Was she the victim of foul play, an accident, or did she choose to disappear? In this episode of The Vanished, we retrace Diana’s last known movements, strange witness accounts, and the lingering mystery that has never been solved or.. was never meant to be solved.
Player FM - Internet Radio Done Right
Checked 6d ago
הוסף לפני six שבועות
תוכן מסופק על ידי Nancy L. Cavey. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי Nancy L. Cavey או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.
Player FM - אפליקציית פודקאסט
התחל במצב לא מקוון עם האפליקציה Player FM !
התחל במצב לא מקוון עם האפליקציה Player FM !
))
Daily Deals
Winning Isn't Easy: Long-Term Disability ERISA Claims
סמן הכל כלא נצפה...
Manage series 3641121
תוכן מסופק על ידי Nancy L. Cavey. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי Nancy L. Cavey או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.
Nancy L. Cavey, a seasoned attorney with over thirty-nine years of experience, explains the complex world of filing for Long-Term Disability benefits. Filing for disability can be a confusing, life changing event, so with her deft expertise, Nancy will guide you through:
- The ins-and-outs of ERISA (the Employee Retirement Income Security Act), which governs group Long-Term Disability Claims.
- Information regarding the process and lifespan of a claim, from the initial application to the request for hearing stages.
- Traps and tactics disability carriers (such as UNUM, The Hartford, Lincoln, and MetLife) use to hinder or deny your claim, including independent medical evaluations, surveillance, and arbitrary and capricious arguments downplaying the nature of your disability.
- Insights, overviews, and claimant stories regarding disease-specific content (ranging from commonplace ailments such as workplace injuries or accidents, to difficult to diagnose illnesses such as Fibromyalgia, Multiple Sclerosis, and POTS).
- Pertinent news happening in the disability world, and
- Much, much more.
Each episode of our podcast Winning Isn't Easy will expose you to invaluable tips and tricks for surviving the disability claims process (a system that is often wrought with pressures and pitfalls designed to encourage you to give up the benefits you rightfully deserve). As host, Nancy will often be joined by guest speakers who themselves are industry experts, ranging from lawyers specializing in related fields and doctors focusing on the diagnosis and treatment of specific diseases, to our associate attorney Krysti Monaco.
In her late teens, Nancy's father was diagnosed with leukemia. As someone who witnessed firsthand the devastating emotional and financial impact on both individual and family that being disabled and filing for benefits can have, Nancy is not just an attorney, but an empathetic presence who understands what you are going through.
Do not let disability insurance carriers rob you of your peace of mind. As a nationwide practice, The Law Office of Nancy L. Cavey may be able to help you get the disability benefits you deserve, regardless of where in the United States you reside. Remember - let Cavey Law be the bridge to your benefits.
Check out the links below to engage with us elsewhere:
Website - https://caveylaw.com/
YouTube - https://www.youtube.com/user/CaveyLaw
159 פרקים
שתפו
סמן הכל כלא נצפה...
Manage series 3641121
תוכן מסופק על ידי Nancy L. Cavey. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי Nancy L. Cavey או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.
Nancy L. Cavey, a seasoned attorney with over thirty-nine years of experience, explains the complex world of filing for Long-Term Disability benefits. Filing for disability can be a confusing, life changing event, so with her deft expertise, Nancy will guide you through:
- The ins-and-outs of ERISA (the Employee Retirement Income Security Act), which governs group Long-Term Disability Claims.
- Information regarding the process and lifespan of a claim, from the initial application to the request for hearing stages.
- Traps and tactics disability carriers (such as UNUM, The Hartford, Lincoln, and MetLife) use to hinder or deny your claim, including independent medical evaluations, surveillance, and arbitrary and capricious arguments downplaying the nature of your disability.
- Insights, overviews, and claimant stories regarding disease-specific content (ranging from commonplace ailments such as workplace injuries or accidents, to difficult to diagnose illnesses such as Fibromyalgia, Multiple Sclerosis, and POTS).
- Pertinent news happening in the disability world, and
- Much, much more.
Each episode of our podcast Winning Isn't Easy will expose you to invaluable tips and tricks for surviving the disability claims process (a system that is often wrought with pressures and pitfalls designed to encourage you to give up the benefits you rightfully deserve). As host, Nancy will often be joined by guest speakers who themselves are industry experts, ranging from lawyers specializing in related fields and doctors focusing on the diagnosis and treatment of specific diseases, to our associate attorney Krysti Monaco.
In her late teens, Nancy's father was diagnosed with leukemia. As someone who witnessed firsthand the devastating emotional and financial impact on both individual and family that being disabled and filing for benefits can have, Nancy is not just an attorney, but an empathetic presence who understands what you are going through.
Do not let disability insurance carriers rob you of your peace of mind. As a nationwide practice, The Law Office of Nancy L. Cavey may be able to help you get the disability benefits you deserve, regardless of where in the United States you reside. Remember - let Cavey Law be the bridge to your benefits.
Check out the links below to engage with us elsewhere:
Website - https://caveylaw.com/
YouTube - https://www.youtube.com/user/CaveyLaw
159 פרקים
כל הפרקים
×
1 What Every ERISA Policyholder or Plan Beneficiary Must Know About How the Carrier or Plan Uses Their Nurse Reviewer, Paper Medical Reviews, or Independent Medical Examinations To Create Reasons for… 24:02
24:02 
הפעל מאוחר יותר 
הפעל מאוחר יותר 
רשימות 
לייק 
אהבתי24:02
הפעל מאוחר יותר הפעל מאוחר יותר רשימות לייק אהבתיHave a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 6 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "What Every ERISA Policyholder or Plan Beneficiary Must Know About How the Carrier or Plan Uses Their Nurse Reviewer, Paper Medical Reviews, or Independent Medical Examinations To Create Reasons for the Denial or Termination of Your Disability Claim." Join attorney Nancy L. Cavey, a leading expert in disability claims, for an insightful discussion on the tactics disability carriers use to deny or terminate benefits. These tactics often include relying on nurse reviewers instead of specialized medical experts and conducting so-called "independent" medical examinations that are anything but. In this episode of Winning Isn’t Easy, Nancy breaks down each of these strategies, explaining how they work and what you need to watch out for to protect your claim. Don’t miss this essential information. In this episode, we'll cover the following topics: 1 - Can an ERISA Disability Carrier Use a Nurse-Only Review to Deny or Terminate My Disability Insurance Benefits? 2 - Can an ERISA Disability Carrier Use a Physician Peer Review to Deny or Terminate My Disability Insurance Benefits? 3 - The Not-So-Independent Medical Evaluation Games Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it. Listen to Our Sister Podcast: We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/ Resources Mentioned in This Episode: LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mind LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefits FREE CONSULT LINK: https://caveylaw.com/contact-us/ Need Help Today?: Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast. Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve. Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.…
1 How Long COVID and Other Social Security Disability Residual Functional Capacity Forms Can Help You Win Your ERISA Disability Insurance Claim 30:17
30:17 הפעל מאוחר יותר הפעל מאוחר יותר רשימות לייק אהבתי30:17
הפעל מאוחר יותר הפעל מאוחר יותר רשימות לייק אהבתיHave a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 5 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "How Long COVID and Other Social Security Disability Residual Functional Capacity Forms Can Help You Win Your ERISA Disability Insurance Claim." Join attorney Nancy L. Cavey, a leading expert in disability claims, for an insightful discussion on how Long COVID residual functional capacity forms can help you win your disability insurance claim. Strong medical evidence is essential for a successful disability claim - especially for conditions like Long COVID. A key part of this process is working with a trusted doctor who can accurately assess and document your functional status. In this episode of Winning Isn’t Easy, Nancy will also explore the various forms that can help you gather the medical evidence needed to strengthen your claim. In this episode, we'll cover the following topics: 1 - The Role Your Physician Plays in Your Long COVID Claim 2 - The Role Your Physician Plays in Determining Your Post-COVID Functional Status 3 - Why You Should Use a Long COVID Social Security Disability Residual Functional Capacity Form in Your Short-Term Disability and Long-Term Disability Claim 4 - Why You Want to Supplement a Long COVID Social Security Disability Residual Functional Capacity Form with Other Applicable Forms Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it. Listen to Our Sister Podcast: We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/ Resources Mentioned in This Episode: LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mind LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefits FREE CONSULT LINK: https://caveylaw.com/contact-us/ Need Help Today?: Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast. Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve. Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.…
1 An Update on Long COVID Long-Term Disability Claims 39:31
39:31 הפעל מאוחר יותר הפעל מאוחר יותר רשימות לייק אהבתי39:31
הפעל מאוחר יותר הפעל מאוחר יותר רשימות לייק אהבתיHave a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 4 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "An Update on Long COVID Long-Term Disability Claims." Join attorney Nancy L. Cavey, a leading expert in disability claims, for an insightful discussion on COVID and Long COVID Long-Term Disability insurance claims. Despite the passage of time, COVID remains a persistent issue, bringing new challenges to disability law. In this episode of Winning Isn't Easy, Nancy - one of the first attorneys in the U.S. to litigate a Long COVID disability claim - shares the latest updates on these cases. She explores how Long COVID contributes to other disabling conditions and exposes how insurance carriers are already wrongfully denying these claims. Don't miss this essential conversation for those navigating the complexities of Long COVID disability claims. In this episode, we'll cover the following topics: 1 - The Common Types of Cases from Long COVID Syndrome, Aggravation of an Underlying Disease Because of COVID, and New Medical Conditions Caused by Long COVID 2 - The Seven Denial Tools That Carriers or Plans Use to Justify a Claim Denial or Termination, and How Courts View These Denial Tools 3 - The Role of Your Physician in Your Long COVID Claim and Your Post-COVID Functional Status 4 - Vocational Denial Tools 5 - Thirteen Tips for Attacking the Denial or Termination of Your Long COVID Claim Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it. Listen to Our Sister Podcast: We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/ Resources Mentioned in This Episode: LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mind LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefits FREE CONSULT LINK: https://caveylaw.com/contact-us/ Need Help Today?: Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast. Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve. Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.…
1 Insights Into Life with a Disability with Ken Kunken 38:57
38:57 הפעל מאוחר יותר הפעל מאוחר יותר רשימות לייק אהבתי38:57
הפעל מאוחר יותר הפעל מאוחר יותר רשימות לייק אהבתיHave a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 3 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Insights Into Life with a Disability with Ken Kunken." Join attorney Nancy L. Cavey, a seasoned expert in disability claims, for a compelling conversation with Ken Kunken, a retired trial attorney who has lived with a disability since 1970. While playing college football that year, Ken suffered a catastrophic injury that left him paralyzed from the neck down. In this powerful episode of Winning Isn't Easy, Nancy sits down with Ken to discuss the realities of living with a long-term, life-changing disability. They explore how such an event reshapes life’s trajectory, influences interactions with the world and others, and, most importantly, how one can still build a fulfilling and meaningful life despite the challenges. Don’t miss this inspiring and insightful discussion. In this episode, we'll cover the following topics, and more: 1 - How Did Your Injuries Change Your View of Yourself? 2 - How Did You Learn to Deal With People’s Perception of You, and Not the Reality of You? 3 - What Advice Would You Give to Someone Who Has a Life-Changing Injury? Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it. Listen to Our Sister Podcast: We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/ Resources Mentioned in This Episode: LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mind LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefits FREE CONSULT LINK: https://caveylaw.com/contact-us/ Need Help Today?: Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast. Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve. Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.…
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 2 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "More on Sedgwick, P2." Join attorney Nancy L. Cavey, a seasoned expert in disability claims, as she takes a deep dive into Sedgwick, a prominent disability insurance carrier. Nancy unpacks Sedgwick’s approach by analyzing real-life cases - each with unique backgrounds and experiences. Through these stories, you'll uncover valuable insights and key lessons about how Sedgwick manages disability claims. In this episode, we'll cover the following topics: 1 - The Story of Ms. Foster 2 - The Story of Ms. Brock 3 - The Story of Ms. Castor 4 - The Story of Mr. Keaton 5 - The Story of Ms. Knott Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it. Listen to Our Sister Podcast: We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/ Resources Mentioned in This Episode: LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mind LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefits FREE CONSULT LINK: https://caveylaw.com/contact-us/ Need Help Today?: Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast. Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve. Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.…
1 Long-Term Care Health Benefits and Your Disability Insurance Policy 26:13
26:13 הפעל מאוחר יותר הפעל מאוחר יותר רשימות לייק אהבתי26:13
הפעל מאוחר יותר הפעל מאוחר יותר רשימות לייק אהבתיHave a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 5, Episode 1 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Long-Term Care Health Benefits and Your Disability Insurance Policy." Join host Nancy L. Cavey, an experienced attorney specializing in disability claims, as she delves into the complexities of Long-Term Care health benefits and their relationship with your disability insurance policy. Although their names may seem similar, Long-Term Disability insurance and Long-Term Care insurance have distinct differences, which Nancy will break down. She’ll also highlight critical policy language and expose the tactics insurance carriers often use to deny benefits. In this episode, we'll cover the following topics: 1 - The Four Differences between Long-Term Disability Insurance and Long-Term Care Insurance 2 - Typical Long-Term Care Policy Terms That You Should Be Familiar With, and Why the Devil Is in the Policy Terms 3 - Games Disability and Long-Term Care Carriers Play in Denying Benefits Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it. Listen to Our Sister Podcast: We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/ Resources Mentioned in This Episode: LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mind LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefits FREE CONSULT LINK: https://caveylaw.com/contact-us/ Need Help Today?: Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast. Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve. Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.…
1 What You Need to Know About Functional Capacity Evaluations in Your Long-Term Disability Claim 34:07
34:07 הפעל מאוחר יותר הפעל מאוחר יותר רשימות לייק אהבתי34:07
הפעל מאוחר יותר הפעל מאוחר יותר רשימות לייק אהבתיHave a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 44 of Winning Isn't Easy - our Season 4 finale. In this episode, we'll dive into the complicated topic of "What You Need to Know About Functional Capacity Evaluations in Your Long-Term Disability Claim." Join host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, as she explores functional capacity evaluations. These evaluations assess an individual's physical abilities and can be valuable in determining disability and strengthening claims. However, they are also prone to common pitfalls and mistakes that can ultimately undermine a case. In this episode, Nancy will provide a detailed overview of functional capacity evaluations, explain their benefits, and highlight the key mistakes that can occur during the process. In this episode, we'll cover the following topics: 1 - The Nuts and Bolts of a Functional Capacity Evaluation 2 - How You Can Use a Functional Capacity Evaluation to Support Your Claim and Overcome a Wrongful Claim Denial or Termination of Benefits 3 - Seven Mistakes You Can Make during a Functional Capacity Evaluation Ordered by Your Long-Term Disability Carrier 4 - What Are the Seven Ways an ERISA Disability Carrier Will Use the Results of a Compulsory Functional Capacity Evaluation to Terminate Your Disability Benefits, and How You Can Protect Yourself Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it. Resources Mentioned In This Episode: LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/ LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/ FREE CONSULT LINK: https://caveylaw.com/contact-us/ Need Help Today?: Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast. Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve. Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.…
1 The Ten Common Mistakes You Can Make in Your Initial Application for ERISA Disability Benefits 27:45
27:45 הפעל מאוחר יותר הפעל מאוחר יותר רשימות לייק אהבתי27:45
הפעל מאוחר יותר הפעל מאוחר יותר רשימות לייק אהבתיHave a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 43 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "The Ten Common Mistakes You Can Make in Your Initial Application for ERISA Disability Benefits." Join host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, as she delves into the complexities of the initial application process - an often daunting and error-prone step. While every stage of the disability claims journey can be challenging, the initial application can be especially confusing and frustrating, causing many applicants to abandon the process before they’ve even begun. In this episode, Nancy will thoroughly explore ten common mistakes made during the initial application, providing valuable insights to help you avoid these pitfalls. In this episode, we'll cover the following topics: 1 - Listening to your supervisor who says they have your back. 2 - Listening to your HR department. 3 - Not knowing what your STD / LTD policy or plan says. 4 - Picking the wrong date to be disabled. 5 - Not knowing what is in your medical records. 6 - Not filling out the application correctly. 7 - Screwing up the ADL forms. 8 - Screwing up the Interview. 9 - Doing things you shouldn't, and staying on social media. 10 - Not having an experienced ERISA lawyer represent you. Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it. Resources Mentioned In This Episode: LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/ LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/ FREE CONSULT LINK: https://caveylaw.com/contact-us/ Need Help Today?: Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast. Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve. Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.…
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 42 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Interstitial Cystitis." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, explores Interstitial Cystitis. Interstitial Cystitis is a long-term bladder disorder characterized by symptoms such as frequent urination, urgent bathroom needs, and pelvic discomfort. Around 1.3 million people in the United States are affected by this condition, with women making up more than one million of those cases. Host Nancy L. Cavey talks about how the severity and impact of Interstitial Cystitis can vary greatly from one person to another, as well as how the condition relates to disability claims. In this episode, we'll cover the following topics: 1 - What Should I Be Telling My Doctor about My Interstitial Cystitis Symptoms That Will Help Me Win My ERISA Disability Claim? 2 - How You Can Use Social Security Regulations on Impairment to Overcome an ERISA Disability Carrier or Plan Denial of Interstitial Cystitis 3 - Is a Diagnosis of Interstitial Cystitis and Fibromyalgia Sufficient to Overcome an Aetna Disability Insurance Claim Denial? Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it. Resources Mentioned In This Episode: LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/ LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/ FREE CONSULT LINK: https://caveylaw.com/contact-us/ Need Help Today?: Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast. Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve. Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.…
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 41 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "More on UNUM, P4." For another iteration, host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses UNUM, one of the disability world's most prominent carriers. UNUM, much like its competitors, does not make it easy for disability policyholders to get the benefits they paid for, and deserve. In this episode of Winning Isn't Easy, host Nancy L. Cavey walks through a number of UNUM denial tactics and failures. Even if you're not with UNUM, this episode will show you tactics that are commonplace amongst disability carriers when it comes to denying claims. In this episode, we'll cover the following topics: 1 - Is UNUM Legally Required to Tell You about Medical Evidence in Any Denial or Termination Letter? 2 - Combating and Attacking Common UNUM Failures to Win Your Benefits 3 - Is the Federal Court’s Job in Reviewing an ERISA Disability Insurance Claim to Weigh the Evidence, or Determine if There Is a Reasonable Basis for a Claim Denial? Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it. Resources Mentioned In This Episode: LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mind LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefits FREE CONSULT LINK: https://caveylaw.com/contact-us/ Need Help Today?: Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast. Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve. Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.…
1 Diseases - What You Must Know About Getting Benefits for Them, What Carriers Don’t Understand about Them, and How Carriers Will Wrongfully Deny Claims for Them 24:45
24:45 הפעל מאוחר יותר הפעל מאוחר יותר רשימות לייק אהבתי24:45
הפעל מאוחר יותר הפעל מאוחר יותר רשימות לייק אהבתיHave a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 40 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Diseases." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, explores diseases in a general sense, and how they relate to disability claims. While Winning Isn't Easy has explored of a number of diseases in disease-specific episodes, we've never dedicated an episode to the topic as a whole. In this episode, Nancy L. Cavey will be walking through the major components of a disability claim, describing how diseases interact with each via example, including how to get benefits for a disease, what carriers don't understand about diseases, and how carriers will wrongfully deny claims for diseases. In this episode, we'll cover the following topics: 1 - What Every ERISA Disability Policyholder or Plan Beneficiary Must Know about Getting Disability Benefits for Graves’ Disease 2 - Extra Flexible Joints, Chronic Pain, and Stretchy Skin – What ERISA Disability Carriers Don’t Get about Ehlers-Danlos Syndrome 3 - Reliance Standard Wrongfully Denies Claim of Nurse Anesthetist with Lyme Disease and Breast Cancer Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it. Resources Mentioned In This Episode: LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/ LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/ FREE CONSULT LINK: https://caveylaw.com/contact-us/ Need Help Today?: Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast. Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve. Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.…
1 Disorders Impacting Brain Health, P2 29:57
29:57 הפעל מאוחר יותר הפעל מאוחר יותר רשימות לייק אהבתי29:57
הפעל מאוחר יותר הפעל מאוחר יותר רשימות לייק אהבתיHave a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 39 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Disorders Impacting Brain Health, P2." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, explores disorders impacting brain health, and how they operate within an ERISA disability claim. Brain-related disorders can significantly impact an individual's ability to work and lead a fulfilling life. Understanding how to navigate ERISA (Employee Retirement Income Security Act) disability claims involving these conditions is paramount. Our last episode on this topic focused on generalized brain health disorders. Today, however, Nancy will walk through some more specified examples of illnesses impacting the brain, giving specific information for each condition. Stay tuned to learn all about disability claims for brain-related medical issues. In this episode, we'll cover the following topics: 1 - The Impact of Gaps in Treatment in Your Traumatic Brain Injury ERISA Disability Claim 2 - Bradykinesia and Your ERISA Long-Term Disability Claim 3 - Parkinson's Disease Secondary to Solvent Exposure and Your Disability Insurance Claim 4 - Cognitive Problems and Your Thyroid ERISA Disability Insurance Claim Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it. Resources Mentioned In This Episode: LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/ LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/ FREE CONSULT LINK: https://caveylaw.com/contact-us/ Need Help Today?: Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast. Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve. Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.…
1 Traps in Activity of Daily Living (ADL) Forms 32:41
32:41 הפעל מאוחר יותר הפעל מאוחר יותר רשימות לייק אהבתי32:41
הפעל מאוחר יותר הפעל מאוחר יותר רשימות לייק אהבתיHave a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 38 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Traps in Activity of Daily Living (ADL) Forms." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, explores the various traps buried throughout the infamous Activity of Daily Living form that claimants can fall into. The Activity of Daily Living (ADL) form is a form that claimants will be asked to complete at interval times during the course of their claim. While the purpose of the form is to establish your daily activities, it can also be used as a tool by disability carriers to deny, or terminate, a claim. Some questions covered in the ADL form are designed to be leading, ambiguous, or confusing. Today, your host, Nancy L. Cavey, will walk through some of the common pitfalls that can be found in this disability denial tool. In this episode, we'll cover the following topics: 1 - How Should I Answer the Question “What Keeps You from Working?” 2 - How Should I Answer the Question “How Bad Is Your Pain?” 3 - Tips for How to Answer the Question “What Do You Do on a Typical Day?” on a Disability Carrier or Plan’s Activity of Daily Living Form 4 - When I Apply for My ERISA Disability Benefits, Why Do They Ask Me What I Do around the House? Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it. Resources Mentioned In This Episode: LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/ LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/ FREE CONSULT LINK: https://caveylaw.com/contact-us/ Need Help Today?: Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast. Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve. Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.…
Have a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 37 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Back and Neck Disorders." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, explores various back and neck disorders, including Cervical Dystonia, Lumbar Radiculopathy, and Spinal Stenosis. Back and neck disorders are commonplace in the disability world - unfortunately, many of them have elements of subjective pain, which carriers love to latch onto as a reason to justify claims denials. Host Nancy L. Cavey will also discuss tests and procedures carriers expect claimants complaining of back or neck disorders to undergo, and how they can either medically bolster a claim against accusations of subjectivity, or, on the other hand, be used against a policyholder. In this episode, we'll cover the following topics: 1 - Cervical Dystonia and Your ERISA Long-Term Disability Claim 2 - Does Your Long-Term Disability Insurance Carrier Expect You to Undergo the MILD Procedure for Spinal Stenosis? 3 - Back Pain Caused by Lumbar Radiculopathy - A Somatic System Disorder That Justifies Prudential’s Termination of Long-Term Disability Benefits? 4 - Why a Positive Waddell Sign In Your Physical Examination Can Be Used by an ERISA Disability Carrier or Plan to Deny Your ERISA Disability Back Claim Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it. Resources Mentioned In This Episode: LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/ LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/ FREE CONSULT LINK: https://caveylaw.com/contact-us/ Need Help Today?: Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast. Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve. Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.…
1 ERISA Regulations, P2 - What Disclosures Must ERISA Disability Carriers or Plans Make to You in a Denial or Termination Letter, and More 31:41
31:41 הפעל מאוחר יותר הפעל מאוחר יותר רשימות לייק אהבתי31:41
הפעל מאוחר יותר הפעל מאוחר יותר רשימות לייק אהבתיHave a comment or question? Click this sentence to send us a message, and we might answer it in a future episode. Welcome to Season 4, Episode 36 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "ERISA Regulations, P2." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, explores more ERISA regulations. Specifically, she'll cover the disclosures disability carriers are required to make to you in a claim denial or termination letter. Despite ERISA regulations, carriers still often make mistakes or create tenuous reasons for justifying their actions in denial or termination letters, as they do in all parts of a claim. Today, your host, Nancy L. Cavey, will further discuss some of the many mistakes carriers make in handling claims, and how you can be aware of them. In this episode, we'll cover the following topics: 1 - What Disclosures Must an ERISA Disability Carrier or Plan Make in a Denial or Termination of Benefits Letter? 2 - What Are the Common Mistakes That ERISA Disability Carriers or Plans Make in a Denial or Termination of Benefits Letter? 3 - What Mistakes Are Made Regarding the Description of Additional Material and Information That the Carrier or Plan Thinks Is Necessary to Perfect Your Claim? 4 - Are There More Mistakes That Disability Carriers or Plans Make When They Deny or Terminate Your ERISA Disability Benefits? 5 - Why ERISA Carrier or Plan Explanations of the Medical, Scientific, or Clinical Judgment They Used Applies to Your Medical Condition Is Often Bull, and What You Must Do about It 6 - Using the Carrier or Plan’s Specific Internal Rules, Guidelines, Protocols, Standards, or Other Similar Criteria They Relied upon in Denying or Terminating Benefits to Overcome Your Claim Denial Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it. Resources Mentioned In This Episode: LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/ LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/ FREE CONSULT LINK: https://caveylaw.com/contact-us/ Need Help Today?: Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast. Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve. Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.…
ברוכים הבאים אל Player FM!
Player FM סורק את האינטרנט עבור פודקאסטים באיכות גבוהה בשבילכם כדי שתהנו מהם כרגע. זה יישום הפודקאסט הטוב ביותר והוא עובד על אנדרואיד, iPhone ואינטרנט. הירשמו לסנכרון מנויים במכשירים שונים.
Daily Deals
Daily Deals
Player FM - אפליקציית פודקאסט
התחל במצב לא מקוון עם האפליקציה Player FM !
התחל במצב לא מקוון עם האפליקציה Player FM !
))
