credit repair services in San Diego. With our proven expertise and personalized approach, we are dedicated to helping you regain control of your financial future and achieve the creditworthiness you deserve. In addition to our credit repair services, we offer valuable resources and educational materials to help you better understand credit management, budgetin ...
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In The Business Credit and Financing Show we tackle all types or topics relating to how you can get business credit and financing to start and grow your business. We also discuss marketing and growth strategies with top influencers and industry experts, to help you start and grow a profitable business.
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JCMS: Author Interviews & Editor's Choice with Dr Kirk Barber (Listen and earn CME credit)
Canadian Dermatology Association
Engaging conversations with authors of articles from the Journal of Cutaneous Medicine and Surgery. JCMS is the peer-reviewed journal of the Canadian Dermatology Association.
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If you're in McAllen, TX, and seeking reliable credit repair services, White Jacobs stands out as a trusted leader in the industry. With a proven track record of helping individuals improve their credit scores, they take a personalized approach to address your unique financial challenges. Their experienced team works diligently to identify errors, negotiate with creditors, and create tailored plans to rebuild your credit health. Unlike generic credit repair companies, White Jacobs prioritize ...
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Welcome to Money Health @ NHS Credit Union, the podcast that's all about equipping our members with the tools to achieve financial resilience and thrive! Join us for uplifting conversations, actionable advice, and inspiring stories, as we encourage you to take control of your money and build a brighter future.
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The majority of Vermonters are member-owners of a financial cooperative Vermont credit union, supported by the Association of Vermont Credit Unions.
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Welcome to Foss & Company's "Tax Credits Today," your go-to podcast for navigating the dynamic world of tax credit programs and tax equity investment. Join us, your insider guide, as we explore the latest trends, regulatory updates and strategies impacting developers and investors in the tax credit market. Stay ahead of the curve with expert interviews, insightful discussions and practical tips. Subscribe now to "Tax Credits Today" and stay in the know as you master the evolving landscape of ...
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Credit Union Regulatory Guidance Including: NCUA, CFPB, FDIC, OCC, FFIEC
Credit Union Exam Solutions Inc.
This podcast provides you the ability to listen to new regulatory guidance issued by the National Credit Union Administration, and occasionally the F D I C, the O C C, the F F I E C, or the C F P B. We will focus on new and material agency guidance, and historically important and still active guidance from past years that NCUA cites in examinations or conversations. This podcast is educational only and is not legal advice. We are sponsored by Credit Union Exam Solutions Incorporated. We also ...
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Cinema para quem ama cinema!
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The OPENING CREDITS® podcast takes you behind-the-scenes of film & TV to explore the unseen world of filmmaking. Join Graphic Designers Stephen Nutley and Laura Whitehouse as they put the focus on the creatives and craftspeople who bring your favourite movies and shows to life. Whether you’re a movie buff who wants to learn more about film production, or a casual fan who is curious to know what goes on behind the camera, this podcast is a new way for you to meet the crew who are hidden in th ...
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Welcome to No Credits Rolled, where we play the games but rarely finish them! Join us as we explore the latest releases, uncover hidden gems, and discuss industry trends and developments. Whether you’re a casual player or a hardcore gamer, No Credits Rolled will bring you insightful discussions and reviews. Level up your podcast experience by checking out No Credits Rolled! Philly Drinkers: https://phillydrinkers.com?sca_ref=5826150.4MuSmBOlxg Patreon: https://www.patreon.com/NoCreditsRolled ...
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We're creating a community radio station for Crediton and surrounding area. Sign up to for news and opportunities to get involved! http://eepurl.com/gUWOTz
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"Filmschnitt ist gar nicht so kompliziert!". In dieser Reihe beschäftigen wir uns mit diversen Schnittgenres. In Gesprächen mit Filmeditoren erfahren wir, was den Schnitt in ihrem Bereich ausmacht, wundern uns über Unterschiede und entdecken Gemeinsamkeiten. Egal ob es dabei um den Schnitt eines News-Stücks geht, um einen Youtube-Beitrag, einen Spielfilm oder ein Hochzeitsvideo. Lernt diese Schnittgenres gemeinsam mit uns kennen. Mehr Informationen zu den einzelnen Folgen unter www.credittot ...
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It will get you all.
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Credit Authority Podcasts.
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Sarah Black, Lucy Watkin and Gemma Bastiani interview the biggest names across the AFLW landscape and discuss all the latest news in the official AFLW podcast.
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Ep. 370 - Holiday Question Hole Special
1:06:30
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The three finest minds in video games plumb the depths of our listener-submitted Question Hole, dredging up all manner of holiday cheer, the Floridafication of America, and the return of Seaman. Hosted by Alex Jaffe, with Frank Cifaldi, Ash Parrish, and Brandon Sheffield. Edited by Esper Quinn, original music by Kurt Feldman. Watch episodes with fu…
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💼 Professionals vs. Hustlers & Why Professionals ALWAYS Win in the Long Run
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In this episode, we’ve explored the differences between professionals and hustlers. Both work hard, network, and promote themselves, but their mindset, approach to money, and handling of failure set them apart. By choosing professionalism, you set yourself up for long-term growth and success. Support the show Tamiya Robles/Owner W: FixMyCreditNow85…
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Prevent Identity Theft: Simple Computer Security Tips
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To protect against identity theft, be cautious with email links and files, use password managers, stay informed about data breaches, regularly check credit reports, and use resources like haveibeenpwned.com to see if your info has been compromised. Taking immediate action after a breach can further secure your identity.…
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Se revelan los rasgos comunes de las personas con puntajes crediticios altos
3:33
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Las personas con puntajes crediticios altos tienden a mantener saldos bajos en tarjetas, realizar pagos puntuales, limitar nuevas solicitudes de crédito, tener historiales crediticios largos y revisar regularmente sus informes de crédito para asegurar su precisión y manejarlos de manera efectiva.על ידי The Credit Pros
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How Americans Save Money On Student Loans
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Americans can save money on student loans by applying for scholarships, utilizing federal, state, and school financial aid, and employing strategic loan tips such as paying down debt while in school, getting a cosigner for better interest rates, and exploring loan relief programs.על ידי The Credit Pros
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Navigating Credit: Credit Report Vs. Credit Score Explained
3:19
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A credit score is a numerical representation of creditworthiness, ranging from 300 to 850, while a credit report details an individual's credit activity, including loans, payments, and defaults. Credit scores are calculated based on payment history, amounts owed, length of credit history, credit mix, and new credit inquiries. Each factor contribute…
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3 Best Ways To Delete Collection Accounts
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To mitigate the negative impact of collection accounts on credit scores, individuals can attempt to delete such accounts. Three methods include disputing inaccuracies, seeking goodwill removal, or negotiating deletion upon payment. It's important to understand the credit scoring model used by lenders, as newer models may ignore paid collections. Ho…
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New Year's Resolution: Improve Your Credit Score
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To improve your credit score in 2016, check your free annual credit report, pay bills on time, manage credit cards wisely by paying off debt and not closing unused accounts, and spend within your means to keep credit utilization low.על ידי The Credit Pros
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Ahorre dinero con préstamos para estudiantes: dos formas sencillas
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Para ahorrar en préstamos estudiantiles, incrementa los pagos mensuales o refinancia a una tasa de interés menor. Aumentar los pagos reduce el tiempo y el interés total pagado. Refinanciar puede disminuir el porcentaje de interés y el costo total del préstamo. Ambas estrategias pueden resultar en ahorros significativos a lo largo del tiempo.…
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Diferencia entre tarjetas de cargo y tarjetas de crédito
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Las tarjetas de crédito ofrecen un saldo renovable con intereses por saldo no pagado, mientras que las tarjetas de cargo deben pagarse en su totalidad mensualmente sin intereses. Las tarjetas aseguradas requieren un depósito de garantía, a diferencia de las no aseguradas. Las tarjetas de cargo suelen ser para usuarios solventes o empresas y pueden …
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¿Qué significa la crisis del coronavirus para sus finanzas? - Los profesionales del crédito
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La crisis del coronavirus ha impactado significativamente en la economía, afectando la bolsa de valores, el empleo y la vida diaria. Es esencial mantener la calma y evaluar la situación de manera racional. Proteger su puntaje crediticio durante la pandemia implica comunicarse con prestamistas si se ve afectada su capacidad de pago. Los bancos puede…
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Top 3 Tips To Qualify For A Mortgage Loan
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To qualify for a mortgage, lenders evaluate creditworthiness, focusing on credit score, stable income, low debt-to-income ratio, and clean payment history. Mortgages are long-term loans secured by property, with varying terms and interest types. Credit scores range from 300-850, influencing loan access. FHA loans require a minimum 580 score for a 3…
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Facebook & LinkedIn Data Breaches: Identity Security
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Identity theft is a growing threat, particularly on social media platforms, costing millions to victims. Types of online identity theft include account takeover, card fraud, and more. Signs of theft include strange transactions and unrecognized accounts. Protecting yourself involves checking financial statements, monitoring credit reports, and usin…
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August Newsletter - The Credit Pros - The Credit Pros
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The article provides insights on credit repair and management, suggesting quick sign-up for credit repair services, and discusses the impact of closing credit cards and the usefulness of retail store cards for credit health. It also introduces UltraFICO, a new credit score model.על ידי The Credit Pros
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What Does Coronavirus Crisis Mean For Your Finances? - The Credit Pros
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The coronavirus crisis affects finances by disrupting the stock market, interest rates, employment, and credit accessibility. The Credit Pros advise not to panic and to logically assess the situation, noting that market volatility doesn't directly translate to personal financial impact. It's crucial to contact lenders if payment issues arise due to…
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Datos de tendencias: los profesionales del crédito
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Los datos de tendencias son información histórica de pagos de tarjetas de crédito que muestran cómo los consumidores han manejado su deuda a lo largo del tiempo. Esto incluye montos de pagos mensuales y si los balances se pagan completamente o se llevan al siguiente mes. Los datos de tendencias son importantes porque ofrecen a los prestamistas una …
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Cómo reducir su tasa de utilización de crédito
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La tasa de utilización del crédito es clave para los prestamistas al evaluar la capacidad de un individuo para manejar deudas. Mantener una baja tasa de utilización, idealmente inferior al 30%, demuestra responsabilidad crediticia. Pagar saldos, mantener cuentas con saldo de $0 y saber cuándo se reporta la deuda a las agencias son formas de optimiz…
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La diferencia entre informes crediticios y puntaje crediticio
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Los informes crediticios contienen detalles de actividad crediticia y pagos, mientras que los puntajes crediticios son cálculos numéricos de riesgo crediticio basados en esos informes. Hay tres principales agencias de informes (Equifax, Experian, TransUnion), y aunque cada persona tiene derecho a informes crediticios gratuitos anualmente, los punta…
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Does Checking Credit Scores Lower It? 2023 Easy Guide
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Checking your credit score does not lower it, but there are two types of credit inquiries: soft and hard. Soft inquiries, like checking your own credit score, do not affect it, while hard inquiries, typically done by lenders when you apply for credit, can lower your score slightly. It's recommended to check your credit score annually for free and t…
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The article provides a step-by-step guide on budgeting for your first home. It focuses on choosing the right home size based on current needs, down payment strategies, understanding mortgages, and accounting for additional expenses and payment changes. The goal is to ensure readers make financially responsible decisions when buying their first prim…
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Credit Cards 101: Part 2 - Debt Payoff Strategies
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Credit card debt can damage credit scores, even with on-time payments. Paying off debt in one go is often unrealistic, but strategies like balance transfers, consolidation loans, and the 'Totem Pole' method can help manage and reduce debt, potentially boosting credit scores.על ידי The Credit Pros
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Cómo aumentar el puntaje crediticio (RÁPIDO y con cronogramas) - The CreditPros
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Para mejorar el puntaje crediticio rápidamente, es clave abrir cuentas nuevas, pagar deudas, monitorear y disputar errores en informes de crédito, y aumentar límites de crédito. Estrategias específicas dependen del objetivo de puntos a aumentar y el tiempo disponible, con acciones como pagar facturas a tiempo y gestionar la utilización de crédito. …
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¿Cómo funciona una línea de crédito sobre el valor de la vivienda (HELOC)? - Los profesionales del crédito
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Una línea de crédito sobre el valor líquido de la vivienda (HELOC) es una línea de crédito renovable con garantía en la vivienda del propietario, que permite retirar fondos hasta un límite establecido y solo pagar intereses sobre la cantidad utilizada. Los HELOC tienen tasas de interés más bajas y son útiles para financiar grandes gastos como refor…
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How To Handle Credit Card Debt Problems - 2022
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Handling credit card debt involves understanding available tools such as balance transfers and debt consolidation, and adopting strategies based on one's ability to pay. Solutions range from transferring balances for lower interest rates to debt consolidation loans. Bankruptcy is usually not the best option, and certain actions like payday loans, u…
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What You Need To Know About The National Consumer Assistance Plan
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The National Consumer Assistance Plan (NCAP) was established by Equifax, Experian, and TransUnion to improve credit report accuracy and consumer dispute processes. It introduced reforms such as a waiting period for medical debt reporting, enhanced dispute resolution for identity theft, removal of non-contractual debts from reports, and requirements…
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All You Need To Know About Credit Builder Loan- 2022
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Credit builder loans, offered by credit unions and online lenders, are designed for individuals with poor credit to help improve their scores. The loan amounts are small and are held in an account until fully paid, acting as forced savings with credit-building benefits. They differ from other loans as they offer a way to prove creditworthiness thro…
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5 Ways To Save More Money Shopping On Amazon
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Amazon offers various programs to help shoppers save money: Amazon Prime with multiple benefits, Amazon Outlet for clearance deals, Gold Box Deals for daily and lightning offers, Amazon Student for college student perks, and Amazon Mom for parents' discounts and coupons.על ידי The Credit Pros
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Damon Decrescenzo sobre el podcast del CEO de 7 figuras
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Damon DeCrescenzo, CEO de The Credit Pros, ha sido entrevistado en el podcast 'CEO de 7 cifras' de Casey Graham, discutiendo su amplia experiencia emprendedora y compartiendo estrategias para construir un equipo fuerte y lograr el éxito empresarial. La empresa sigue creciendo, lanzando una aplicación móvil y expandiendo su equipo.…
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How You Are Hurting Your Credit Score
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Your credit score may suffer due to unreviewed credit reports, forgotten accounts like utilities, unused credit cards with undetected fraud, high credit utilization ratio, or avoiding credit use altogether. Regularly checking your credit report, closing old accounts, monitoring all card statements, managing credit balances, and responsibly using cr…
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How Credit Scores Are Built & Improved - Part Four
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Understanding FICO credit scores is crucial for financial success. Scores are based on 5 categories, with 'Mix of Credit' and 'New Credit' each contributing 10%. A diverse mix of credit, including installment and revolving accounts, suggests lower risk to lenders. Closed accounts, both positive and negative, can impact one's credit score for up to …
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¿Cuánto tiempo permanecen los pagos atrasados en su informe de crédito?
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Los pagos atrasados permanecen en el informe de crédito por 7 años, pero el impacto disminuye con el tiempo. Es crucial realizar pagos a tiempo, ya que los pagos tardíos pueden afectar gravemente el puntaje crediticio. Hay maneras de manejar los pagos atrasados, incluida la disputa de errores y el pago inmediato dentro de los 30 días. Los servicios…
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CFPB demanda a Navient: impacto en los prestatarios de préstamos estudiantiles
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La CFPB demandó a Navient, servicio de préstamos estudiantiles, por engañar a prestatarios y optar por soluciones costosas. Navient niega mala conducta y cuestiona la motivación política y la aplicación retroactiva de nuevas normativas de la CFPB. Navient afirma que promueve activamente los planes de pago basados en ingresos y combatirá las alegaci…
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Subsidized Loans - A Comprehensive Guide In 2023
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Subsidized loans are federal loans for undergraduates with financial need, where the government covers the interest during school and a grace period. They differ from unsubsidized loans, which are available to all students but accrue interest immediately. Subsidized loans have borrowing limits and are not available to graduate students. They offer …
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Mala calificación crediticia: 5 factores fundamentales
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Una mala calificación crediticia puede ser el resultado de pagos atrasados, bancarrota, co-firmar préstamos, demasiadas solicitudes de crédito y no reportar errores en el informe crediticio. Estos factores pueden afectar gravemente la capacidad de obtener crédito favorable. Se puede mejorar el puntaje crediticio manteniendo un comportamiento de pag…
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Boletín de agosto - Los profesionales del crédito - Los profesionales del crédito
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2:41
Los artículos cubren temas financieros: préstamos a plazos, datos de tendencias en créditos y la importancia de los cofirmantes en 2023. Explican cómo funcionan los préstamos, la relevancia del historial de pagos para el crédito, y consejos para elegir un cofirmante.על ידי The Credit Pros
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Eliminación de deuda: Bank Of America y JP Morgan Chase News
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3:26
Bank of America y JP Morgan Chase han decidido eliminar las deudas impagas de los informes crediticios, afectando a casi un millón de ciudadanos en EE. UU. Estas deudas, aunque nulas tras la quiebra de los bancos, han causado problemas a los deudores. El Tribunal señaló que no actualizar estos informes es una violación de la ley federal. Los bancos…
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Cómo recuperarse de una quiebra médica: los profesionales del crédito
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Recuperarse de una quiebra médica en EE.UU. es posible eligiendo el tipo correcto de quiebra, entendiendo que no es el final y reconstruyendo el crédito con tarjetas aseguradas.על ידי The Credit Pros
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How To Handle Working From Home - The Credit Pros
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Working from home requires discipline in maintaining a schedule, setting clear boundaries with coworkers, incorporating personal time, and minimizing non-work distractions like excessive messaging. Establishing and adhering to a routine mimics office structure and helps balance work and personal life, even under remote conditions.…
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Rebuilding Credit After Divorce - Effective Ways
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Divorce can severely impact your credit due to joint accounts, increased expenses, and potential identity theft. Protecting your credit involves separating joint debts by selling assets, refinancing, or paying off the debt yourself. Rebuilding credit after divorce includes checking your credit reports, disputing errors, and establishing individual …
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La guía rápida y sucia para su puntaje crediticio: The Credit Pros
3:52
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Su puntuación crediticia es una medida numérica de su solvencia, afectando las tasas de interés y las condiciones de préstamo. Se compone de historial de pagos, montos adeudados, mezcla de crédito, duración del historial crediticio y nuevo crédito. Las agencias de crédito ofrecen diferentes versiones de su puntaje. Para mejorar su crédito, consider…
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Diga adiós a las tarjetas prepago: consejos para la libertad financiera | Los profesionales del crédito
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Las tarjetas de crédito prepagas son criticadas por sus altas tarifas y la falta de beneficios crediticios, a diferencia de las tarjetas de crédito aseguradas que ofrecen tasas razonables y reportan a las agencias de crédito, lo que puede ayudar a construir un historial crediticio.על ידי The Credit Pros
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Trucos de puntaje crediticio para 2021: los profesionales del crédito
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3:15
Para mejorar su puntaje crediticio en 2021, considere tácticas como abordar deudas de tarjetas de crédito con el método de bola de nieve, refinanciar deudas con altas tasas de interés y consolidar tarjetas de crédito en un pago con menor interés. Además, es esencial revisar su informe de crédito anual para disputar errores y fraudes. Estas estrateg…
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¿Qué es una línea de crédito? - Consejos útiles para LOC en 2023
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Una Línea de Crédito (LOC) es un préstamo flexible de un banco o cooperativa de crédito que permite retirar dinero hasta un límite máximo. Difiere de un préstamo tradicional y tiene varios tipos, como créditos personales y HELOCs. Se requiere un buen puntaje crediticio para calificar, y la gestión responsable incluye pagar a tiempo y no usarla como…
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Guía para eliminar consultas difíciles: The Credit Pros
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El artículo explica los tipos de consultas de crédito, enfocándose en las consultas duras y cómo estas impactan el puntaje crediticio. Se detalla la diferencia entre consultas suaves y duras, el proceso para disputar errores o fraudes en las consultas duras, y la importancia de revisar regularmente los informes de crédito para mantener una buena sa…
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Phone Calls From Collection Agencies
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To combat harassment by collection agencies, send a written notice via Certified Mail demanding contact only by mail. If they call again, it's illegal and you can sue.על ידי The Credit Pros
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Mitos sobre la puntuación de crédito que necesita saber: tarjetas prepagas: los profesionales del crédito
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3:12
Las tarjetas de crédito, tanto tradicionales como de tiendas minoristas, pueden influir en tu puntaje crediticio si las manejas bien. Las tarjetas de débito y prepagadas no afectan directamente tu puntaje, pero un uso indebido de la tarjeta de débito puede resultar en deudas que sí afectarían tu crédito. Las tarjetas prepagadas no inciden en el pun…
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Lo que necesita saber sobre el Plan Nacional de Asistencia al Consumidor
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El Plan Nacional de Asistencia al Consumidor (NCAP) es un acuerdo implementado por Equifax, TransUnion y Experian para mejorar la precisión de los informes de crédito y facilitar el proceso para los consumidores. Incluye cambios importantes como un período de espera de 6 meses para informar deudas médicas, eliminación de deudas no contractuales de …
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Califique para una hipoteca con puntajes crediticios decentes
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Antes de solicitar una hipoteca, es crucial revisar y mejorar su crédito. Gravámenes fiscales, juicios y atrasos en manutención infantil pueden impedir la aprobación. Los gravámenes fiscales pueden permanecer indefinidamente en su informe, los juicios durante 7 años y los atrasos en manutención no afectan su puntaje FICO pero sí la elegibilidad par…
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¿Las tarjetas de crédito prepagas mejorarán los puntajes crediticios? - 6 usos clave
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Las tarjetas de crédito prepagas no mejoran el puntaje crediticio porque su uso no se reporta a las agencias de crédito. Son fáciles de obtener y útiles para presupuestos, pero no para construir crédito. Alternativas como ser usuario autorizado, tarjetas de crédito aseguradas y tarjetas de crédito de tiendas pueden ayudar a mejorar el puntaje credi…
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