Simplify Your Family Budget: The 5-Account System That Changes Everything with Brittany Flammer (Ep 260)

Wannabe Clutter Free | Declutter, Simplify, Find Freedom

In this episode, Deanna discusses how to make budgeting feel less overwhelming with the help of financial coach and mom of five, Brittany Flammer. Together, they break down a simple, stress-free system using five essential bank accounts to create clarity and control over family finances. You'll walk away with practical steps to organize your money, reduce financial tension, and make confident spending decisions.

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Resources Mentioned

(some may be affiliate links - thanks for supporting the show at no extra cost to you):

• ⁠Get my children's book: Lenora and Her Super Duper Messy Room⁠
• ⁠⁠Get all the links and resources at wannabeclutterfree.com/260
• Crew Bank Account
• Betterment Bank Account

Connect with

Brittany Flammer

• ⁠⁠Instagram⁠⁠
• ⁠⁠Brittany’s Website⁠⁠

Follow Deanna Yates, the host of Wannabe Clutter Free on:

• ⁠⁠Instagram⁠⁠
• ⁠⁠Facebook⁠⁠
• ⁠⁠Website⁠⁠

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In this episode of the Wannabe Clutter Free podcast, the host, Deanna Yates, interviews Brittany Flammer, a financial coach and mom of five who has mastered the art of budgeting without the stress. Brittany shares her family’s journey of raising five children on an average income of $40,000 per year while building a net worth of over $800,000. Through real-life examples and heartfelt insights, she breaks down her step-by-step system for managing money with intention, clarity, and calm—even when finances feel tight.

Brittany introduces a powerful strategy using five key bank accounts to simplify money management, minimize financial tension, and make everyday spending decisions easier. From emergency savings to individual fun accounts, she outlines how automating and separating funds can transform financial overwhelm into empowerment. Whether you're new to budgeting or ready to refine your system, this episode offers practical tools and a fresh mindset to help your family thrive financially.

This episode of the Wannabe Clutter Free podcast will help you discover:

1. How Brittany and her husband built wealth on a modest income
2. The five essential bank accounts every family should have
3. The power of automation and visual separation in budgeting
4. Tips for setting up accounts for kids and teaching them money habits
5. Ways to reduce financial tension and feel more confident about your money decisions

Time Stamps:

00:00 Welcome and Introduction

00:20 Meet Brittany Flammer: Financial Coach and Mom of Five

01:41 The Power of Multiple Bank Accounts

05:44 Essential Bank Accounts for Every Family

12:52 Bonus Accounts and Additional Tips

24:13 Managing Finances: Moving Money Between Accounts

25:12 Structuring Finances for a $60,000 Income

28:34 Choosing the Right Bank Features

31:41 Setting Up Accounts for Kids

35:44 Reducing Financial Tension in Relationships

38:56 Actionable Steps for Financial Clarity

44:01 Conclusion and Final Thoughts

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Music: Fresh Lift by Shane Ivers - ⁠⁠https://www.silvermansound.com⁠⁠

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We’d love to hear how you’re applying the strategies discussed in this episode. Share your stories and tips with us on social media (@wannabeclutterfree). Don’t forget to subscribe for more insightful episodes designed to make your busy life a bit easier.

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