6/2/2024 - Lamentations 3:22-24 - Facing Change by Richard Schwartzעל ידי Richard Schwartz

The city is in a heated debate over whether to turn Mason Rudolph Golf Course into a park, and Chris concedes he may have rushed to judgment. Plus, Ryan's suggestion to put Lee Greenwood in charge of an EV battery company, and theories on why Ludacris needs a hoe in each area code.על ידי Clarksvillenow.com

Warning - Risks of Rental Demand Declining When Investing in Real Estate Risk, risk, risk... Life is full of risks. To a limited degree, we get to choose which risks we voluntarily take on. For example, if you choose to invest in real estate, you choose to take on some additional risks that you might not—directly—face if you opt to invest in someth…

על ידי First Baptist Church Clarksville

Over the last couple of months, we have gone through Biblical stories of people who encountered God in life-changing ways. This week, we close out our series by looking at John, whose knowledge of Jesus’ love for him informed his view of himself, of God, and of the world around him. We can learn a lot from John’s teachings if we are willing to reco…

It's Memorial Day weekend, which means Chris and Ryan are too busy to do their actual jobs. So let's revisit this hit episode from September 2023: A woman gave birth alone in her cell at the county jail - could it have been prevented? Also, how parents are working to improve recess, and the cute story of a little boy who won a girl's heart by givin…

Private Mortgage Insurance Myths Reputation can be a challenging thing. I have found, through many conversations with clients over the years, that Private Mortgage Insurance (PMI) has a questionable reputation with home buyers in general and investors in particular. However, much of its reputation is based on half-truths, bad information, lies, and…

על ידי First Baptist Church Clarksville

Paul is one of the most accomplished people in the history of the world, and yet he never boasts of his successes. Instead, he boasts of his weaknesses and, more importantly, how he experienced God within them. In this sermon, we look at the importance of weaknesses, how God uses them in our lives, and how he uses them — for us and for the world. K…

Guest Speaker Rev. Tom Darnell, Pastor of Spiritual Formation, Nashville Presbyteryעל ידי Richard Schwartz

As we close in on becoming Tennessee's fourth-largest city, here's what that means for Clarksville's future. Also, behind the scenes on news that Amazon tripled their hiring, the downtown sinkhole was actually a "dropout," and Chris and Ryan debate whether you should throw candy during parades.על ידי Clarksvillenow.com

Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …

How do you continue to experience God even when you have failed him? In this sermon, we look at Peter and his betrayal of Jesus, and then how Jesus heals him, restores him, and calls him from a place of love. Key Verses: John 21:15-19

על ידי First Baptist Church Clarksville

5/12/2024 - Mark 3:20-35 - Our Highest Priority by Richard Schwartzעל ידי Richard Schwartz

Stories of disaster from the hail and flooding in Clarksville, and the local school district says no to arming teachers with guns. Plus, a cool new development is coming for the downtown snuff warehouses, and Ryan has a great DI idea to save money on EV fire blankets.על ידי Clarksvillenow.com

How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…

על ידי First Baptist Church Clarksville

During a time of transition and upheaval, God comes to Isaiah in a vision, and calls him to be a prophet. But first Isaiah must pass through several revelations about God and himself. In this sermon, we look at what Isaiah saw and how it can show us what an experience with God can mean for us today. Key Verses: Isaiah 6:1-8…

5/5/2024 - Acts 2:42-47 - The Marks of the Spirit's Work by Richard Schwartzעל ידי Richard Schwartz

Breaking down what the 65% increase in home values means for property taxes in Montgomery County. Plus, residents of a Clarksville subdivision are fighting an HOA, an update on the big Wheel Shop fire, and Chris gardens so hard he begins to hallucinate.על ידי Clarksvillenow.com

How to Calculate PMI If you're a house hacker, Nomad™, investor buying properties with less than 20% down, or buying creatively where the seller has PMI, you'll want to make sure you know how to analyze deals that have Private Mortgage Insurance. In this mini-class, James will cover how to analyze deals that have PMI, with an emphasis on doing it u…

Where do you go when you are at the edge of exhaustion and facing an impossible situation? Elijah goes to God and finds an unexpected experience of silence and stillness — which was exactly what he needed. In this sermon, we look at the importance of stillness and how it can shape our hearts in the midst of our daily lives. Key Verses: 1 Kings 19:8…

על ידי First Baptist Church Clarksville

Guest Speaker Rev. Weston Duke, RUF Middle TN Stateעל ידי Richard Schwartz

Another large apartment complex is planned in Clarksville, and that's good news. Plus, the risks of building houses too close together, the Microvast layoff, the problem with bald eagles, what a quarter gets you at ALDI's, and Chris has a problem with Huey Lewis.על ידי Clarksvillenow.com

In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …

על ידי First Baptist Church Clarksville

One of the most frustrating things we can experience in our lives is an unanswered prayer. In this sermon, we look at how Hannah faced her unanswered prayers, and how she ultimately experienced God through them in powerful ways. Key Verses: 1 Samuel 1:9-18

Guest Speaker Chase Daws, RUF Vanderbiltעל ידי Richard Schwartz

It's time to find out how much more your house is worth - and your taxes may be going up because of that. Also, arena football is coming to Clarksville, Ryan shows off his cummerbund, and why the "Frankmobile" was a terrible idea.על ידי Clarksvillenow.com

Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…

על ידי First Baptist Church Clarksville

Throughout this series, we are going through Biblical stories of people who experienced God in profound ways. This week, we look at Jacob, who wrestled with God and came away with a limp and a blessing. This unusual experience with God contains lessons for our lives today. Key Verses: Genesis 32:22-32…

4/14/2024 - Philippians 2:5-11 - Walking the Path by Richard Schwartzעל ידי Richard Schwartz

Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…

It was eclipse week in Clarksville, and some enjoyed it more than others. Plus, we're back on Money magazine's Top 50 list, and Ryan tells Chris about his mom's pantaloons.על ידי Clarksvillenow.com

על ידי First Baptist Church Clarksville

Jesus made the astounding promise that we can be friends with God. One of the ways by which we come into friendship with God is to experience him — not only as someone in ancient stories, but also as someone who is alive, in our hearts, today. But how? In this sermon, we look at the one of the most famous experiences of God, Moses and the Burning B…

4/7/2024 - Luke 24:36-49 - The Startling Implications of the Resurrection by Richard Schwartzעל ידי Richard Schwartz

How to Analyze Buying a Rental Property at a Discount in Clarksville Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the te…

על ידי First Baptist Church Clarksville

When Jesus dies rises from the grave, he is putting his love on full display — for us. In this sermon, we celebrate his resurrection by looking at his great love for us, what it means, and how it can change us in the deepest of ways. Key Verses: Romans 5:6-11

3/31/2024 - 1 Corinthians 15:1-11 - Things of First Importance by Richard Schwartzעל ידי Richard Schwartz

A hair-pulling incident at a Clarksville school sparks a bigger debate about how to handle special-needs children. Plus, the story of Stockade Annie, who earned a lifetime pass to Fort Campbell after shouting down the commanding general. Also, Ryan is scaredy-pants of traffic circles.על ידי Clarksvillenow.com

How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…

The last words Jesus says before he dies show us, thousands of years later something incredibly powerful — the culmination of a life that was grounded in the reality of God, his calling, and most importantly his love. In this sermon, we look at these last words of Jesus and explore how they can help us face our lives, and our deaths, with this same…

על ידי First Baptist Church Clarksville

Guest Speaker Rev. Will Cote, RUF APSUעל ידי Richard Schwartz

School officials have changed their mind about two-story buildings, despite the cost. Plus CMCSS is joined by over 30 Tennessee districts in a lawsuit against TikTok, Facebook and others. And Ryan reveals the exercise scandal that got Chris in trouble with HR.על ידי Clarksvillenow.com