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Money Mile

Justin Waller

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Designed for active people looking to be active throughout their lifetime. We break down complex financial topics into mile-sized bits of education to help you make decisions confidently.
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What if syncing your workouts to your menstrual cycle could mean the difference between podium finishes and painful struggles? Kateryna Moisyeyeva—widely known as Coach Kat —has lived it. After escaping an abusive marriage and starting from scratch in triathlon, she turned personal trauma into elite-level achievements and a groundbreaking approach …
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In this episode, I sit down with Kirsten McCay, a triathlete, coach, and personal trainer excelling in both endurance sports and motherhood. She’s won her age group at the 70.3 North American Championships twice, even after spinal surgery—showcasing her resilience and mental toughness. Kirsten talks about balancing intense training with parenting, …
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What does the home-buying process look like? How do you navigate interest rates? What type of loan best suits your needs? These are just a few of the questions David Gulbransen is uniquely qualified to answer. David is a loan officer in Northern California whose focus is providing the best communication, service, product knowledge, and transparency…
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Ollie has been a running and strength coach in the fitness industry for over a decade. He’s an avid runner who enjoys everything from 5ks to ultramarathons. He’s worked with triathletes and has a wealth of knowledge on athletic conditioning. He is also the host of, “Training to Endure,” a podcast that shares interesting stories and interviews about…
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Lisa Bishop is a four-time qualifier for the Ironman 70.3 world championships and a two-time age-group winner for the 70.3 distances. She's also a wife, mom, full-time employee, and competitive athlete. Lisa shares her story about starting in triathlon and how she balances and manages her athletic hobby and work and home life. You will want to hear…
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Those of us with families and an active lifestyle may find it challenging to find time to read. The opportunity to listen to audiobooks is one ancillary benefit of training. In this episode of Money Mile, you’ll hear 5 audiobook recommendations with valuable financial information. If you’re looking for your next read (or listen) you won’t want to m…
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Have you ever wondered what it would be like to become a pro triathlete? Laura “Sid” Siddall did just that. Laura has spent the past 10 years competing professionally all around the world. She joins me today to discuss her professional triathlon career, her involvement in various nonprofit organizations, and the key differences between men's and wo…
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As a sub-9 Ironman, Parker Kerth is hard to beat. This NVDM senior triathlon coach is a podcaster and all-around athlete. In this episode of Money Mile, you’ll hear how he got started coaching and how he uses data to up his game. Make sure to stick around until the end to hear today’s Question on Course: How do you factor in finances with a blended…
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Are you tired of trying all kinds of different tech solutions to manage your cash flow? Or maybe you’re still burying your head in the sand and simply crossing your fingers that your expenses will be less than your income this month. The biggest challenge people have with their cashflow is their lack of spending awareness. This is because, for most…
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Many of you have heard of the famous 60-40 portfolio, but is it a realistic portfolio distribution? I recently had a listener ask this question. In this episode of Money Mile, we’ll explore what it means to save for retirement and how the accumulation and decumulation phases differ. Then we’ll dive into the nitty-gritty of portfolio distributions. …
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In today's episode of Money Mile, you’ll learn about my process for updating my clients' and my own retirement income projections to get a sense of the process I follow when helping clients. Are you ready for your mile-sized bit of financial education? Click play to get started. You will want to hear this episode if you are interested in... The pri…
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Do you ever think about the future of triathlon? It lies with the next generation. Christina Dorrer is an inspirational triathlete who is breaking the barriers of multisport so that kids from all walks of life can participate. In this episode of Money Mile, you’ll hear a bit about Christina’s accomplishments, but also about those of the kids she ha…
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As triathletes, we are naturally competitive–we like to win! However, winning in a race is much different than winning with money. Finances can cause abundant stress in life, but there are ways that you can design your life so that you win with money. In this episode, you’ll learn five ways to win with money, so grab your earbuds and training shoes…
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Kathy Grady has been involved with triathlons for more than 20 years. She won her age group at the Des Moines 70.3 and even finished 3rd in her age group at the Oregon 70.3–with an injury! This extraordinary athlete and high-performing coach is here to discuss her journey in triathlon, her experience with coaching, and how she is actively overcomin…
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Jamie So has participated in 19 Ironmans and over 70 half-Ironmans. She has even raced the Eagleman 70.3 for 18 consecutive years. Are curious to hear how Jamie has accomplished competing in all of these races? Click play to find out. You will want to hear this episode if you are interested in... How she got started in Ironman [2:22] How Jaime defi…
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Science educator and health and wellness coach, Dr. Denise Allen joins me today to discuss her incredible healing journey back to becoming a top-tier triathlete. Not only has she had the opportunity to race at the 2023 World Triathlon Championships, but she also received the 2022 USAT Multisport Most Inspirational Comeback Award. Denise’s story wil…
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How can you perform at a top level in your triathlon? Learn from those who are doing their best! In this episode of Money Mile, we explore the intersection of triathlon and finance with Rebecca McKee. Rebecca has learned how to overcome obstacles to do her very best. She shares her journey by discussing her experiences and challenges in this open c…
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Total Body Fitness creates a positive impact on over 6000 athletes each year! However, Total Body Fitness doesn’t just put on races they also introduce and train new athletes in the sport of triathlon. On this episode, Mark Shaw and Bill Driskill join me to discuss how they have been spreading the sport of triathlon to the world for over 30 years. …
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If you have listened to Money Mile lately, you have probably heard our financial training plan episodes. It’s finally time to wrap them up now that we have taken a dive through the main financial planning topics at the sprint, Olympic, and long course levels. In addition, we’ll discuss what’s coming next for the show, so listen in to hear what you …
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Here at Money Mile, we love to shine the light on good people doing great things in the sport and our guest today is so positive that her own light shines through on this episode. Pam Coley is a successful small business owner, mother, grandmother, and an average person who enjoys triathlon. On this episode, you’ll hear how she got into the sport, …
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In today's episode, we will finish the tax planning portion of your financial training plan at the long-course level. We can compare this to the technique and efficiency work in your triathlon training plan. To help you keep more of your resources throughout your lifetime, we want to ensure your tax strategy is well-designed. My goal today is to gi…
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If you want to learn how to improve the amount you pay in taxes you won’t want to miss this episode. Steven is the CEO and Lead CPA at Retirement Tax Services, an active former triathlete turned OCR racer, host of the first annual Retirement Tax Services Tax Summit, host of The Least Boring Tax Podcast, and author of Don’t Get Killed by Taxes, so h…
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Your investment portion of your financial training plan is similar to the strength training you do in your physical training plan. My goal is to ensure that your investments are strong enough to support you so that you can live your best life. In this episode of Money Mile, I’ll share two concepts that you can implement in your investment portfolio…
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On this episode of Money Mile, I had the opportunity to chat with Allison Trucillo–a mom, a physician, and a triathlete. In this episode, we discuss how Allison got started in the sport, what she considers her best investment in triathlon, her accomplishments, and so much more. Listen in to hear how this dedicated triathlete made it to the World Ch…
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On this episode of Money Mile, we are wrapping up your financial training plan by looking at retirement income at the long-course level. I equate a retirement income strategy with the nutrition and hydration component of triathlon training. Many of us have experienced a nutrition-related “bonk” in a race or a long training session. My goal with thi…
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Jenn O’Keefe isn’t afraid to break free of her comfort zone. In this episode of Money Mile, you’ll hear Jenn’s story, the challenges she’s faced, her ups and downs, her proudest moment in triathlon, and so much more. Jenn even opened my eyes to a new triathlon challenge I had never considered before. Listen in to hear what it is. You will want to h…
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In life, you need to have a backup when things don’t go according to plan. In your training we call this a contingency plan, in life, we call this risk management. In this episode of Money Mile, we’ll dive deep into the dangers of the infinite banking strategy–one risk management strategy posing as a good investment strategy. Listen in to learn why…
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Since Money Mile stands at the corner of triathlon and personal finance we like to highlight the age group triathletes who are the lifeblood of our sport. In our interviews, we’ll shine the light on good people doing great things. In this interview with Julie Dunkle, you’ll hear about her journey with triathlons, her winning spirit, and her recent …
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Here at Money Mile, we help active, time-crunched people increase their confidence in their finances while increasing their fitness. We focus on educating runners and triathletes who are looking forward to an engaged, phased financial independence and who are ultimately interested in leaving a meaningful legacy. Today, we’ll focus on the legacy asp…
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Since Money Mile stands at the corner between triathlon and personal finance, we want to take the opportunity to highlight some amazing triathletes who are doing great things to further the sport. On this episode of Money Mile, you’ll hear from our first special guest–Cathy Casey. Cathy shares how she levels up her triathlon experience, builds her …
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Let’s face it, sometimes personal finance can seem like a foreign language. However, understanding your finances is essential to living the life you want. On this episode of Money Mile, we’re going to level up your understanding of investment management. If you feel like you need more of a basic tutorial on investments, check out episode 25 first t…
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Even the best-laid plans veer off course occasionally. As a triathlete, you probably know all about things going wrong in a race. If you haven’t had to change up your race plan in the middle of a race, you probably know someone who has. In the same way, you need a contingency plan for your triathlon, you need a contingency plan for your finances. I…
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If you listened to episode 24 you already understand the basics of income tax planning. Today we’re going to kick it up a notch by discussing additional income tax information that will help you increase your tax efficiency. You will want to hear this episode if you are interested in... Changing tax laws [1:42] The differences between traditional a…
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In episode 23 we discussed cash flow at the sprint distance level of training. In that episode, you learned that you shouldn’t spend more than 30% of your income on housing and you should be saving 20% of your income each month. On this episode of Money Mile, we’re going to level up the cash flow component of your financial training plan. Listen in…
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James Brown passed away in 2006* with a $90 million estate yet, because it was contested, it wasn’t until 2021 that his final wishes were realized. I don’t want this to happen to you! This is why, on this episode of Money Mile, we’re diving deeper into estate planning. In episode 22 we covered estate planning at the sprint level and today we’re lev…
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Do you remember that scene in Wizard of Oz where the wizard says, “Pay no attention to the man behind the curtain?” We then learn that the all-powerful Wizard of Oz was really just a random dude with some technology. So that you don’t think I am simply a random dude with a bit of technology, today, I’ll give you a glimpse behind the Money Mile curt…
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Where are you going? How are you going to know how to get there? You won’t know where you are going financially unless you have considered your goals. When you are done listening to this episode, I want you to feel confident about your financial goals. If you are new to the Money Mile podcast, welcome! This is the number one financial podcast desig…
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You wouldn’t start a race without a flat repair kit for your bike. In the same vein, you’ll want to make sure that you are protected against the various risks that life involves. On this episode of Money Mile, we’ll consider risk management and how to come up with a contingency plan for the random financial issues that could arise to throw you off …
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Thinking about investments can feel daunting in the same way that strength training can. When you finish listening to this episode you’ll feel empowered to think about investments as a way to help you build wealth. In the same way that strength training will help you get faster, your investments will help you race toward financial independence. Lis…
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Benjamin Franklin once said that the only things that are certain in life are death and taxes. Since we already discussed estate planning that means it’s time to cover taxes. Taxes fall into the efficiency and technique equivalent in our financial training plan. This is why today you’re going to learn how to improve your efficiency so that you can …
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Do you feel like money just slips through your fingers when you get it? Learning to manage your cash flow is an essential part of your financial training. Without this key component, it will take you even longer to reach financial independence. Cash flow is the equivalent of nutrition and hydration in your financial training plan. Today, you’ll lea…
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Estate planning is most people’s least favorite financial topic, so why would I consider it the equivalent of a sprint distance triathlon? That’s because this is the only area of financial planning that applies to everyone. That’s right, estate planning is for everyone–not just the rich and famous. If you don’t have an estate plan in place – make s…
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Are you looking for financial education in mile-sized bits? If so, then Money Mile might be just right for you. Money MIle is the best financial education podcast designed for triathletes and runners–never mind that it’s the only financial education podcast designed for triathletes and runners! Our goal is to help busy, active athletes who are work…
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One of the most frequent questions I get is what does a financial planner actually do? The next most common question is do I need one? On this episode of Money Mile, we’ll explore both of these questions in greater detail. You’ll learn the different types of titles that financial professionals might have, the roles they play, the certifications the…
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One of the largest lifetime expenses that many Americans face is taxes. Since we all have to pay taxes on our income and we (ideally) earn an income or profit from our investments, we have to pay taxes on our investments as well. This is why it is important to consider the types of investment accounts you hold. If you are interested in minimizing y…
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Do you have a spending plan? Or do you just wing it and hope for the best? If you remember episode nine, The First Foundation of Financial Fitness, you’ll remember that you should spend less than you make. Hopefully, you are already doing that. Today’s episode takes that foundation up a notch to help you keep track of where your money is going. In …
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We’re all looking for the best investments that we can make. While I can’t tell you what the next hot stock will be, I can give you some unconventional investment ideas that you may not have thought of before. Since I don’t know you from a hot rock, I can’t give you specific investment advice. I simply want to give you a few ideas and strategies to…
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Not everyone has a pension plan, but if you do it could be a tremendous boon to your plans for financial independence. A pension plan seems cut and dry, but in this episode of Money Mile, you’ll hear five ways that you could optimize your pension so that you can maximize your benefits. Let’s share a mile together so that you can learn how to maximi…
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In the last episode of Money Mile, you met Harry and Jenny–two hard-working triathletes working toward living a good life both now and in the future. Now that Harry and Jenny have built their money machine, they are ready to start planning for their kids’ college education. Today you’ll learn 6 tips that can help ensure that you get your kids off t…
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Even though money doesn’t grow on trees, there is a way to build your own money machine. Unfortunately, this money machine won’t look like your own personal ATM that you keep in your basement. However, it will help you achieve financial independence. In this episode of Money Mile, you’ll learn how to build your own money machine with the story of t…
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