This One Deadline Could Wreck Your College Plans — Parent PLUS Changes Every Family Needs to Hear

Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom

Big changes are coming for Parent PLUS loans—and most families have no idea. In this episode of The Get Out of Debt Guy Show, Steve Rhode and Damon Day break down the hidden deadlines, confusing rule changes, and massive traps built into the new Parent PLUS system. If you’re planning to help your kid with college—or already have Parent PLUS loans—June 30, 2026 is the line in the sand. Miss it, and you may permanently lose access to income-driven repayment and Public Service Loan Forgiveness.

We’ll cover what’s changing, what’s still unclear, and what actions every parent needs to take now to avoid a costly mistake. This isn’t just a student loan episode—it’s your warning signal.

Get the full breakdown at https://getoutofdebt.org. Damon is available at https://damonday.com.