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תוכן מסופק על ידי Wade Betz. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי Wade Betz או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.
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Can Your Lender Close on Time?

 
שתפו
 

Manage episode 169898685 series 1315561
תוכן מסופק על ידי Wade Betz. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי Wade Betz או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.
Choosing the right lender is critical if you want to close on time, and today I want to tell you why.

Closing on time is a promise that every lender makes, but the reality is that very few actually do it consistently.

When I have an initial conversation with a borrower and I ask them what’s most important to them, I’ll often hear things like the interest rate, the communication level, the products that are offered, and the ability to close on time. Out of all of those factors, the one that has the most bearing on a successful transaction is the lender’s ability to close on time.

If you take out a loan, it’s very important to partner with a lender that will go through the due diligence steps up front to ensure that you’re fully pre-approved. After that, they should set the correct expectations for you so that when you shop for a home, you know how to properly negotiate for it so the transaction is a smooth one and you have a happy closing.

Nationwide, about one-third of all home loans don’t close on time, according to the Campbell/Inside Mortgage Finance Housing Pulse Tracking Survey. FHA loans only close on time 59.2% of the time. Conventional loans (e.g., those that are backed by Fannie Mae and Freddie Mac) only close on time 63.6% of the time. Cash transactions—believe it or not—only close on time 79.1% of the time.
Who you partner with for your financing has a large impact on your transaction.

Who you partner with for your financing has a large impact on whether you have a successful closing or not. If you or someone you know is planning on purchasing a home in the next six months, please don’t hesitate to give us a call or shoot us an email so we can set up a consultation. We’d be happy to help!

  continue reading

16 פרקים

Artwork
iconשתפו
 
Manage episode 169898685 series 1315561
תוכן מסופק על ידי Wade Betz. כל תוכן הפודקאסטים כולל פרקים, גרפיקה ותיאורי פודקאסטים מועלים ומסופקים ישירות על ידי Wade Betz או שותף פלטפורמת הפודקאסט שלהם. אם אתה מאמין שמישהו משתמש ביצירה שלך המוגנת בזכויות יוצרים ללא רשותך, אתה יכול לעקוב אחר התהליך המתואר כאן https://he.player.fm/legal.
Choosing the right lender is critical if you want to close on time, and today I want to tell you why.

Closing on time is a promise that every lender makes, but the reality is that very few actually do it consistently.

When I have an initial conversation with a borrower and I ask them what’s most important to them, I’ll often hear things like the interest rate, the communication level, the products that are offered, and the ability to close on time. Out of all of those factors, the one that has the most bearing on a successful transaction is the lender’s ability to close on time.

If you take out a loan, it’s very important to partner with a lender that will go through the due diligence steps up front to ensure that you’re fully pre-approved. After that, they should set the correct expectations for you so that when you shop for a home, you know how to properly negotiate for it so the transaction is a smooth one and you have a happy closing.

Nationwide, about one-third of all home loans don’t close on time, according to the Campbell/Inside Mortgage Finance Housing Pulse Tracking Survey. FHA loans only close on time 59.2% of the time. Conventional loans (e.g., those that are backed by Fannie Mae and Freddie Mac) only close on time 63.6% of the time. Cash transactions—believe it or not—only close on time 79.1% of the time.
Who you partner with for your financing has a large impact on your transaction.

Who you partner with for your financing has a large impact on whether you have a successful closing or not. If you or someone you know is planning on purchasing a home in the next six months, please don’t hesitate to give us a call or shoot us an email so we can set up a consultation. We’d be happy to help!

  continue reading

16 פרקים

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